EBC vs JSM

Comparison between Eastern Bankshares Inc (EBC, Company) and Navient Corp (JSM, Company).

5-Year PerformanceEBC has outperformed JSM, delivering a return of +6.8% compared to -0.5%

EBC vs JSM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	EBC(COMPANY)	JSM(COMPANY)
Market Cap	$5.27B	$5.27B
Max Drawdown	54.12%	71.93%
Sharpe Ratio	1.34	-0.12
5Y Beta	0.99	0.20
Industry	Banks - Regional	Other
P/E Ratio	13.51	15.98
Forward P/E	12.50	N/A
PEG Ratio	N/A	0.00
Dividend Yield	2.22%	3.57%
5Y Dividends CAGR	30.99%	4.56%
Debt to Equity	0.00%	N/A
Free Cash Flow Yield	7.13%	N/A
P/S Ratio	4.72	N/A
P/B Ratio	1.13	N/A

Market Cap

EBC

$5.27B

Winner

JSM

$5.27B

Max Drawdown

Winner

EBC

54.12%

JSM

71.93%

Sharpe Ratio

Winner

EBC

1.34

JSM

-0.12

5Y Beta

EBC

0.99

Winner

JSM

0.20

Industry

EBC

Banks - Regional

JSM

Other

P/E Ratio

Winner

EBC

13.51

JSM

15.98

Forward P/E

EBC

12.50

JSM

N/A

PEG Ratio

EBC

N/A

JSM

0.00

Dividend Yield

EBC

2.22%

Winner

JSM

3.57%

5Y Dividends CAGR

Winner

EBC

30.99%

JSM

4.56%

Debt to Equity

EBC

0.00%

JSM

N/A

Free Cash Flow Yield

EBC

7.13%

JSM

N/A

P/S Ratio

EBC

4.72

JSM

N/A

P/B Ratio

EBC

1.13

JSM

N/A

EBC vs JSM - Historical Returns

Returns include dividend reinvestment.

Period	EBC	JSM
1 month	+10.61%	-2.70%
3 months	+13.36%	-2.06%
6 months	+14.81%	-7.77%
1 year	+46.02%	+3.76%
5 years(CAGR)	+6.81%	-0.49%
10 years(CAGR)	N/A	+5.02%
Max(CAGR)	+14.42%	+5.83%

Winner

EBC

+10.61%

JSM

-2.70%

Winner

EBC

+13.36%

JSM

-2.06%

Winner

EBC

+14.81%

JSM

-7.77%

Winner

EBC

+46.02%

JSM

+3.76%

5Y(CAGR)

Winner

EBC

+6.81%

JSM

-0.49%

10Y(CAGR)

EBC

N/A

JSM

+5.02%

Max(CAGR)

Winner

EBC

+14.42%

JSM

+5.83%

EBC vs JSM - Annual Returns (2003 - 2026)

Returns include dividend reinvestment.

Year	EBC	JSM
2026	+25.52%	-8.48%
2025	+12.03%	+19.27%
2024	+26.39%	-9.64%
2023	-14.72%	+30.35%
2022	-14.90%	-26.60%
2021	+30.09%	+6.19%
2020	+34.24%	+9.61%
2019	N/A	+52.67%
2018	N/A	-24.33%
2017	N/A	+13.47%
2016	N/A	+43.17%
2015	N/A	-18.00%
2014	N/A	+22.55%
2013	N/A	-17.72%
2012	N/A	+33.97%
2011	N/A	+1.49%
2010	N/A	+39.36%
2009	N/A	+62.28%
2008	N/A	-35.68%
2007	N/A	-22.83%
2006	N/A	+9.79%
2005	N/A	+0.59%
2004	N/A	+6.66%
2003	N/A	-0.08%

EBC vs JSM Drawdown Comparison

The maximum drawdown for EBC was -52.33%, occurring on May 2, 2023. Recovery took 1170 trading sessions.

The maximum drawdown for JSM was -63.86%, occurring on Mar 2, 2009. Recovery took 748 trading sessions.

The current EBC drawdown is -2.22%. The current JSM drawdown is -9.58%.

Rank	EBC	JSM
#1	-52.33% May 24, 2021 - Jan 21, 2026	-63.86% Mar 29, 2007 - Mar 18, 2010
#2	-15.03% Feb 9, 2026 - Jun 25, 2026	-52.60% Jan 27, 2020 - Nov 12, 2020
#3	-6.31% Dec 24, 2020 - Jan 7, 2021	-39.00% Mar 5, 2015 - Jul 12, 2016
#4	-6.01% Jan 7, 2021 - Feb 22, 2021	-31.79% Sep 17, 2018 - Jul 18, 2019
#5	-4.82% May 6, 2021 - May 20, 2021	-30.64% Nov 1, 2021 - Sep 29, 2025
#6	-4.62% Jul 6, 2026 - Jul 16, 2026	-22.03% May 24, 2013 - Jan 23, 2015
#7	-4.46% Mar 19, 2021 - Apr 15, 2021	-19.38% Mar 26, 2004 - Oct 18, 2004
#8	-4.41% Oct 22, 2020 - Nov 9, 2020	-17.19% May 27, 2011 - Feb 8, 2012
#9	-3.69% Dec 14, 2020 - Dec 22, 2020	-13.15% Nov 21, 2017 - Aug 10, 2018
#10	-3.45% Jul 16, 2026 - Jul 20, 2026	-12.98% Sep 8, 2016 - May 10, 2017
#11	-2.27% Apr 16, 2021 - Apr 23, 2021	-11.26% Feb 29, 2012 - Jun 26, 2012
#12	-2.22% Oct 15, 2020 - Oct 21, 2020	-10.78% Dec 30, 2025 - Mar 20, 2026
#13	-2.19% Feb 3, 2026 - Feb 9, 2026	-10.42% Apr 26, 2010 - Aug 4, 2010
#14	-2.11% Jan 22, 2026 - Jan 29, 2026	-10.14% Feb 15, 2006 - Aug 22, 2006
#15	-2.06% Feb 25, 2021 - Mar 2, 2021	-8.90% Nov 8, 2010 - Jan 10, 2011

Correlation

Correlation between EBC and JSM is 0.57 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.57

-101

Dividend Comparison (2004 - 2026)

EBC vs JSM dividend yield comparison.

Year	EBC	JSM
2026	1.22%	4.24%
2025	2.77%	7.37%
2024	2.61%	8.45%
2023	2.89%	7.00%
2022	2.32%	6.38%
2021	1.49%	4.44%
2020	0.00%	5.96%
2019	0.00%	6.25%
2018	0.00%	9.09%
2017	0.00%	6.31%
2016	0.00%	6.77%
2015	0.00%	9.09%
2014	0.00%	6.92%
2013	0.00%	8.07%
2012	0.00%	6.25%
2011	0.00%	7.88%
2010	0.00%	7.37%
2009	0.00%	9.60%
2008	0.00%	14.42%
2007	0.00%	8.57%
2006	0.00%	6.14%
2005	0.00%	6.33%
2004	0.00%	6.00%