CMRC vs CZWI

Comparison between Commerce.com Inc Series 1 (CMRC, Company) and Citizens Community Bancorp Inc MD (CZWI, Company).

CMRC is from the Technology sector, while CZWI is from the Financial Services sector.

5-Year PerformanceCZWI has outperformed CMRC, delivering a return of +13.5% compared to -48.1%

CMRC vs CZWI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CMRC(COMPANY)	CZWI(COMPANY)
Market Cap	$223M	$223M
Max Drawdown	98.26%	84.82%
Sharpe Ratio	-0.86	1.82
5Y Beta	1.20	0.46
Industry	Software - Application	Banks - Regional
P/E Ratio	-29.75	15.07
Forward P/E	7.28	10.72
PEG Ratio	N/A	0.74
Dividend Yield	N/A	0.45%
5Y Dividends CAGR	N/A	-1.80%
5Y EPS CAGR	N/A	1.63%
Debt to Equity	343.08%	27.16%
Free Cash Flow Yield	19.48%	5.51%
P/S Ratio	0.65	3.62
P/B Ratio	5.19	1.17

Market Cap

Winner

CMRC

$223M

CZWI

$223M

Max Drawdown

CMRC

98.26%

Winner

CZWI

84.82%

Sharpe Ratio

CMRC

-0.86

Winner

CZWI

1.82

5Y Beta

CMRC

1.20

Winner

CZWI

0.46

Industry

CMRC

Software - Application

CZWI

Banks - Regional

P/E Ratio

Winner

CMRC

-29.75

CZWI

15.07

Forward P/E

Winner

CMRC

7.28

CZWI

10.72

PEG Ratio

CMRC

N/A

CZWI

0.74

Dividend Yield

CMRC

N/A

CZWI

0.45%

5Y Dividends CAGR

CMRC

N/A

CZWI

-1.80%

5Y EPS CAGR

CMRC

N/A

CZWI

1.63%

Debt to Equity

CMRC

343.08%

Winner

CZWI

27.16%

Free Cash Flow Yield

Winner

CMRC

19.48%

CZWI

5.51%

P/S Ratio

Winner

CMRC

0.65

CZWI

3.62

P/B Ratio

CMRC

5.19

Winner

CZWI

1.17

CMRC vs CZWI - Historical Returns

Returns include dividend reinvestment.

Period	CMRC	CZWI
1 month	-3.87%	+0.35%
3 months	-11.39%	+12.70%
6 months	-20.34%	+27.58%
1 year	-50.48%	+53.47%
5 years(CAGR)	-48.09%	+13.54%
10 years(CAGR)	N/A	+10.30%
Max(CAGR)	-42.72%	+4.18%

CMRC

-3.87%

Winner

CZWI

+0.35%

CMRC

-11.39%

Winner

CZWI

+12.70%

CMRC

-20.34%

Winner

CZWI

+27.58%

CMRC

-50.48%

Winner

CZWI

+53.47%

5Y(CAGR)

CMRC

-48.09%

Winner

CZWI

+13.54%

10Y(CAGR)

CMRC

N/A

CZWI

+10.30%

Max(CAGR)

CMRC

-42.72%

Winner

CZWI

+4.18%

CMRC vs CZWI - Annual Returns (2004 - 2026)

Returns include dividend reinvestment.

Year	CMRC	CZWI
2026	-35.84%	+33.22%
2025	-33.33%	+11.93%
2024	-32.00%	+44.94%
2023	+15.97%	+1.19%
2022	-76.60%	-11.18%
2021	-39.37%	+28.24%
2020	-11.24%	-9.31%
2019	N/A	+8.89%
2018	N/A	-17.17%
2017	N/A	+10.96%
2016	N/A	+33.84%
2015	N/A	+5.46%
2014	N/A	+25.88%
2013	N/A	+21.83%
2012	N/A	+20.72%
2011	N/A	+30.53%
2010	N/A	+15.16%
2009	N/A	-49.10%
2008	N/A	-17.38%
2007	N/A	-8.30%
2006	N/A	-25.06%
2005	N/A	-11.41%
2004	N/A	+21.26%

CMRC vs CZWI Drawdown Comparison

The maximum drawdown for CMRC was -98.26%, occurring on Feb 12, 2026. This drawdown has not yet recovered.

The maximum drawdown for CZWI was -83.63%, occurring on Nov 30, 2009. Recovery took 4613 trading sessions.

The current CMRC drawdown is -98.15%. The current CZWI drawdown is -4.05%.

Rank	CMRC	CZWI
#1	-98.26% Aug 27, 2020 - Feb 12, 2026	-83.63% Aug 3, 2006 - Dec 2, 2024
#2	-31.02% Aug 6, 2020 - Aug 25, 2020	-31.15% Feb 10, 2005 - Apr 27, 2006
#3	N/A	-23.32% Dec 5, 2024 - Sep 4, 2025
#4	N/A	-15.09% Apr 5, 2004 - Nov 1, 2004
#5	N/A	-14.47% Dec 3, 2004 - Feb 10, 2005
#6	N/A	-9.47% Sep 18, 2025 - Nov 13, 2025
#7	N/A	-8.42% Feb 9, 2026 - Mar 20, 2026
#8	N/A	-6.54% May 8, 2026 - Jun 12, 2026
#9	N/A	-6.05% Jul 1, 2026 - Jul 8, 2026
#10	N/A	-5.63% Dec 18, 2025 - Jan 21, 2026
#11	N/A	-4.62% Jan 21, 2026 - Feb 4, 2026
#12	N/A	-4.02% Jun 30, 2006 - Jul 26, 2006
#13	N/A	-3.31% Nov 13, 2025 - Nov 25, 2025
#14	N/A	-3.19% Jun 23, 2026 - Jun 26, 2026
#15	N/A	-2.95% Sep 4, 2025 - Sep 18, 2025

Correlation

Correlation between CMRC and CZWI is -0.50 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.50

-101