CZWI vs HNNAZ

Comparison between Citizens Community Bancorp Inc MD (CZWI, Company) and Hennessy Advisors Inc (HNNAZ, Company).

5-Year PerformanceCZWI has outperformed HNNAZ, delivering a return of +10.6% compared to +4.3%

CZWI vs HNNAZ - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CZWI(COMPANY)	HNNAZ(COMPANY)
Market Cap	$199M	$199M
Max Drawdown	84.82%	17.23%
Sharpe Ratio	1.64	0.42
5Y Beta	0.47	0.04
Industry	Banks - Regional	N/A
P/E Ratio	13.46	21.77
Forward P/E	10.72	N/A
PEG Ratio	0.66	8.92
Dividend Yield	0.51%	N/A
5Y Dividends CAGR	-1.80%	N/A
5Y EPS CAGR	1.63%	3.86%
Debt to Equity	27.16%	0.00%
Free Cash Flow Yield	6.17%	5.96%
P/S Ratio	3.25	N/A
P/B Ratio	1.05	N/A

Market Cap

Winner

CZWI

$199M

HNNAZ

$199M

Max Drawdown

CZWI

84.82%

Winner

HNNAZ

17.23%

Sharpe Ratio

Winner

CZWI

1.64

HNNAZ

0.42

5Y Beta

CZWI

0.47

Winner

HNNAZ

0.04

Industry

CZWI

Banks - Regional

HNNAZ

N/A

P/E Ratio

Winner

CZWI

13.46

HNNAZ

21.77

Forward P/E

CZWI

10.72

HNNAZ

N/A

PEG Ratio

Winner

CZWI

0.66

HNNAZ

8.92

Dividend Yield

CZWI

0.51%

HNNAZ

N/A

5Y Dividends CAGR

CZWI

-1.80%

HNNAZ

N/A

5Y EPS CAGR

CZWI

1.63%

Winner

HNNAZ

3.86%

Debt to Equity

CZWI

27.16%

Winner

HNNAZ

0.00%

Free Cash Flow Yield

Winner

CZWI

6.17%

HNNAZ

5.96%

P/S Ratio

CZWI

3.25

HNNAZ

N/A

P/B Ratio

CZWI

1.05

HNNAZ

N/A

CZWI vs HNNAZ - Historical Returns

Returns include dividend reinvestment.

Period	CZWI	HNNAZ
1 month	-1.36%	+0.48%
3 months	+16.75%	+1.27%
6 months	+17.99%	+3.20%
1 year	+49.55%	+6.60%
5 years(CAGR)	+10.60%	+4.27%
10 years(CAGR)	+9.93%	N/A
Max(CAGR)	+3.73%	+4.27%

CZWI

-1.36%

Winner

HNNAZ

+0.48%

Winner

CZWI

+16.75%

HNNAZ

+1.27%

Winner

CZWI

+17.99%

HNNAZ

+3.20%

Winner

CZWI

+49.55%

HNNAZ

+6.60%

5Y(CAGR)

Winner

CZWI

+10.60%

HNNAZ

+4.27%

10Y(CAGR)

CZWI

+9.93%

HNNAZ

N/A

Max(CAGR)

CZWI

+3.73%

Winner

HNNAZ

+4.27%

CZWI vs HNNAZ - Annual Returns (2004 - 2026)

Returns include dividend reinvestment.

Year	CZWI	HNNAZ
2026	+20.29%	+1.76%
2025	+11.93%	+8.40%
2024	+44.94%	+3.10%
2023	+1.19%	+5.57%
2022	-11.18%	-5.51%
2021	+28.24%	+1.17%
2020	-9.31%	N/A
2019	+8.89%	N/A
2018	-17.17%	N/A
2017	+10.96%	N/A
2016	+33.84%	N/A
2015	+5.46%	N/A
2014	+25.88%	N/A
2013	+21.83%	N/A
2012	+20.72%	N/A
2011	+30.53%	N/A
2010	+15.16%	N/A
2009	-49.10%	N/A
2008	-17.38%	N/A
2007	-8.30%	N/A
2006	-25.06%	N/A
2005	-11.41%	N/A
2004	+21.26%	N/A

CZWI vs HNNAZ Drawdown Comparison

The maximum drawdown for CZWI was -83.63%, occurring on Nov 30, 2009. Recovery took 4613 trading sessions.

The maximum drawdown for HNNAZ was -11.88%, occurring on Mar 28, 2023. Recovery took 472 trading sessions.

The current CZWI drawdown is -3.04%. The current HNNAZ drawdown is -0.67%.

Rank	CZWI	HNNAZ
#1	-83.63% Aug 3, 2006 - Dec 2, 2024	-11.88% Jan 20, 2022 - Dec 6, 2023
#2	-31.15% Feb 10, 2005 - Apr 27, 2006	-7.65% Dec 6, 2023 - Jan 2, 2024
#3	-23.32% Dec 5, 2024 - Sep 4, 2025	-4.54% Jan 2, 2024 - Jun 27, 2024
#4	-15.09% Apr 5, 2004 - Nov 1, 2004	-4.02% Jul 29, 2024 - Oct 17, 2024
#5	-14.47% Dec 3, 2004 - Feb 10, 2005	-3.61% Jan 3, 2022 - Jan 20, 2022
#6	-9.47% Sep 18, 2025 - Nov 13, 2025	-2.96% Mar 27, 2025 - Jun 13, 2025
#7	-8.42% Feb 9, 2026 - Mar 20, 2026	-2.66% Nov 21, 2025 - Dec 15, 2025
#8	-6.54% May 8, 2026 - Jun 1, 2026	-2.45% Oct 30, 2024 - Jan 6, 2025
#9	-5.63% Dec 18, 2025 - Jan 21, 2026	-2.28% Jun 27, 2024 - Jul 10, 2024
#10	-4.62% Jan 21, 2026 - Feb 4, 2026	-2.23% Jul 10, 2024 - Jul 29, 2024
#11	-4.02% Jun 30, 2006 - Jul 26, 2006	-1.78% Mar 16, 2026 - Apr 28, 2026
#12	-3.31% Nov 13, 2025 - Nov 25, 2025	-1.76% Aug 25, 2025 - Sep 15, 2025
#13	-2.95% Sep 4, 2025 - Sep 18, 2025	-1.50% Apr 28, 2026 - May 8, 2026
#14	-2.45% Apr 8, 2026 - Apr 28, 2026	-1.42% Feb 28, 2025 - Mar 18, 2025
#15	-2.22% May 3, 2006 - Jun 29, 2006	-1.40% Sep 15, 2025 - Nov 21, 2025

Correlation

Correlation between CZWI and HNNAZ is 0.86 which considered as a strong positive correlation - the stocks tend to move together.

0.86

-101

Dividend Comparison (2006 - 2026)

CZWI vs HNNAZ dividend yield comparison.

Year	CZWI	HNNAZ
2026	1.01%	1.21%
2025	2.02%	4.88%
2024	1.96%	5.03%
2023	2.48%	5.13%
2022	2.16%	5.11%
2021	1.67%	0.00%
2020	1.93%	0.00%
2019	1.64%	0.00%
2018	1.83%	0.00%
2017	1.19%	0.00%
2016	0.97%	0.00%
2015	0.85%	0.00%
2014	0.44%	0.00%
2013	0.27%	0.00%
2009	4.41%	0.00%
2008	2.86%	0.00%
2007	2.28%	0.00%
2006	2.04%	0.00%