CPAY vs BRO

Comparison between Fleetcor Technologies Inc (CPAY, Company) and Brown & Brown Inc (BRO, Company).

CPAY is from the Technology sector, while BRO is from the Financial Services sector.

5-Year PerformanceCPAY has outperformed BRO, delivering a return of +6.6% compared to +6.3%

CPAY vs BRO - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CPAY(COMPANY)	BRO(COMPANY)
Market Cap	$23B	$23B
Max Drawdown	50.13%	56.30%
Sharpe Ratio	0.22	-1.45
5Y Beta	1.24	0.22
Industry	Software - Infrastructure	Insurance Brokers
P/E Ratio	19.88	19.63
Forward P/E	13.53	15.27
PEG Ratio	1.11	1.51
Dividend Yield	N/A	0.90%
5Y Dividends CAGR	N/A	17.01%
5Y EPS CAGR	15.06%	12.98%
Debt to Equity	402.11%	62.02%
Free Cash Flow Yield	5.81%	6.32%
P/S Ratio	4.66	3.65
P/B Ratio	6.35	1.73

Market Cap

CPAY

$23B

Winner

BRO

$23B

Max Drawdown

Winner

CPAY

50.13%

BRO

56.30%

Sharpe Ratio

Winner

CPAY

0.22

BRO

-1.45

5Y Beta

CPAY

1.24

Winner

BRO

0.22

Industry

CPAY

Software - Infrastructure

BRO

Insurance Brokers

P/E Ratio

CPAY

19.88

Winner

BRO

19.63

Forward P/E

Winner

CPAY

13.53

BRO

15.27

PEG Ratio

Winner

CPAY

1.11

BRO

1.51

Dividend Yield

CPAY

N/A

BRO

0.90%

5Y Dividends CAGR

CPAY

N/A

BRO

17.01%

5Y EPS CAGR

Winner

CPAY

15.06%

BRO

12.98%

Debt to Equity

CPAY

402.11%

Winner

BRO

62.02%

Free Cash Flow Yield

CPAY

5.81%

Winner

BRO

6.32%

P/S Ratio

CPAY

4.66

Winner

BRO

3.65

P/B Ratio

CPAY

6.35

Winner

BRO

1.73

CPAY vs BRO - Historical Returns

Returns include dividend reinvestment.

Period	CPAY	BRO
1 month	-0.98%	+17.95%
3 months	+13.71%	+1.26%
6 months	+4.28%	-14.67%
1 year	+4.05%	-35.65%
5 years(CAGR)	+6.61%	+6.25%
10 years(CAGR)	+9.17%	+14.86%
Max(CAGR)	+17.73%	+15.16%

CPAY

-0.98%

Winner

BRO

+17.95%

Winner

CPAY

+13.71%

BRO

+1.26%

Winner

CPAY

+4.28%

BRO

-14.67%

Winner

CPAY

+4.05%

BRO

-35.65%

5Y(CAGR)

Winner

CPAY

+6.61%

BRO

+6.25%

10Y(CAGR)

CPAY

+9.17%

Winner

BRO

+14.86%

Max(CAGR)

Winner

CPAY

+17.73%

BRO

+15.16%

CPAY vs BRO - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CPAY	BRO
2026	+14.97%	-11.41%
2025	-11.47%	-20.22%
2024	+20.19%	+45.05%
2023	+54.27%	+26.44%
2022	-20.52%	-16.62%
2021	-15.83%	+52.72%
2020	-5.18%	+20.66%
2019	+55.06%	+47.28%
2018	-4.20%	+9.09%
2017	+33.03%	+16.25%
2016	+0.63%	+43.90%
2015	-4.88%	-0.03%
2014	+25.62%	+7.11%
2013	+112.34%	+21.39%
2012	+75.56%	+13.55%
2011	-1.97%	-6.51%
2010	+13.47%	+35.03%
2009	N/A	-10.54%
2008	N/A	-9.41%
2007	N/A	-15.96%
2006	N/A	-8.18%
2005	N/A	+39.84%
2004	N/A	+33.50%
2003	N/A	-0.18%
2002	N/A	+19.52%
2001	N/A	+64.42%
2000	N/A	+86.89%
1999	N/A	+15.22%

CPAY vs BRO Drawdown Comparison

The maximum drawdown for CPAY was -50.13%, occurring on Oct 20, 2022. Recovery took 1173 trading sessions.

The maximum drawdown for BRO was -55.85%, occurring on May 13, 2026. This drawdown has not yet recovered.

The current CPAY drawdown is -11.28%. The current BRO drawdown is -44.46%.

Rank	CPAY	BRO
#1	-50.13% Feb 6, 2020 - Oct 4, 2024	-55.85% Apr 3, 2025 - May 13, 2026
#2	-34.54% Feb 6, 2025 - Oct 30, 2025	-54.10% Apr 21, 2006 - May 13, 2013
#3	-32.68% Apr 29, 2011 - Mar 13, 2012	-34.74% Feb 20, 2020 - Apr 13, 2021
#4	-30.80% Aug 17, 2015 - Aug 11, 2016	-31.53% May 8, 2002 - Apr 14, 2003
#5	-25.22% Oct 24, 2016 - Nov 2, 2017	-27.28% Apr 7, 2022 - Aug 23, 2023
#6	-22.97% Sep 28, 2018 - Feb 22, 2019	-21.87% Dec 16, 1999 - Apr 10, 2000
#7	-17.12% Dec 2, 2013 - Feb 24, 2014	-21.27% Feb 21, 2001 - Apr 23, 2001
#8	-16.93% Aug 19, 2014 - Oct 31, 2014	-20.68% Nov 27, 2001 - Jan 24, 2002
#9	-16.78% May 9, 2012 - Aug 15, 2012	-20.37% Apr 23, 2003 - Mar 1, 2004
#10	-16.71% Feb 27, 2014 - Jun 6, 2014	-17.73% Aug 1, 2001 - Sep 28, 2001
#11	-12.19% Nov 24, 2014 - Feb 20, 2015	-16.58% Sep 13, 2018 - Apr 23, 2019
#12	-11.86% Dec 2, 2024 - Jan 30, 2025	-16.37% Jul 19, 2013 - Jun 11, 2015
#13	-10.63% Jan 31, 2018 - Jun 18, 2018	-16.20% Feb 6, 2002 - May 6, 2002
#14	-10.27% Feb 18, 2011 - Mar 28, 2011	-15.88% Aug 18, 2015 - Mar 11, 2016
#15	-9.41% Jul 9, 2019 - Aug 8, 2019	-15.07% Oct 6, 2004 - Feb 11, 2005