DUOL vs UBSI

Comparison between Duolingo Inc - Class A (DUOL, Company) and United Bankshares Inc (UBSI, Company).

DUOL is from the Technology sector, while UBSI is from the Financial Services sector.

5-Year PerformanceUBSI has outperformed DUOL, delivering a return of +11.0% compared to -0.6%

DUOL vs UBSI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	DUOL(COMPANY)	UBSI(COMPANY)
Market Cap	$6.74B	$6.75B
Max Drawdown	83.35%	65.05%
Sharpe Ratio	-1.12	1.28
5Y Beta	1.26	0.79
Industry	Software - Application	Banks - Regional
P/E Ratio	16.01	13.54
Forward P/E	20.33	13.55
PEG Ratio	0.06	0.38
Dividend Yield	N/A	3.08%
5Y Dividends CAGR	N/A	6.07%
5Y EPS CAGR	N/A	7.21%
Debt to Equity	0.00%	3.03%
Free Cash Flow Yield	6.06%	7.91%
P/S Ratio	5.41	5.37
P/B Ratio	4.55	1.19

Market Cap

DUOL

$6.74B

Winner

UBSI

$6.75B

Max Drawdown

DUOL

83.35%

Winner

UBSI

65.05%

Sharpe Ratio

DUOL

-1.12

Winner

UBSI

1.28

5Y Beta

DUOL

1.26

Winner

UBSI

0.79

Industry

DUOL

Software - Application

UBSI

Banks - Regional

P/E Ratio

DUOL

16.01

Winner

UBSI

13.54

Forward P/E

DUOL

20.33

Winner

UBSI

13.55

PEG Ratio

Winner

DUOL

0.06

UBSI

0.38

Dividend Yield

DUOL

N/A

UBSI

3.08%

5Y Dividends CAGR

DUOL

N/A

UBSI

6.07%

5Y EPS CAGR

DUOL

N/A

UBSI

7.21%

Debt to Equity

Winner

DUOL

0.00%

UBSI

3.03%

Free Cash Flow Yield

DUOL

6.06%

Winner

UBSI

7.91%

P/S Ratio

DUOL

5.41

Winner

UBSI

5.37

P/B Ratio

DUOL

4.55

Winner

UBSI

1.19

DUOL vs UBSI - Historical Returns

Returns include dividend reinvestment.

Period	DUOL	UBSI
1 month	+3.49%	+6.67%
3 months	+21.69%	+17.42%
6 months	+18.00%	+13.69%
1 year	-59.73%	+35.57%
5 years(CAGR)	-0.56%	+11.00%
10 years(CAGR)	N/A	+6.56%
Max(CAGR)	-0.90%	+6.70%

DUOL

+3.49%

Winner

UBSI

+6.67%

Winner

DUOL

+21.69%

UBSI

+17.42%

Winner

DUOL

+18.00%

UBSI

+13.69%

DUOL

-59.73%

Winner

UBSI

+35.57%

5Y(CAGR)

DUOL

-0.56%

Winner

UBSI

+11.00%

10Y(CAGR)

DUOL

N/A

UBSI

+6.56%

Max(CAGR)

DUOL

-0.90%

Winner

UBSI

+6.70%

DUOL vs UBSI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	DUOL	UBSI
2026	-24.73%	+30.66%
2025	-46.15%	+7.97%
2024	+51.26%	+3.64%
2023	+219.82%	-2.28%
2022	-32.30%	+13.97%
2021	-23.67%	+16.79%
2020	N/A	-11.55%
2019	N/A	+25.98%
2018	N/A	-7.31%
2017	N/A	-21.87%
2016	N/A	+33.06%
2015	N/A	+3.41%
2014	N/A	+25.41%
2013	N/A	+29.39%
2012	N/A	-11.96%
2011	N/A	-0.92%
2010	N/A	+45.44%
2009	N/A	-34.66%
2008	N/A	+24.31%
2007	N/A	-25.68%
2006	N/A	+11.89%
2005	N/A	-4.12%
2004	N/A	+27.89%
2003	N/A	+7.70%
2002	N/A	+5.73%
2001	N/A	+46.94%
2000	N/A	-5.55%
1999	N/A	-3.44%

DUOL vs UBSI Drawdown Comparison

The maximum drawdown for DUOL was -83.35%, occurring on Apr 10, 2026. This drawdown has not yet recovered.

The maximum drawdown for UBSI was -62.10%, occurring on Mar 6, 2009. Recovery took 1652 trading sessions.

The current DUOL drawdown is -75.43%. The current UBSI drawdown is -0.20%.

Rank	DUOL	UBSI
#1	-83.35% May 14, 2025 - Apr 10, 2026	-62.10% Dec 27, 2006 - Jul 23, 2013
#2	-68.92% Sep 23, 2021 - Nov 9, 2023	-52.34% Dec 9, 2016 - May 13, 2021
#3	-38.27% Feb 18, 2025 - May 2, 2025	-38.09% Nov 10, 2022 - Nov 6, 2024
#4	-36.16% May 7, 2024 - Sep 18, 2024	-34.79% Nov 3, 1999 - Jun 4, 2001
#5	-27.76% Dec 19, 2023 - May 6, 2024	-25.79% Nov 25, 2024 - Jan 15, 2026
#6	-17.81% Aug 5, 2021 - Sep 2, 2021	-23.47% Nov 6, 2015 - Nov 10, 2016
#7	-16.22% Dec 5, 2024 - Feb 4, 2025	-22.54% May 17, 2021 - Aug 16, 2022
#8	-8.46% Sep 10, 2021 - Sep 16, 2021	-22.48% Dec 15, 2004 - Nov 11, 2005
#9	-6.50% Nov 14, 2023 - Nov 24, 2023	-17.35% May 3, 2002 - Aug 21, 2003
#10	-6.11% Nov 8, 2024 - Nov 20, 2024	-16.34% Jul 22, 2015 - Nov 6, 2015
#11	-4.65% Nov 27, 2023 - Dec 12, 2023	-13.73% Feb 6, 2026 - Jun 12, 2026
#12	-4.43% Feb 10, 2025 - Feb 13, 2025	-12.68% Aug 16, 2022 - Oct 27, 2022
#13	-4.12% Oct 9, 2024 - Oct 29, 2024	-12.01% Aug 30, 2001 - Dec 17, 2001
#14	-3.33% Sep 25, 2024 - Oct 9, 2024	-11.49% Dec 24, 2013 - Jun 6, 2014
#15	-3.29% Jul 28, 2021 - Jul 30, 2021	-10.27% Dec 29, 2014 - Mar 2, 2015