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CPAY vs SOFI

Comparison between Fleetcor Technologies Inc (CPAY, Company) and SoFi Technologies Inc (SOFI, Company).

CPAY is from the Technology sector, while SOFI is from the Financial Services sector.

5-Year PerformanceCPAY has outperformed SOFI, delivering a return of +5.8% compared to -4.9%

CPAY vs SOFI - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
CPAY
$23B
Winner
SOFI
$23B
Max Drawdown
Winner
CPAY
50.13%
SOFI
83.32%
Sharpe Ratio
CPAY
0.23
Winner
SOFI
0.60
5Y Beta
Winner
CPAY
1.25
SOFI
2.27
Industry
CPAY
Software - Infrastructure
SOFI
Credit Services
P/E Ratio
Winner
CPAY
20.13
SOFI
38.12
Forward P/E
Winner
CPAY
13.64
SOFI
28.82
PEG Ratio
Winner
CPAY
1.12
SOFI
5.70
5Y EPS CAGR
CPAY
15.06%
SOFI
N/A
Debt to Equity
CPAY
402.11%
Winner
SOFI
0.00%
Free Cash Flow Yield
Winner
CPAY
5.74%
SOFI
-26.49%

CPAY vs SOFI - Historical Returns

Returns include dividend reinvestment.

1M
CPAY
-0.92%
Winner
SOFI
+14.00%
3M
Winner
CPAY
+20.76%
SOFI
+4.25%
6M
Winner
CPAY
+12.74%
SOFI
-31.88%
1Y
CPAY
+9.81%
Winner
SOFI
+16.60%
5Y(CAGR)
Winner
CPAY
+5.84%
SOFI
-4.91%
10Y(CAGR)
CPAY
+9.11%
SOFI
N/A
Max(CAGR)
Winner
CPAY
+17.79%
SOFI
+10.14%

CPAY vs SOFI - Annual Returns (2010 - 2026)

Returns include dividend reinvestment.

YearCPAYSOFI
2026+14.87%-34.78%
2025-11.47%+85.28%
2024+20.19%+59.59%
2023+54.27%+121.11%
2022-20.52%-70.60%
2021-15.83%+29.59%
2020-5.18%+18.70%
2019+55.06%N/A
2018-4.20%N/A
2017+33.03%N/A
2016+0.63%N/A
2015-4.88%N/A
2014+25.62%N/A
2013+112.34%N/A
2012+75.56%N/A
2011-1.97%N/A
2010+13.47%N/A

CPAY vs SOFI Drawdown Comparison

The maximum drawdown for CPAY was -50.13%, occurring on Oct 20, 2022. Recovery took 1173 trading sessions.

The maximum drawdown for SOFI was -83.32%, occurring on Dec 7, 2022. Recovery took 1146 trading sessions.

The current CPAY drawdown is -11.36%. The current SOFI drawdown is -44.40%.

RankCPAYSOFI
#1-50.13%
Feb 6, 2020 - Oct 4, 2024
-83.32%
Feb 1, 2021 - Aug 25, 2025
#2-34.54%
Feb 6, 2025 - Oct 30, 2025
-52.96%
Nov 12, 2025 - Mar 30, 2026
#3-32.68%
Apr 29, 2011 - Mar 13, 2012
-19.52%
Jan 19, 2021 - Jan 29, 2021
#4-30.80%
Aug 17, 2015 - Aug 11, 2016
-15.33%
Sep 22, 2025 - Oct 27, 2025
#5-25.22%
Oct 24, 2016 - Nov 2, 2017
-14.21%
Oct 28, 2025 - Nov 12, 2025
#6-22.97%
Sep 28, 2018 - Feb 22, 2019
-6.35%
Aug 25, 2025 - Sep 12, 2025
#7-17.12%
Dec 2, 2013 - Feb 24, 2014
-4.27%
Dec 28, 2020 - Jan 7, 2021
#8-16.93%
Aug 19, 2014 - Oct 31, 2014
-3.61%
Jan 7, 2021 - Jan 14, 2021
#9-16.78%
May 9, 2012 - Aug 15, 2012
-1.92%
Sep 15, 2025 - Sep 18, 2025
#10-16.71%
Feb 27, 2014 - Jun 6, 2014
-1.79%
Dec 1, 2020 - Dec 7, 2020
#11-12.19%
Nov 24, 2014 - Feb 20, 2015
-1.08%
Dec 14, 2020 - Dec 18, 2020
#12-11.86%
Dec 2, 2024 - Jan 30, 2025
-0.73%
Dec 9, 2020 - Dec 11, 2020
#13-10.63%
Jan 31, 2018 - Jun 18, 2018
N/A
#14-10.27%
Feb 18, 2011 - Mar 28, 2011
N/A
#15-9.41%
Jul 9, 2019 - Aug 8, 2019
N/A

Correlation

Correlation between CPAY and SOFI is 0.44 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.44
-101

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