CPK vs NMIH

Comparison between Chesapeake Utilities Corp (CPK, Company) and NMI Holdings Inc - Class A (NMIH, Company).

CPK is from the Utilities sector, while NMIH is from the Financial Services sector.

5-Year PerformanceNMIH has outperformed CPK, delivering a return of +14.5% compared to +4.0%

CPK vs NMIH - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CPK(COMPANY)	NMIH(COMPANY)
Market Cap	$3.13B	$3.13B
Max Drawdown	44.88%	73.07%
Sharpe Ratio	0.41	0.37
5Y Beta	0.14	0.55
Industry	Utilities - Regulated Gas	Insurance - Specialty
P/E Ratio	19.96	8.18
Forward P/E	20.08	8.42
PEG Ratio	0.36	1.33
Dividend Yield	2.06%	N/A
5Y Dividends CAGR	14.06%	N/A
5Y EPS CAGR	17.01%	20.81%
Debt to Equity	88.39%	0.00%
Free Cash Flow Yield	-6.72%	13.68%
P/S Ratio	3.18	4.44
P/B Ratio	1.91	1.20

Market Cap

CPK

$3.13B

Winner

NMIH

$3.13B

Max Drawdown

Winner

CPK

44.88%

NMIH

73.07%

Sharpe Ratio

Winner

CPK

0.41

NMIH

0.37

5Y Beta

Winner

CPK

0.14

NMIH

0.55

Industry

CPK

Utilities - Regulated Gas

NMIH

Insurance - Specialty

P/E Ratio

CPK

19.96

Winner

NMIH

8.18

Forward P/E

CPK

20.08

Winner

NMIH

8.42

PEG Ratio

Winner

CPK

0.36

NMIH

1.33

Dividend Yield

CPK

2.06%

NMIH

N/A

5Y Dividends CAGR

CPK

14.06%

NMIH

N/A

5Y EPS CAGR

CPK

17.01%

Winner

NMIH

20.81%

Debt to Equity

CPK

88.39%

Winner

NMIH

0.00%

Free Cash Flow Yield

CPK

-6.72%

Winner

NMIH

13.68%

P/S Ratio

Winner

CPK

3.18

NMIH

4.44

P/B Ratio

CPK

1.91

Winner

NMIH

1.20

CPK vs NMIH - Historical Returns

Returns include dividend reinvestment.

Period	CPK	NMIH
1 month	+10.88%	+11.14%
3 months	+6.64%	+5.22%
6 months	+5.17%	+9.63%
1 year	+9.55%	+9.40%
5 years(CAGR)	+4.04%	+14.50%
10 years(CAGR)	+9.38%	+21.36%
Max(CAGR)	+11.33%	+9.01%

CPK

+10.88%

Winner

NMIH

+11.14%

Winner

CPK

+6.64%

NMIH

+5.22%

CPK

+5.17%

Winner

NMIH

+9.63%

Winner

CPK

+9.55%

NMIH

+9.40%

5Y(CAGR)

CPK

+4.04%

Winner

NMIH

+14.50%

10Y(CAGR)

CPK

+9.38%

Winner

NMIH

+21.36%

Max(CAGR)

Winner

CPK

+11.33%

NMIH

+9.01%

CPK vs NMIH - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CPK	NMIH
2026	+7.31%	+3.07%
2025	+6.45%	+11.45%
2024	+17.28%	+23.94%
2023	-8.01%	+40.40%
2022	-15.76%	-5.77%
2021	+40.10%	-0.68%
2020	+16.81%	-29.81%
2019	+22.46%	+85.78%
2018	+6.91%	+0.56%
2017	+21.25%	+57.41%
2016	+26.61%	+60.15%
2015	+16.32%	-26.01%
2014	-14.98%	-26.75%
2013	+32.04%	-9.07%
2012	+7.91%	N/A
2011	+7.95%	N/A
2010	+34.61%	N/A
2009	+7.70%	N/A
2008	+6.51%	N/A
2007	+8.36%	N/A
2006	+3.76%	N/A
2005	+20.23%	N/A
2004	+7.15%	N/A
2003	+47.76%	N/A
2002	-2.27%	N/A
2001	+12.24%	N/A
2000	+7.36%	N/A
1999	+5.71%	N/A

CPK vs NMIH Drawdown Comparison

The maximum drawdown for CPK was -44.55%, occurring on Sep 25, 2014. Recovery took 623 trading sessions.

The maximum drawdown for NMIH was -73.07%, occurring on Mar 23, 2020. Recovery took 1112 trading sessions.

The current CPK drawdown is -3.55%. The current NMIH drawdown is -3.00%.

Rank	CPK	NMIH
#1	-44.55% Jul 1, 2014 - Dec 19, 2016	-73.07% Feb 11, 2020 - Jul 15, 2024
#2	-38.67% Dec 31, 2021 - Oct 3, 2025	-68.83% Nov 27, 2013 - Oct 20, 2017
#3	-34.04% Jul 12, 2007 - Jun 29, 2009	-36.87% Feb 26, 2018 - Aug 2, 2018
#4	-27.61% Feb 13, 2020 - Nov 2, 2020	-32.65% Sep 26, 2018 - Feb 19, 2019
#5	-21.78% Nov 30, 2017 - Jul 5, 2018	-21.42% Sep 16, 2024 - Jun 23, 2025
#6	-21.38% Dec 29, 2003 - Nov 11, 2004	-20.01% Jun 20, 2019 - Nov 7, 2019
#7	-19.47% Oct 5, 2005 - Jul 18, 2006	-18.08% Jul 3, 2025 - Oct 16, 2025
#8	-18.35% Jun 7, 2002 - May 7, 2003	-11.63% Jan 23, 2018 - Feb 16, 2018
#9	-16.06% Aug 4, 2009 - Jul 27, 2010	-8.57% Dec 19, 2019 - Feb 11, 2020
#10	-15.60% Jul 18, 2006 - May 16, 2007	-7.92% Jul 29, 2024 - Aug 23, 2024
#11	-15.22% Dec 14, 2018 - Mar 11, 2019	-7.89% Apr 26, 2019 - May 21, 2019
#12	-14.67% Apr 15, 2005 - May 10, 2005	-6.71% Aug 2, 2018 - Sep 10, 2018
#13	-14.34% Aug 1, 2013 - Dec 19, 2013	-6.11% Nov 13, 2019 - Dec 18, 2019
#14	-14.30% Oct 17, 2012 - Mar 1, 2013	-5.32% Sep 4, 2024 - Sep 16, 2024
#15	-14.12% Dec 8, 1999 - Nov 30, 2000	-5.18% Mar 21, 2019 - Apr 1, 2019