CVNA vs HUM

Comparison between Carvana Co. - Class A (CVNA, Company) and Humana Inc (HUM, Company).

CVNA is from the Consumer Cyclical sector, while HUM is from the Healthcare sector.

5-Year PerformanceCVNA has outperformed HUM, delivering a return of +0.4% compared to -2.0%

CVNA vs HUM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CVNA(COMPANY)	HUM(COMPANY)
Market Cap	$48B	$48B
Max Drawdown	98.99%	78.42%
Sharpe Ratio	0.14	1.23
5Y Beta	2.20	0.40
Industry	Auto & Truck Dealerships	Healthcare Plans
P/E Ratio	36.73	15.07
Forward P/E	43.86	43.48
PEG Ratio	0.18	0.89
Dividend Yield	N/A	0.89%
5Y Dividends CAGR	N/A	11.44%
5Y EPS CAGR	N/A	8.85%
Debt to Equity	16.69%	75.31%
Free Cash Flow Yield	1.54%	2.67%
P/S Ratio	3.15	0.35
P/B Ratio	12.50	2.56

Market Cap

Winner

CVNA

$48B

HUM

$48B

Max Drawdown

CVNA

98.99%

Winner

HUM

78.42%

Sharpe Ratio

CVNA

0.14

Winner

HUM

1.23

5Y Beta

CVNA

2.20

Winner

HUM

0.40

Industry

CVNA

Auto & Truck Dealerships

HUM

Healthcare Plans

P/E Ratio

CVNA

36.73

Winner

HUM

15.07

Forward P/E

CVNA

43.86

Winner

HUM

43.48

PEG Ratio

Winner

CVNA

0.18

HUM

0.89

Dividend Yield

CVNA

N/A

HUM

0.89%

5Y Dividends CAGR

CVNA

N/A

HUM

11.44%

5Y EPS CAGR

CVNA

N/A

HUM

8.85%

Debt to Equity

Winner

CVNA

16.69%

HUM

75.31%

Free Cash Flow Yield

CVNA

1.54%

Winner

HUM

2.67%

P/S Ratio

CVNA

3.15

Winner

HUM

0.35

P/B Ratio

CVNA

12.50

Winner

HUM

2.56

CVNA vs HUM - Historical Returns

Returns include dividend reinvestment.

Period	CVNA	HUM
1 month	-2.12%	+7.90%
3 months	-2.14%	+104.65%
6 months	-28.93%	+42.78%
1 year	-4.75%	+71.43%
5 years(CAGR)	+0.35%	-1.97%
10 years(CAGR)	+44.55%	+10.74%
Max(CAGR)	+44.55%	+16.62%

CVNA

-2.12%

Winner

HUM

+7.90%

CVNA

-2.14%

Winner

HUM

+104.65%

CVNA

-28.93%

Winner

HUM

+42.78%

CVNA

-4.75%

Winner

HUM

+71.43%

5Y(CAGR)

Winner

CVNA

+0.35%

HUM

-1.97%

10Y(CAGR)

Winner

CVNA

+44.55%

HUM

+10.74%

Max(CAGR)

Winner

CVNA

+44.55%

HUM

+16.62%

CVNA vs HUM - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CVNA	HUM
2026	-17.77%	+49.46%
2025	+111.48%	+2.79%
2024	+316.12%	-45.42%
2023	+1043.41%	-7.84%
2022	-98.02%	+10.77%
2021	-1.90%	+13.27%
2020	+147.08%	+13.71%
2019	+185.34%	+31.18%
2018	+78.65%	+14.62%
2017	+72.25%	+26.58%
2016	N/A	+14.05%
2015	N/A	+25.64%
2014	N/A	+40.88%
2013	N/A	+52.73%
2012	N/A	-21.24%
2011	N/A	+60.46%
2010	N/A	+19.83%
2009	N/A	+17.76%
2008	N/A	-52.28%
2007	N/A	+34.43%
2006	N/A	-0.84%
2005	N/A	+86.32%
2004	N/A	+29.48%
2003	N/A	+121.63%
2002	N/A	-13.04%
2001	N/A	-21.08%
2000	N/A	+101.64%
1999	N/A	+10.08%

CVNA vs HUM Drawdown Comparison

The maximum drawdown for CVNA was -98.99%, occurring on Dec 27, 2022. Recovery took 997 trading sessions.

The maximum drawdown for HUM was -78.42%, occurring on Mar 5, 2009. Recovery took 961 trading sessions.

The current CVNA drawdown is -31.21%. The current HUM drawdown is -27.35%.

Rank	CVNA	HUM
#1	-98.99% Aug 10, 2021 - Jul 31, 2025	-78.42% Jan 14, 2008 - Nov 3, 2011
#2	-73.34% Feb 21, 2020 - Jun 5, 2020	-69.92% Nov 3, 2022 - Mar 12, 2026
#3	-57.87% Sep 11, 2018 - Apr 30, 2019	-49.21% Jun 19, 2002 - Jul 28, 2003
#4	-46.56% Jun 26, 2017 - Apr 9, 2018	-48.65% Jan 13, 2000 - Sep 15, 2000
#5	-41.21% Jan 22, 2026 - Mar 20, 2026	-44.21% Dec 28, 2000 - Apr 18, 2002
#6	-28.89% Mar 2, 2021 - Jul 6, 2021	-43.60% Feb 13, 2020 - Apr 30, 2020
#7	-27.47% Sep 1, 2020 - Oct 1, 2020	-35.10% Jan 17, 2012 - Aug 8, 2013
#8	-26.62% Oct 1, 2025 - Dec 4, 2025	-34.96% Jan 26, 2004 - Nov 24, 2004
#9	-24.10% Sep 5, 2019 - Oct 29, 2019	-33.95% Nov 7, 2018 - Dec 13, 2019
#10	-23.47% May 16, 2017 - Jun 7, 2017	-28.07% Jun 1, 2015 - Dec 1, 2016
#11	-23.06% May 9, 2019 - Aug 9, 2019	-27.60% Jan 5, 2006 - Aug 2, 2006
#12	-22.30% Oct 1, 2020 - Nov 23, 2020	-24.08% Oct 4, 2006 - Jul 18, 2007
#13	-21.44% Apr 28, 2017 - May 12, 2017	-22.68% Jul 23, 2021 - Jun 29, 2022
#14	-19.49% Dec 26, 2019 - Feb 19, 2020	-20.60% Nov 17, 2000 - Dec 26, 2000
#15	-19.38% Jan 14, 2021 - Feb 10, 2021	-18.18% Nov 22, 1999 - Jan 7, 2000