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COFS vs WTI

Comparison between Choiceone Financial Services Inc (COFS, Company) and W & T Offshore Inc (WTI, Company).

COFS is from the Financial Services sector, while WTI is from the Energy sector.

5-Year PerformanceCOFS has outperformed WTI, delivering a return of +9.9% compared to -5.0%

COFS vs WTI - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
COFS
$477M
Winner
WTI
$478M
Max Drawdown
Winner
COFS
78.60%
WTI
98.16%
Sharpe Ratio
COFS
0.67
Winner
WTI
0.82
5Y Beta
COFS
0.74
Winner
WTI
0.58
Industry
COFS
Banks - Regional
WTI
Oil & Gas E&p
P/E Ratio
COFS
8.57
Winner
WTI
-3.27
Forward P/E
Winner
COFS
7.79
WTI
11.48
PEG Ratio
COFS
0.05
Winner
WTI
-0.03
Dividend Yield
Winner
COFS
3.55%
WTI
1.24%
5Y Dividends CAGR
COFS
5.98%
WTI
N/A
5Y EPS CAGR
COFS
9.98%
WTI
N/A
Debt to Equity
COFS
0.00%
Winner
WTI
-158.37%
Free Cash Flow Yield
COFS
6.46%
Winner
WTI
17.38%

COFS vs WTI - Historical Returns

Returns include dividend reinvestment.

1M
Winner
COFS
+4.28%
WTI
-34.47%
3M
Winner
COFS
+18.98%
WTI
+7.60%
6M
COFS
+0.81%
Winner
WTI
+87.67%
1Y
COFS
+19.03%
Winner
WTI
+38.30%
5Y(CAGR)
Winner
COFS
+9.93%
WTI
-5.03%
10Y(CAGR)
Winner
COFS
+7.60%
WTI
+4.62%
Max(CAGR)
Winner
COFS
+7.96%
WTI
-6.34%

COFS vs WTI - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

YearCOFSWTI
2026+12.19%+100.50%
2025-11.48%-6.19%
2024+21.81%-47.84%
2023+8.95%-35.51%
2022+17.81%+58.97%
2021-5.48%+46.82%
2020+0.43%-59.96%
2019+31.46%+24.66%
2018+13.41%+10.75%
2017+3.20%+16.14%
2016+2.82%+16.88%
2015+6.50%-68.91%
2014+38.72%-50.49%
2013+22.94%-1.01%
2012+22.04%-23.29%
2011+6.64%+20.53%
2010+38.47%+53.83%
2009+16.12%-22.25%
2008-28.78%-53.09%
2007-25.89%+2.37%
2006-4.00%+1.53%
2005-16.81%+59.31%
2004+39.39%N/A
2003+24.87%N/A
2002+12.71%N/A
2001+0.00%N/A

COFS vs WTI Drawdown Comparison

The maximum drawdown for COFS was -73.96%, occurring on Jan 26, 2009. Recovery took 1560 trading sessions.

The maximum drawdown for WTI was -97.59%, occurring on Mar 16, 2020. This drawdown has not yet recovered.

The current COFS drawdown is -9.79%. The current WTI drawdown is -92.52%.

RankCOFSWTI
#1-73.96%
Oct 29, 2004 - Jan 12, 2011
-97.59%
Jun 17, 2008 - Mar 16, 2020
#2-49.04%
Feb 14, 2020 - Dec 13, 2023
-55.75%
May 4, 2006 - May 8, 2008
#3-46.43%
Jan 12, 2011 - Feb 24, 2014
-25.16%
Sep 20, 2005 - Jan 24, 2006
#4-32.06%
Dec 5, 2024 - Apr 11, 2025
-16.88%
Feb 6, 2006 - Apr 10, 2006
#5-29.43%
Dec 26, 2023 - Jul 16, 2024
-11.71%
Mar 18, 2005 - Jun 2, 2005
#6-18.66%
Jul 16, 2024 - Sep 19, 2024
-11.12%
Aug 10, 2005 - Sep 6, 2005
#7-17.68%
Oct 11, 2002 - Jan 30, 2003
-10.30%
Apr 19, 2006 - May 4, 2006
#8-17.49%
Jan 30, 2003 - May 8, 2003
-8.28%
Jul 12, 2005 - Jul 29, 2005
#9-17.17%
Aug 21, 2018 - May 16, 2019
-6.34%
Sep 9, 2005 - Sep 19, 2005
#10-13.79%
Mar 13, 2002 - May 6, 2002
-5.92%
Jun 2, 2008 - Jun 16, 2008
#11-10.87%
Aug 13, 2004 - Oct 29, 2004
-4.00%
Jun 16, 2005 - Jun 30, 2005
#12-9.79%
Jun 29, 2016 - Dec 6, 2016
-3.84%
Aug 1, 2005 - Aug 10, 2005
#13-8.89%
Jan 11, 2017 - Dec 21, 2017
-3.51%
Jun 2, 2005 - Jun 15, 2005
#14-8.69%
Sep 19, 2024 - Oct 24, 2024
-2.41%
May 9, 2008 - May 13, 2008
#15-7.95%
Nov 17, 2015 - Jun 29, 2016
-2.30%
Jan 31, 2006 - Feb 6, 2006

Correlation

Correlation between COFS and WTI is -0.70 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.70
-101

Dividend Comparison (2002 - 2026)

COFS vs WTI dividend yield comparison.

YearCOFSWTI
20261.82%0.62%
20253.83%2.45%
20243.06%2.41%
20233.58%0.31%
20223.48%0.00%
20213.55%0.00%
20202.66%0.00%
20192.50%0.00%
20182.85%0.00%
20172.86%0.00%
20162.86%0.00%
20152.77%0.00%
20142.57%5.45%
20133.16%4.88%
20123.46%6.92%
20113.92%3.72%
20103.00%4.48%
20095.33%1.03%
20088.19%2.53%
20075.44%1.81%
20063.84%0.39%
20053.68%0.20%
20042.96%0.00%
20033.99%0.00%
20024.70%0.00%

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