CZWI vs BRCC

Comparison between Citizens Community Bancorp Inc MD (CZWI, Company) and BRC Inc - Class A (BRCC, Company).

CZWI is from the Financial Services sector, while BRCC is from the Consumer Defensive sector.

5-Year PerformanceCZWI has outperformed BRCC, delivering a return of +10.6% compared to -33.2%

CZWI vs BRCC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CZWI(COMPANY)	BRCC(COMPANY)
Market Cap	$199M	$199M
Max Drawdown	84.82%	98.11%
Sharpe Ratio	1.64	-0.01
5Y Beta	0.47	0.80
Industry	Banks - Regional	Packaged Foods
P/E Ratio	13.46	-15.86
Forward P/E	10.72	71.43
PEG Ratio	0.66	-0.18
Dividend Yield	0.51%	N/A
5Y Dividends CAGR	-1.80%	N/A
5Y EPS CAGR	1.63%	N/A
Debt to Equity	27.16%	73.90%
Free Cash Flow Yield	6.17%	-1.02%
P/S Ratio	3.25	0.48
P/B Ratio	1.05	4.28

Market Cap

CZWI

$199M

Winner

BRCC

$199M

Max Drawdown

Winner

CZWI

84.82%

BRCC

98.11%

Sharpe Ratio

Winner

CZWI

1.64

BRCC

-0.01

5Y Beta

Winner

CZWI

0.47

BRCC

0.80

Industry

CZWI

Banks - Regional

BRCC

Packaged Foods

P/E Ratio

CZWI

13.46

Winner

BRCC

-15.86

Forward P/E

Winner

CZWI

10.72

BRCC

71.43

PEG Ratio

CZWI

0.66

Winner

BRCC

-0.18

Dividend Yield

CZWI

0.51%

BRCC

N/A

5Y Dividends CAGR

CZWI

-1.80%

BRCC

N/A

5Y EPS CAGR

CZWI

1.63%

BRCC

N/A

Debt to Equity

Winner

CZWI

27.16%

BRCC

73.90%

Free Cash Flow Yield

Winner

CZWI

6.17%

BRCC

-1.02%

P/S Ratio

CZWI

3.25

Winner

BRCC

0.48

P/B Ratio

Winner

CZWI

1.05

BRCC

4.28

CZWI vs BRCC - Historical Returns

Returns include dividend reinvestment.

Period	CZWI	BRCC
1 month	-1.36%	-4.07%
3 months	+16.75%	+69.95%
6 months	+17.99%	+3.60%
1 year	+49.55%	-21.04%
5 years(CAGR)	+10.60%	-33.21%
10 years(CAGR)	+9.93%	N/A
Max(CAGR)	+3.73%	-32.85%

Winner

CZWI

-1.36%

BRCC

-4.07%

CZWI

+16.75%

Winner

BRCC

+69.95%

Winner

CZWI

+17.99%

BRCC

+3.60%

Winner

CZWI

+49.55%

BRCC

-21.04%

5Y(CAGR)

Winner

CZWI

+10.60%

BRCC

-33.21%

10Y(CAGR)

CZWI

+9.93%

BRCC

N/A

Max(CAGR)

Winner

CZWI

+3.73%

BRCC

-32.85%

CZWI vs BRCC - Annual Returns (2004 - 2026)

Returns include dividend reinvestment.

Year	CZWI	BRCC
2026	+20.29%	+15.62%
2025	+11.93%	-65.42%
2024	+44.94%	-24.70%
2023	+1.19%	-42.65%
2022	-11.18%	-39.92%
2021	+28.24%	+3.26%
2020	-9.31%	N/A
2019	+8.89%	N/A
2018	-17.17%	N/A
2017	+10.96%	N/A
2016	+33.84%	N/A
2015	+5.46%	N/A
2014	+25.88%	N/A
2013	+21.83%	N/A
2012	+20.72%	N/A
2011	+30.53%	N/A
2010	+15.16%	N/A
2009	-49.10%	N/A
2008	-17.38%	N/A
2007	-8.30%	N/A
2006	-25.06%	N/A
2005	-11.41%	N/A
2004	+21.26%	N/A

CZWI vs BRCC Drawdown Comparison

The maximum drawdown for CZWI was -83.63%, occurring on Nov 30, 2009. Recovery took 4613 trading sessions.

The maximum drawdown for BRCC was -98.11%, occurring on Feb 23, 2026. This drawdown has not yet recovered.

The current CZWI drawdown is -3.04%. The current BRCC drawdown is -96.09%.

Rank	CZWI	BRCC
#1	-83.63% Aug 3, 2006 - Dec 2, 2024	-98.11% Apr 11, 2022 - Feb 23, 2026
#2	-31.15% Feb 10, 2005 - Apr 27, 2006	-20.16% Feb 22, 2022 - Mar 29, 2022
#3	-23.32% Dec 5, 2024 - Sep 4, 2025	-18.45% Nov 2, 2021 - Feb 9, 2022
#4	-15.09% Apr 5, 2004 - Nov 1, 2004	-14.78% Apr 4, 2022 - Apr 8, 2022
#5	-14.47% Dec 3, 2004 - Feb 10, 2005	-8.91% Feb 11, 2022 - Feb 17, 2022
#6	-9.47% Sep 18, 2025 - Nov 13, 2025	-3.13% May 19, 2021 - Aug 9, 2021
#7	-8.42% Feb 9, 2026 - Mar 20, 2026	-3.02% Aug 9, 2021 - Nov 2, 2021
#8	-6.54% May 8, 2026 - Jun 1, 2026	-1.11% May 5, 2021 - May 19, 2021
#9	-5.63% Dec 18, 2025 - Jan 21, 2026	-0.20% May 3, 2021 - May 5, 2021
#10	-4.62% Jan 21, 2026 - Feb 4, 2026	N/A
#11	-4.02% Jun 30, 2006 - Jul 26, 2006	N/A
#12	-3.31% Nov 13, 2025 - Nov 25, 2025	N/A
#13	-2.95% Sep 4, 2025 - Sep 18, 2025	N/A
#14	-2.45% Apr 8, 2026 - Apr 28, 2026	N/A
#15	-2.22% May 3, 2006 - Jun 29, 2006	N/A

Correlation

Correlation between CZWI and BRCC is -0.35 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.35

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