CRMT vs SPY

Comparison between Americas Car Mart Inc (CRMT, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceSPY has outperformed CRMT, delivering a return of +13.3% compared to -45.3%

CRMT vs SPY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CRMT(COMPANY)	SPY(ETF)
Market Cap / Net Assets	$102M	$735B
Expense Ratio	N/A	0.09%
Max Drawdown	96.07%	56.47%
Sharpe Ratio	-1.78	1.88
5Y Beta	1.17	1.00
Industry	Auto & Truck Dealerships	N/A
P/E Ratio	-1.08	28.99
Forward P/E	11.30	22.37
PEG Ratio	0.69	N/A
5Y Dividends CAGR	N/A	5.43%
5Y EPS CAGR	N/A	26.05%
Debt to Equity	0.00%	32.40%
Free Cash Flow Yield	13.82%	N/A
P/S Ratio	0.08	3.74
P/B Ratio	0.22	5.61

Market Cap / Net Assets

CRMT

$102M

Winner

SPY

$735B

Expense Ratio

CRMT

N/A

SPY

0.09%

Max Drawdown

CRMT

96.07%

Winner

SPY

56.47%

Sharpe Ratio

CRMT

-1.78

Winner

SPY

1.88

5Y Beta

CRMT

1.17

Winner

SPY

1.00

Industry

CRMT

Auto & Truck Dealerships

SPY

N/A

P/E Ratio

Winner

CRMT

-1.08

SPY

28.99

Forward P/E

Winner

CRMT

11.30

SPY

22.37

PEG Ratio

CRMT

0.69

SPY

N/A

5Y Dividends CAGR

CRMT

N/A

SPY

5.43%

5Y EPS CAGR

CRMT

N/A

SPY

26.05%

Debt to Equity

Winner

CRMT

0.00%

SPY

32.40%

Free Cash Flow Yield

CRMT

13.82%

SPY

N/A

P/S Ratio

Winner

CRMT

0.08

SPY

3.74

P/B Ratio

Winner

CRMT

0.22

SPY

5.61

CRMT vs SPY - Historical Returns

Returns include dividend reinvestment.

Period	CRMT	SPY
1 month	-40.40%	+1.90%
3 months	-59.04%	+8.55%
6 months	-70.31%	+8.18%
1 year	-85.12%	+25.79%
5 years(CAGR)	-45.27%	+13.32%
10 years(CAGR)	-10.77%	+15.19%
Max(CAGR)	+3.28%	+8.47%

CRMT

-40.40%

Winner

SPY

+1.90%

CRMT

-59.04%

Winner

SPY

+8.55%

CRMT

-70.31%

Winner

SPY

+8.18%

CRMT

-85.12%

Winner

SPY

+25.79%

5Y(CAGR)

CRMT

-45.27%

Winner

SPY

+13.32%

10Y(CAGR)

CRMT

-10.77%

Winner

SPY

+15.19%

Max(CAGR)

CRMT

+3.28%

Winner

SPY

+8.47%

CRMT vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CRMT	SPY
2026	-68.18%	+8.26%
2025	-49.29%	+18.00%
2024	-25.75%	+25.59%
2023	+8.24%	+26.72%
2022	-30.96%	-18.64%
2021	-4.50%	+30.52%
2020	-0.91%	+17.28%
2019	+51.97%	+31.09%
2018	+64.10%	-5.24%
2017	+1.71%	+20.78%
2016	+59.85%	+13.59%
2015	-50.05%	+1.31%
2014	+27.22%	+14.56%
2013	+3.05%	+29.00%
2012	+4.46%	+14.17%
2011	+40.78%	+0.85%
2010	+6.24%	+13.14%
2009	+91.77%	+22.67%
2008	+12.64%	-36.25%
2007	+7.54%	+5.32%
2006	-31.25%	+13.85%
2005	-33.33%	+5.32%
2004	+38.43%	+10.75%
2003	+105.45%	+24.18%
2002	+142.39%	-22.42%
2001	+21.26%	-10.13%
2000	-13.11%	-8.84%
1999	+0.61%	+8.61%

CRMT vs SPY Drawdown Comparison

The maximum drawdown for CRMT was -96.07%, occurring on Jun 1, 2026. This drawdown has not yet recovered.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current CRMT drawdown is -95.57%. The current SPY drawdown is -2.90%.

Rank	CRMT	SPY
#1	-96.07% May 26, 2021 - Jun 1, 2026	-55.20% Oct 9, 2007 - Aug 16, 2012
#2	-71.33% Dec 28, 2004 - Oct 22, 2009	-47.50% Mar 24, 2000 - Oct 26, 2006
#3	-70.32% Feb 20, 2020 - Feb 5, 2021	-33.70% Feb 19, 2020 - Aug 10, 2020
#4	-62.28% Mar 17, 2015 - May 22, 2018	-24.50% Jan 3, 2022 - Dec 13, 2023
#5	-42.32% Jun 18, 2002 - May 13, 2003	-19.34% Sep 20, 2018 - Apr 12, 2019
#6	-41.08% Apr 3, 2000 - Jan 10, 2002	-18.76% Feb 19, 2025 - Jun 26, 2025
#7	-32.99% Jan 26, 2004 - Dec 28, 2004	-13.02% Jul 20, 2015 - Apr 18, 2016
#8	-28.71% Mar 20, 2013 - Nov 20, 2014	-10.10% Jan 26, 2018 - Aug 6, 2018
#9	-28.25% Oct 14, 2003 - Jan 20, 2004	-9.44% Sep 2, 2020 - Nov 11, 2020
#10	-27.80% Jul 19, 2011 - Dec 2, 2011	-9.30% Jan 19, 2000 - Mar 17, 2000
#11	-26.36% Sep 13, 2012 - Mar 20, 2013	-9.05% Jul 19, 2007 - Oct 5, 2007
#12	-25.09% Dec 14, 1999 - Mar 29, 2000	-8.88% Jan 27, 2026 - Apr 14, 2026
#13	-22.86% Mar 2, 2010 - Oct 25, 2010	-8.41% Jul 16, 2024 - Sep 19, 2024
#14	-21.61% Apr 27, 2012 - Jul 27, 2012	-7.35% Sep 14, 2012 - Jan 2, 2013
#15	-21.15% Nov 9, 2010 - Jun 22, 2011	-7.27% Sep 18, 2014 - Oct 31, 2014