DTW vs BFH

Comparison between DTE Energy Company (DTW, Company) and Bread Financial Holdings Inc (BFH, Company).

5-Year PerformanceBFH has outperformed DTW, delivering a return of +7.4% compared to +0.1%

DTW vs BFH - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	DTW(COMPANY)	BFH(COMPANY)
Market Cap	$4.22B	$4.21B
Max Drawdown	35.56%	92.70%
Sharpe Ratio	-0.48	1.38
5Y Beta	0.19	1.44
Industry	N/A	Credit Services
P/E Ratio	3.34	8.08
Forward P/E	N/A	9.22
PEG Ratio	N/A	0.15
Dividend Yield	16.80%	0.88%
5Y Dividends CAGR	4.56%	6.07%
5Y EPS CAGR	-3.75%	7.63%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	78.03%	51.98%
P/S Ratio	N/A	1.55
P/B Ratio	N/A	1.21

Market Cap

Winner

DTW

$4.22B

BFH

$4.21B

Max Drawdown

Winner

DTW

35.56%

BFH

92.70%

Sharpe Ratio

DTW

-0.48

Winner

BFH

1.38

5Y Beta

Winner

DTW

0.19

BFH

1.44

Industry

DTW

N/A

BFH

Credit Services

P/E Ratio

Winner

DTW

3.34

BFH

8.08

Forward P/E

DTW

N/A

BFH

9.22

PEG Ratio

DTW

N/A

BFH

0.15

Dividend Yield

Winner

DTW

16.80%

BFH

0.88%

5Y Dividends CAGR

DTW

4.56%

Winner

BFH

6.07%

5Y EPS CAGR

DTW

-3.75%

Winner

BFH

7.63%

Debt to Equity

DTW

0.00%

BFH

0.00%

Free Cash Flow Yield

Winner

DTW

78.03%

BFH

51.98%

P/S Ratio

DTW

N/A

BFH

1.55

P/B Ratio

DTW

N/A

BFH

1.21

DTW vs BFH - Historical Returns

Returns include dividend reinvestment.

Period	DTW	BFH
1 month	-3.28%	-0.31%
3 months	-5.78%	+12.61%
6 months	-7.14%	+51.31%
1 year	-0.49%	+63.28%
5 years(CAGR)	+0.10%	+7.44%
10 years(CAGR)	+2.81%	-4.17%
Max(CAGR)	+2.81%	+10.31%

DTW

-3.28%

Winner

BFH

-0.31%

DTW

-5.78%

Winner

BFH

+12.61%

DTW

-7.14%

Winner

BFH

+51.31%

DTW

-0.49%

Winner

BFH

+63.28%

5Y(CAGR)

DTW

+0.10%

Winner

BFH

+7.44%

10Y(CAGR)

Winner

DTW

+2.81%

BFH

-4.17%

Max(CAGR)

DTW

+2.81%

Winner

BFH

+10.31%

DTW vs BFH - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	DTW	BFH
2026	-3.55%	+38.21%
2025	+0.07%	+24.24%
2024	-3.26%	+88.60%
2023	+20.40%	-10.91%
2022	-13.14%	-44.18%
2021	+0.82%	+18.69%
2020	+6.81%	-32.82%
2019	+23.21%	-26.40%
2018	-6.27%	-40.61%
2017	+2.51%	+9.77%
2016	N/A	-15.69%
2015	N/A	-3.08%
2014	N/A	+9.04%
2013	N/A	+76.42%
2012	N/A	+40.87%
2011	N/A	+43.19%
2010	N/A	+7.80%
2009	N/A	+35.69%
2008	N/A	-37.27%
2007	N/A	+17.06%
2006	N/A	+69.02%
2005	N/A	-23.70%
2004	N/A	+69.57%
2003	N/A	+53.78%
2002	N/A	+1.20%
2001	N/A	+48.91%

DTW vs BFH Drawdown Comparison

The maximum drawdown for DTW was -33.98%, occurring on Mar 18, 2020. Recovery took 213 trading sessions.

The maximum drawdown for BFH was -92.35%, occurring on Mar 18, 2020. This drawdown has not yet recovered.

The current DTW drawdown is -11.09%. The current BFH drawdown is -51.30%.

Rank	DTW	BFH
#1	-33.98% Oct 14, 2019 - Aug 18, 2020	-92.35% Apr 23, 2015 - Mar 18, 2020
#2	-17.95% Aug 4, 2022 - Jan 31, 2023	-70.54% Oct 24, 2007 - Mar 4, 2011
#3	-15.39% Oct 15, 2024 - Apr 11, 2025	-46.63% Apr 1, 2002 - Jul 8, 2003
#4	-12.93% Sep 12, 2018 - Jan 31, 2019	-32.42% Dec 29, 2004 - Apr 20, 2006
#5	-12.86% Feb 2, 2023 - Dec 14, 2023	-32.24% Jul 18, 2001 - Nov 19, 2001
#6	-12.49% Dec 24, 2020 - Aug 3, 2022	-20.86% Jul 3, 2006 - Oct 19, 2006
#7	-9.94% Mar 21, 2024 - Sep 10, 2024	-20.59% Mar 20, 2014 - Jan 21, 2015
#8	-8.33% Dec 29, 2017 - Jun 5, 2018	-18.67% Jul 26, 2011 - Oct 24, 2011
#9	-4.09% Dec 28, 2023 - Feb 23, 2024	-15.88% Jan 31, 2007 - May 17, 2007
#10	-3.35% Aug 29, 2019 - Sep 24, 2019	-15.43% Jun 30, 2004 - Oct 14, 2004
#11	-2.97% Sep 10, 2020 - Oct 12, 2020	-15.18% Jan 30, 2002 - Mar 4, 2002
#12	-2.78% Oct 12, 2020 - Nov 5, 2020	-11.77% Dec 1, 2003 - Jan 29, 2004
#13	-2.45% Feb 28, 2019 - Apr 23, 2019	-11.33% Oct 28, 2011 - Dec 5, 2011
#14	-2.04% Jun 5, 2018 - Aug 30, 2018	-11.19% Jan 3, 2014 - Feb 7, 2014
#15	-1.42% Aug 18, 2020 - Sep 10, 2020	-10.81% Aug 29, 2003 - Nov 26, 2003

Correlation

Correlation between DTW and BFH is -0.68 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.68

-101

Dividend Comparison (2016 - 2026)

DTW vs BFH dividend yield comparison.

Year	DTW	BFH
2026	3.27%	0.44%
2025	6.21%	1.16%
2024	5.95%	1.38%
2023	5.36%	2.55%
2022	6.17%	2.23%
2021	5.08%	1.07%
2020	4.84%	1.70%
2019	4.96%	2.25%
2018	6.13%	1.52%
2017	0.00%	0.82%
2016	0.00%	0.23%