CPAY vs NI

Comparison between Fleetcor Technologies Inc (CPAY, Company) and NiSource Inc (NI, Company).

CPAY is from the Technology sector, while NI is from the Utilities sector.

5-Year PerformanceNI has outperformed CPAY, delivering a return of +17.5% compared to +4.4%

CPAY vs NI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CPAY(COMPANY)	NI(COMPANY)
Market Cap	$23B	$23B
Max Drawdown	50.13%	75.57%
Sharpe Ratio	0.05	0.95
5Y Beta	1.25	0.31
Industry	Software - Infrastructure	Utilities - Regulated Gas
P/E Ratio	20.07	23.67
Forward P/E	13.30	23.36
PEG Ratio	1.12	2.36
Dividend Yield	N/A	1.82%
5Y Dividends CAGR	N/A	10.86%
5Y EPS CAGR	15.06%	31.83%
Debt to Equity	402.11%	13.37%
Free Cash Flow Yield	5.76%	-3.64%
P/S Ratio	4.70	3.35
P/B Ratio	6.41	2.36

Market Cap

CPAY

$23B

Winner

$23B

Max Drawdown

Winner

CPAY

50.13%

75.57%

Sharpe Ratio

CPAY

0.05

Winner

0.95

5Y Beta

CPAY

1.25

Winner

0.31

Industry

CPAY

Software - Infrastructure

Utilities - Regulated Gas

P/E Ratio

Winner

CPAY

20.07

23.67

Forward P/E

Winner

CPAY

13.30

23.36

PEG Ratio

Winner

CPAY

1.12

2.36

Dividend Yield

CPAY

N/A

1.82%

5Y Dividends CAGR

CPAY

N/A

10.86%

5Y EPS CAGR

CPAY

15.06%

Winner

31.83%

Debt to Equity

CPAY

402.11%

Winner

13.37%

Free Cash Flow Yield

Winner

CPAY

5.76%

-3.64%

P/S Ratio

CPAY

4.70

Winner

3.35

P/B Ratio

CPAY

6.41

Winner

2.36

CPAY vs NI - Historical Returns

Returns include dividend reinvestment.

Period	CPAY	NI
1 month	-6.90%	+0.02%
3 months	+11.53%	+5.31%
6 months	+4.47%	+15.65%
1 year	-0.30%	+23.53%
5 years(CAGR)	+4.41%	+17.54%
10 years(CAGR)	+8.69%	+10.00%
Max(CAGR)	+17.32%	+11.33%

CPAY

-6.90%

Winner

+0.02%

Winner

CPAY

+11.53%

+5.31%

CPAY

+4.47%

Winner

+15.65%

CPAY

-0.30%

Winner

+23.53%

5Y(CAGR)

CPAY

+4.41%

Winner

+17.54%

10Y(CAGR)

CPAY

+8.69%

Winner

+10.00%

Max(CAGR)

Winner

CPAY

+17.32%

+11.33%

CPAY vs NI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CPAY	NI
2026	+8.28%	+14.88%
2025	-11.47%	+18.08%
2024	+20.19%	+41.04%
2023	+54.27%	+0.38%
2022	-20.52%	+2.96%
2021	-15.83%	+26.74%
2020	-5.18%	-12.79%
2019	+55.06%	+14.29%
2018	-4.20%	+3.17%
2017	+33.03%	+19.01%
2016	+0.63%	+16.64%
2015	-4.88%	+24.11%
2014	+25.62%	+34.99%
2013	+112.34%	+34.52%
2012	+75.56%	+9.70%
2011	-1.97%	+39.75%
2010	+13.47%	+20.25%
2009	N/A	+49.16%
2008	N/A	-38.53%
2007	N/A	-18.81%
2006	N/A	+17.85%
2005	N/A	-2.99%
2004	N/A	+9.85%
2003	N/A	+12.97%
2002	N/A	-9.69%
2001	N/A	-20.03%
2000	N/A	+84.02%
1999	N/A	-14.08%

CPAY vs NI Drawdown Comparison

The maximum drawdown for CPAY was -50.13%, occurring on Oct 20, 2022. Recovery took 1173 trading sessions.

The maximum drawdown for NI was -65.72%, occurring on Mar 5, 2009. Recovery took 1002 trading sessions.

The current CPAY drawdown is -16.44%. The current NI drawdown is -0.97%.

Rank	CPAY	NI
#1	-50.13% Feb 6, 2020 - Oct 4, 2024	-65.72% May 18, 2007 - May 10, 2011
#2	-34.54% Feb 6, 2025 - Oct 30, 2025	-50.72% Apr 10, 2001 - Nov 29, 2006
#3	-32.68% Apr 29, 2011 - Mar 13, 2012	-38.71% Jan 24, 2000 - Aug 9, 2000
#4	-30.80% Aug 17, 2015 - Aug 11, 2016	-30.95% Feb 14, 2020 - Jan 28, 2022
#5	-25.22% Oct 24, 2016 - Nov 2, 2017	-24.82% Apr 6, 2022 - Jul 12, 2024
#6	-22.97% Sep 28, 2018 - Feb 22, 2019	-21.37% Nov 4, 1999 - Jan 24, 2000
#7	-17.12% Dec 2, 2013 - Feb 24, 2014	-18.91% Jul 5, 2016 - May 31, 2017
#8	-16.93% Aug 19, 2014 - Oct 31, 2014	-17.68% Nov 14, 2017 - Aug 14, 2018
#9	-16.78% May 9, 2012 - Aug 15, 2012	-16.80% Dec 26, 2000 - Apr 2, 2001
#10	-16.71% Feb 27, 2014 - Jun 6, 2014	-14.17% Sep 26, 2019 - Feb 13, 2020
#11	-12.19% Nov 24, 2014 - Feb 20, 2015	-13.43% Sep 13, 2018 - Mar 11, 2019
#12	-11.86% Dec 2, 2024 - Jan 30, 2025	-13.09% Jul 21, 2011 - Aug 29, 2011
#13	-10.63% Jan 31, 2018 - Jun 18, 2018	-12.12% Jun 18, 2015 - Sep 30, 2015
#14	-10.27% Feb 18, 2011 - Mar 28, 2011	-12.09% Sep 13, 2000 - Dec 1, 2000
#15	-9.41% Jul 9, 2019 - Aug 8, 2019	-11.33% Apr 29, 2013 - Jul 25, 2013