CRF vs SPY

Comparison between Cornerstone Total Return Fund (CRF, ETF) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceSPY has outperformed CRF, delivering a return of +14.0% compared to +10.6%

CRF vs SPY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CRF(ETF)	SPY(ETF)
Net Assets	$1B	$735B
Expense Ratio	N/A	0.09%
Max Drawdown	96.24%	56.47%
Sharpe Ratio	1.11	1.91
5Y Beta	0.80	1.00
P/E Ratio	N/A	28.68
Forward P/E	N/A	22.19
5Y Dividends CAGR	-5.18%	5.43%
5Y EPS CAGR	N/A	26.37%
Debt to Equity	N/A	34.04%
P/S Ratio	N/A	3.76
P/B Ratio	N/A	5.55

Net Assets

CRF

$1B

Winner

SPY

$735B

Expense Ratio

CRF

N/A

SPY

0.09%

Max Drawdown

CRF

96.24%

Winner

SPY

56.47%

Sharpe Ratio

CRF

1.11

Winner

SPY

1.91

5Y Beta

Winner

CRF

0.80

SPY

1.00

P/E Ratio

CRF

N/A

SPY

28.68

Forward P/E

CRF

N/A

SPY

22.19

5Y Dividends CAGR

CRF

-5.18%

Winner

SPY

5.43%

5Y EPS CAGR

CRF

N/A

SPY

26.37%

Debt to Equity

CRF

N/A

SPY

34.04%

P/S Ratio

CRF

N/A

SPY

3.76

P/B Ratio

CRF

N/A

SPY

5.55

CRF vs SPY - Historical Returns

Returns include dividend reinvestment.

Period	CRF	SPY
1 month	+2.77%	+4.84%
3 months	+4.71%	+9.57%
6 months	+3.05%	+13.79%
1 year	+22.02%	+29.34%
5 years(CAGR)	+10.61%	+13.98%
10 years(CAGR)	+11.90%	+15.66%
Max(CAGR)	+5.70%	+8.53%

CRF

+2.77%

Winner

SPY

+4.84%

CRF

+4.71%

Winner

SPY

+9.57%

CRF

+3.05%

Winner

SPY

+13.79%

CRF

+22.02%

Winner

SPY

+29.34%

5Y(CAGR)

CRF

+10.61%

Winner

SPY

+13.98%

10Y(CAGR)

CRF

+11.90%

Winner

SPY

+15.66%

Max(CAGR)

CRF

+5.70%

Winner

SPY

+8.53%

CRF vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CRF	SPY
2026	-2.75%	+9.45%
2025	+12.14%	+18.00%
2024	+43.43%	+25.59%
2023	+15.63%	+26.72%
2022	-37.24%	-18.64%
2021	+39.75%	+30.52%
2020	+27.53%	+17.28%
2019	+20.10%	+31.09%
2018	-12.35%	-5.24%
2017	+20.93%	+20.78%
2016	+13.61%	+13.59%
2015	+5.88%	+1.31%
2014	-3.66%	+14.56%
2013	+30.82%	+29.00%
2012	+6.49%	+14.17%
2011	-11.51%	+0.85%
2010	-11.21%	+13.14%
2009	+57.97%	+22.67%
2008	-52.14%	-36.25%
2007	-42.90%	+5.32%
2006	+47.59%	+13.85%
2005	-5.75%	+5.32%
2004	+12.58%	+10.75%
2003	+79.51%	+24.18%
2002	-21.22%	-22.42%
2001	+81.55%	-10.13%
2000	+10.43%	-8.84%
1999	-8.06%	+8.61%

CRF vs SPY Drawdown Comparison

The maximum drawdown for CRF was -80.52%, occurring on Nov 21, 2008. Recovery took 3380 trading sessions.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current CRF drawdown is -4.06%. The current SPY drawdown is -0.34%.

Rank	CRF	SPY
#1	-80.52% Jul 17, 2007 - Dec 16, 2020	-55.20% Oct 9, 2007 - Aug 16, 2012
#2	-60.89% Jul 30, 2001 - Jul 24, 2003	-47.50% Mar 24, 2000 - Oct 26, 2006
#3	-55.33% Mar 21, 2001 - May 4, 2001	-33.70% Feb 19, 2020 - Aug 10, 2020
#4	-53.36% Jul 23, 2001 - Jul 30, 2001	-24.50% Jan 3, 2022 - Dec 13, 2023
#5	-52.39% Feb 7, 2001 - Mar 20, 2001	-19.34% Sep 20, 2018 - Apr 12, 2019
#6	-52.19% May 14, 2001 - Jul 20, 2001	-18.76% Feb 19, 2025 - Jun 26, 2025
#7	-43.10% Apr 7, 2022 - Nov 8, 2024	-13.02% Jul 20, 2015 - Apr 18, 2016
#8	-42.77% Dec 15, 2000 - Jan 11, 2001	-10.10% Jan 26, 2018 - Aug 6, 2018
#9	-42.09% Jan 11, 2001 - Jan 25, 2001	-9.44% Sep 2, 2020 - Nov 11, 2020
#10	-37.01% Feb 11, 2005 - Feb 13, 2006	-9.30% Jan 19, 2000 - Mar 17, 2000
#11	-29.65% Dec 5, 2024 - Oct 7, 2025	-9.05% Jul 19, 2007 - Oct 5, 2007
#12	-19.54% Apr 12, 2021 - Sep 7, 2021	-8.88% Jan 27, 2026 - Apr 14, 2026
#13	-19.17% Feb 11, 2004 - Jul 12, 2004	-8.41% Jul 16, 2024 - Sep 19, 2024
#14	-14.82% Jan 14, 2026 - Mar 27, 2026	-7.35% Sep 14, 2012 - Jan 2, 2013
#15	-12.28% Nov 14, 2006 - Dec 28, 2006	-7.27% Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between CRF and SPY is 0.91 which considered as a very strong positive correlation - the stocks move almost identically together.

0.91

-101

Dividend Comparison (1999 - 2026)

CRF vs SPY dividend yield comparison.

Year	CRF	SPY
2026	8.13%	0.24%
2025	17.38%	1.07%
2024	14.32%	1.21%
2023	19.94%	1.40%
2022	29.31%	1.65%
2021	13.42%	1.20%
2020	18.91%	1.52%
2019	21.67%	1.75%
2018	24.85%	2.04%
2017	17.96%	1.80%
2016	24.08%	2.03%
2015	23.58%	2.06%
2014	21.54%	1.87%
2013	18.07%	1.81%
2012	21.85%	2.18%
2011	22.35%	2.05%
2010	18.47%	1.80%
2009	18.50%	1.95%
2008	51.22%	3.02%
2007	21.80%	1.85%
2006	10.76%	1.73%
2005	14.28%	1.73%
2004	11.77%	1.82%
2003	11.09%	1.47%
2002	14.07%	1.70%
2001	4.60%	1.25%
2000	0.00%	1.15%
1999	0.00%	0.24%