EARN vs BVFL

Comparison between Ellington Residential Mortgage REIT (EARN, Company) and BV Financial Inc (BVFL, Company).

Both EARN and BVFL are from the Financial Services sector.

5-Year PerformanceBVFL has outperformed EARN, delivering a return of +11.2% compared to -6.4%

EARN vs BVFL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	EARN(COMPANY)	BVFL(COMPANY)
Market Cap	$177M	$177M
Max Drawdown	79.95%	57.57%
Sharpe Ratio	-0.21	1.28
5Y Beta	0.61	0.48
Industry	Asset Management	Banks - Regional
P/E Ratio	-13.47	15.14
Forward P/E	4.75	N/A
PEG Ratio	-1.79	0.46
Dividend Yield	20.40%	N/A
5Y Dividends CAGR	-1.47%	N/A
5Y EPS CAGR	3.89%	N/A
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	8.38%	10.16%
P/S Ratio	4.05	3.98
P/B Ratio	0.79	0.95

Market Cap

EARN

$177M

Winner

BVFL

$177M

Max Drawdown

EARN

79.95%

Winner

BVFL

57.57%

Sharpe Ratio

EARN

-0.21

Winner

BVFL

1.28

5Y Beta

EARN

0.61

Winner

BVFL

0.48

Industry

EARN

Asset Management

BVFL

Banks - Regional

P/E Ratio

Winner

EARN

-13.47

BVFL

15.14

Forward P/E

EARN

4.75

BVFL

N/A

PEG Ratio

Winner

EARN

-1.79

BVFL

0.46

Dividend Yield

EARN

20.40%

BVFL

N/A

5Y Dividends CAGR

EARN

-1.47%

BVFL

N/A

5Y EPS CAGR

EARN

3.89%

BVFL

N/A

Debt to Equity

EARN

0.00%

BVFL

0.00%

Free Cash Flow Yield

EARN

8.38%

Winner

BVFL

10.16%

P/S Ratio

EARN

4.05

Winner

BVFL

3.98

P/B Ratio

Winner

EARN

0.79

BVFL

0.95

EARN vs BVFL - Historical Returns

Returns include dividend reinvestment.

Period	EARN	BVFL
1 month	-2.03%	+1.52%
3 months	+5.62%	+6.27%
6 months	-1.61%	+4.66%
1 year	-3.92%	+37.65%
5 years(CAGR)	-6.40%	+11.23%
10 years(CAGR)	+2.94%	+16.85%
Max(CAGR)	+2.15%	+15.56%

EARN

-2.03%

Winner

BVFL

+1.52%

EARN

+5.62%

Winner

BVFL

+6.27%

EARN

-1.61%

Winner

BVFL

+4.66%

EARN

-3.92%

Winner

BVFL

+37.65%

5Y(CAGR)

EARN

-6.40%

Winner

BVFL

+11.23%

10Y(CAGR)

EARN

+2.94%

Winner

BVFL

+16.85%

Max(CAGR)

EARN

+2.15%

Winner

BVFL

+15.56%

EARN vs BVFL - Annual Returns (2013 - 2026)

Returns include dividend reinvestment.

Year	EARN	BVFL
2026	-5.46%	+10.07%
2025	-6.45%	+6.14%
2024	+26.25%	+20.67%
2023	+0.74%	-13.17%
2022	-27.03%	+24.38%
2021	-10.99%	+18.23%
2020	+36.02%	-1.45%
2019	+16.58%	+18.97%
2018	-1.63%	+59.14%
2017	+2.14%	+39.24%
2016	+20.56%	-6.55%
2015	-13.34%	N/A
2014	+20.80%	N/A
2013	-14.05%	N/A

EARN vs BVFL Drawdown Comparison

The maximum drawdown for EARN was -66.44%, occurring on Mar 24, 2020. Recovery took 111 trading sessions.

The maximum drawdown for BVFL was -57.57%, occurring on Aug 24, 2023. This drawdown has not yet recovered.

The current EARN drawdown is -29.68%. The current BVFL drawdown is -12.52%.

Rank	EARN	BVFL
#1	-66.44% Feb 20, 2020 - Jul 29, 2020	-57.57% Feb 15, 2023 - Aug 24, 2023
#2	-49.93% Jun 14, 2021 - Oct 10, 2022	-44.47% Oct 25, 2019 - Mar 22, 2021
#3	-32.95% Nov 10, 2014 - Jul 29, 2016	-26.80% Nov 22, 2017 - May 24, 2018
#4	-27.80% Jun 23, 2017 - Feb 12, 2020	-25.37% Aug 23, 2018 - Aug 30, 2018
#5	-27.74% May 24, 2013 - Aug 22, 2014	-17.73% Jul 13, 2018 - Aug 21, 2018
#6	-12.36% Aug 1, 2016 - Feb 10, 2017	-17.65% Jul 6, 2017 - Nov 22, 2017
#7	-10.14% Dec 31, 2020 - Jun 7, 2021	-17.25% Mar 22, 2021 - Aug 12, 2021
#8	-9.29% May 8, 2017 - Jun 23, 2017	-16.00% Apr 11, 2022 - Jan 20, 2023
#9	-8.28% Sep 16, 2020 - Nov 11, 2020	-14.44% Mar 4, 2016 - Apr 5, 2017
#10	-5.93% Mar 1, 2017 - Mar 23, 2017	-13.10% Apr 5, 2017 - May 1, 2017
#11	-5.42% Nov 27, 2020 - Dec 28, 2020	-12.70% Apr 25, 2019 - Sep 24, 2019
#12	-4.89% Sep 8, 2014 - Oct 16, 2014	-11.44% May 25, 2018 - Jun 12, 2018
#13	-4.08% Aug 10, 2020 - Aug 24, 2020	-10.67% Aug 27, 2021 - Apr 6, 2022
#14	-3.28% Aug 28, 2020 - Sep 14, 2020	-9.36% Apr 16, 2019 - Apr 25, 2019
#15	-2.88% Nov 11, 2020 - Nov 17, 2020	-8.79% Nov 6, 2018 - Apr 16, 2019

Correlation

Correlation between EARN and BVFL is 0.49 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.49

-101

Dividend Comparison (2013 - 2026)

EARN vs BVFL dividend yield comparison.

Year	EARN	BVFL
2026	8.67%	0.00%
2025	18.22%	0.00%
2024	14.50%	0.00%
2023	15.66%	0.00%
2022	15.16%	0.00%
2021	11.36%	0.00%
2020	8.59%	0.00%
2019	10.88%	0.00%
2018	14.17%	0.69%
2017	13.04%	0.00%
2016	12.68%	0.00%
2015	16.19%	0.00%
2014	13.52%	0.00%
2013	7.41%	0.00%