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CZWI vs SPOK

Comparison between Citizens Community Bancorp Inc MD (CZWI, Company) and Spok Holdings Inc (SPOK, Company).

CZWI is from the Financial Services sector, while SPOK is from the Healthcare sector.

5-Year PerformanceSPOK has outperformed CZWI, delivering a return of +14.4% compared to +13.5%

CZWI vs SPOK - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
CZWI
$223M
SPOK
$222M
Max Drawdown
CZWI
84.82%
Winner
SPOK
84.19%
Sharpe Ratio
Winner
CZWI
1.82
SPOK
-1.37
5Y Beta
CZWI
0.46
Winner
SPOK
0.38
Industry
CZWI
Banks - Regional
SPOK
Health Information Services
P/E Ratio
Winner
CZWI
15.07
SPOK
17.34
Forward P/E
CZWI
10.72
Winner
SPOK
10.15
PEG Ratio
CZWI
0.74
Winner
SPOK
0.00
Dividend Yield
CZWI
0.45%
Winner
SPOK
11.70%
5Y Dividends CAGR
CZWI
-1.80%
Winner
SPOK
20.11%
5Y EPS CAGR
CZWI
1.63%
SPOK
N/A
Debt to Equity
CZWI
27.16%
Winner
SPOK
0.00%
Free Cash Flow Yield
CZWI
5.51%
Winner
SPOK
11.48%
P/S Ratio
CZWI
3.62
Winner
SPOK
1.63
P/B Ratio
Winner
CZWI
1.17
SPOK
1.58

CZWI vs SPOK - Historical Returns

Returns include dividend reinvestment.

1M
Winner
CZWI
+0.35%
SPOK
-1.96%
3M
Winner
CZWI
+12.70%
SPOK
-4.87%
6M
Winner
CZWI
+27.58%
SPOK
-16.83%
1Y
Winner
CZWI
+53.47%
SPOK
-34.80%
5Y(CAGR)
CZWI
+13.54%
Winner
SPOK
+14.37%
10Y(CAGR)
Winner
CZWI
+10.30%
SPOK
+0.97%
Max(CAGR)
Winner
CZWI
+4.18%
SPOK
+2.60%

CZWI vs SPOK - Annual Returns (2004 - 2026)

Returns include dividend reinvestment.

YearCZWISPOK
2026+33.22%-14.52%
2025+11.93%-10.22%
2024+44.94%+12.59%
2023+1.19%+101.26%
2022-11.18%+0.96%
2021+28.24%-17.96%
2020-9.31%-3.56%
2019+8.89%-6.50%
2018-17.17%-10.68%
2017+10.96%-25.39%
2016+33.84%+30.42%
2015+5.46%+9.00%
2014+25.88%+26.95%
2013+21.83%+25.83%
2012+20.72%-12.00%
2011+30.53%-19.19%
2010+15.16%+88.84%
2009-49.10%+13.61%
2008-17.38%-6.56%
2007-8.30%-25.63%
2006-25.06%-6.25%
2005-11.41%-14.07%
2004+21.26%-4.70%

CZWI vs SPOK Drawdown Comparison

The maximum drawdown for CZWI was -83.63%, occurring on Nov 30, 2009. Recovery took 4613 trading sessions.

The maximum drawdown for SPOK was -74.00%, occurring on Apr 22, 2008. Recovery took 1435 trading sessions.

The current CZWI drawdown is -4.05%. The current SPOK drawdown is -38.28%.

RankCZWISPOK
#1-83.63%
Aug 3, 2006 - Dec 2, 2024
-74.00%
Mar 16, 2005 - Nov 24, 2010
#2-31.15%
Feb 10, 2005 - Apr 27, 2006
-62.93%
Jan 4, 2017 - Jul 28, 2023
#3-23.32%
Dec 5, 2024 - Sep 4, 2025
-39.86%
Aug 13, 2025 - Jun 30, 2026
#4-15.09%
Apr 5, 2004 - Nov 1, 2004
-37.82%
Dec 10, 2010 - Mar 17, 2014
#5-14.47%
Dec 3, 2004 - Feb 10, 2005
-30.56%
Apr 3, 2014 - Jan 15, 2015
#6-9.47%
Sep 18, 2025 - Nov 13, 2025
-25.98%
Apr 14, 2015 - Jul 11, 2016
#7-8.42%
Feb 9, 2026 - Mar 20, 2026
-20.01%
Nov 27, 2023 - Feb 29, 2024
#8-6.54%
May 8, 2026 - Jun 12, 2026
-19.93%
Jul 13, 2016 - Dec 8, 2016
#9-6.05%
Jul 1, 2026 - Jul 8, 2026
-18.78%
Feb 29, 2024 - Nov 8, 2024
#10-5.63%
Dec 18, 2025 - Jan 21, 2026
-18.06%
Feb 18, 2025 - May 16, 2025
#11-4.62%
Jan 21, 2026 - Feb 4, 2026
-14.05%
Feb 26, 2015 - Mar 23, 2015
#12-4.02%
Jun 30, 2006 - Jul 26, 2006
-10.84%
Jul 28, 2023 - Sep 7, 2023
#13-3.31%
Nov 13, 2025 - Nov 25, 2025
-10.71%
Nov 22, 2004 - Feb 10, 2005
#14-3.19%
Jun 23, 2026 - Jun 26, 2026
-9.17%
Sep 19, 2023 - Nov 1, 2023
#15-2.95%
Sep 4, 2025 - Sep 18, 2025
-8.89%
Jan 16, 2015 - Feb 18, 2015

Correlation

Correlation between CZWI and SPOK is 0.56 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.56
-101

Dividend Comparison (2005 - 2026)

CZWI vs SPOK dividend yield comparison.

YearCZWISPOK
20260.91%5.95%
20252.02%9.48%
20241.96%7.79%
20232.48%8.07%
20222.16%15.26%
20211.67%5.36%
20201.93%4.49%
20191.64%4.09%
20181.83%3.77%
20171.19%3.19%
20160.97%3.61%
20150.85%3.41%
20140.44%2.88%
20130.27%3.50%
20120.00%6.42%
20110.00%7.21%
20100.00%14.07%
20094.41%15.89%
20082.86%12.10%
20072.28%20.63%
20062.04%16.32%
20050.00%5.41%

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