BVFL vs HTLM

Comparison between BV Financial Inc (BVFL, Company) and HomesToLife Ltd (HTLM, Company).

BVFL is from the Financial Services sector, while HTLM is from the Consumer Cyclical sector.

BVFL vs HTLM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BVFL(COMPANY)	HTLM(COMPANY)
Market Cap	$177M	$177M
Max Drawdown	57.57%	87.25%
Sharpe Ratio	1.28	-0.34
5Y Beta	0.48	-0.00
Industry	Banks - Regional	Specialty Retail
P/E Ratio	15.14	10.67
PEG Ratio	0.46	N/A
Debt to Equity	0.00%	37.32%
Free Cash Flow Yield	10.16%	6.99%
P/S Ratio	3.98	0.45
P/B Ratio	0.95	5.74

Market Cap

Winner

BVFL

$177M

HTLM

$177M

Max Drawdown

Winner

BVFL

57.57%

HTLM

87.25%

Sharpe Ratio

Winner

BVFL

1.28

HTLM

-0.34

5Y Beta

BVFL

0.48

Winner

HTLM

-0.00

Industry

BVFL

Banks - Regional

HTLM

Specialty Retail

P/E Ratio

BVFL

15.14

Winner

HTLM

10.67

PEG Ratio

BVFL

0.46

HTLM

N/A

Debt to Equity

Winner

BVFL

0.00%

HTLM

37.32%

Free Cash Flow Yield

Winner

BVFL

10.16%

HTLM

6.99%

P/S Ratio

BVFL

3.98

Winner

HTLM

0.45

P/B Ratio

Winner

BVFL

0.95

HTLM

5.74

BVFL vs HTLM - Historical Returns

Returns include dividend reinvestment.

Period	BVFL	HTLM
1 month	+1.52%	+18.13%
3 months	+6.27%	-0.43%
6 months	+4.66%	-25.32%
1 year	+37.65%	-43.64%
5 years(CAGR)	+11.23%	N/A
10 years(CAGR)	+16.85%	N/A
Max(CAGR)	+15.56%	-32.00%

BVFL

+1.52%

Winner

HTLM

+18.13%

Winner

BVFL

+6.27%

HTLM

-0.43%

Winner

BVFL

+4.66%

HTLM

-25.32%

Winner

BVFL

+37.65%

HTLM

-43.64%

5Y(CAGR)

BVFL

+11.23%

HTLM

N/A

10Y(CAGR)

BVFL

+16.85%

HTLM

N/A

Max(CAGR)

Winner

BVFL

+15.56%

HTLM

-32.00%

BVFL vs HTLM - Annual Returns (2016 - 2026)

Returns include dividend reinvestment.

Year	BVFL	HTLM
2026	+10.07%	-13.60%
2025	+6.14%	-74.92%
2024	+20.67%	+105.72%
2023	-13.17%	N/A
2022	+24.38%	N/A
2021	+18.23%	N/A
2020	-1.45%	N/A
2019	+18.97%	N/A
2018	+59.14%	N/A
2017	+39.24%	N/A
2016	-6.55%	N/A

BVFL vs HTLM Drawdown Comparison

The maximum drawdown for BVFL was -57.57%, occurring on Aug 24, 2023. This drawdown has not yet recovered.

The maximum drawdown for HTLM was -87.25%, occurring on Apr 7, 2026. This drawdown has not yet recovered.

The current BVFL drawdown is -12.52%. The current HTLM drawdown is -83.34%.

Rank	BVFL	HTLM
#1	-57.57% Feb 15, 2023 - Aug 24, 2023	-87.25% Dec 20, 2024 - Apr 7, 2026
#2	-44.47% Oct 25, 2019 - Mar 22, 2021	-37.50% Oct 21, 2024 - Nov 27, 2024
#3	-26.80% Nov 22, 2017 - May 24, 2018	-33.62% Nov 27, 2024 - Dec 12, 2024
#4	-25.37% Aug 23, 2018 - Aug 30, 2018	-5.36% Oct 9, 2024 - Oct 21, 2024
#5	-17.73% Jul 13, 2018 - Aug 21, 2018	-4.67% Dec 16, 2024 - Dec 19, 2024
#6	-17.65% Jul 6, 2017 - Nov 22, 2017	-1.23% Oct 3, 2024 - Oct 8, 2024
#7	-17.25% Mar 22, 2021 - Aug 12, 2021	N/A
#8	-16.00% Apr 11, 2022 - Jan 20, 2023	N/A
#9	-14.44% Mar 4, 2016 - Apr 5, 2017	N/A
#10	-13.10% Apr 5, 2017 - May 1, 2017	N/A
#11	-12.70% Apr 25, 2019 - Sep 24, 2019	N/A
#12	-11.44% May 25, 2018 - Jun 12, 2018	N/A
#13	-10.67% Aug 27, 2021 - Apr 6, 2022	N/A
#14	-9.36% Apr 16, 2019 - Apr 25, 2019	N/A
#15	-8.79% Nov 6, 2018 - Apr 16, 2019	N/A

Correlation

Correlation between BVFL and HTLM is -0.57 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.57

-101