COFS vs GOODO

Comparison between Choiceone Financial Services Inc (COFS, Company) and Gladstone Commercial Corp (GOODO, Company).

COFS is from the Financial Services sector, while GOODO is from the Real Estate sector.

5-Year PerformanceCOFS has outperformed GOODO, delivering a return of +9.9% compared to +2.7%

COFS vs GOODO - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	COFS(COMPANY)	GOODO(COMPANY)
Market Cap	$477M	$477M
Max Drawdown	78.60%	45.85%
Sharpe Ratio	0.67	0.23
5Y Beta	0.74	0.09
Industry	Banks - Regional	Residential & Commercial Reits
P/E Ratio	8.57	715.52
Forward P/E	7.79	N/A
PEG Ratio	0.05	0.00
Dividend Yield	3.55%	7.44%
5Y Dividends CAGR	5.98%	N/A
5Y EPS CAGR	9.98%	19.08%
Debt to Equity	0.00%	457.53%
Free Cash Flow Yield	6.46%	-14.57%
P/S Ratio	N/A	6.14
P/B Ratio	N/A	5.16

Market Cap

COFS

$477M

Winner

GOODO

$477M

Max Drawdown

COFS

78.60%

Winner

GOODO

45.85%

Sharpe Ratio

Winner

COFS

0.67

GOODO

0.23

5Y Beta

COFS

0.74

Winner

GOODO

0.09

Industry

COFS

Banks - Regional

GOODO

Residential & Commercial Reits

P/E Ratio

Winner

COFS

8.57

GOODO

715.52

Forward P/E

COFS

7.79

GOODO

N/A

PEG Ratio

COFS

0.05

Winner

GOODO

0.00

Dividend Yield

COFS

3.55%

Winner

GOODO

7.44%

5Y Dividends CAGR

COFS

5.98%

GOODO

N/A

5Y EPS CAGR

COFS

9.98%

Winner

GOODO

19.08%

Debt to Equity

Winner

COFS

0.00%

GOODO

457.53%

Free Cash Flow Yield

Winner

COFS

6.46%

GOODO

-14.57%

P/S Ratio

COFS

N/A

GOODO

6.14

P/B Ratio

COFS

N/A

GOODO

5.16

COFS vs GOODO - Historical Returns

Returns include dividend reinvestment.

Period	COFS	GOODO
1 month	+4.28%	+0.07%
3 months	+18.98%	+4.78%
6 months	+0.81%	+1.27%
1 year	+19.03%	+5.18%
5 years(CAGR)	+9.93%	+2.72%
10 years(CAGR)	+7.60%	N/A
Max(CAGR)	+7.96%	+2.72%

Winner

COFS

+4.28%

GOODO

+0.07%

Winner

COFS

+18.98%

GOODO

+4.78%

COFS

+0.81%

Winner

GOODO

+1.27%

Winner

COFS

+19.03%

GOODO

+5.18%

5Y(CAGR)

Winner

COFS

+9.93%

GOODO

+2.72%

10Y(CAGR)

COFS

+7.60%

GOODO

N/A

Max(CAGR)

Winner

COFS

+7.96%

GOODO

+2.72%

COFS vs GOODO - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	COFS	GOODO
2026	+12.19%	-0.50%
2025	-11.48%	+8.32%
2024	+21.81%	+11.96%
2023	+8.95%	+5.45%
2022	+17.81%	-21.02%
2021	-5.48%	+8.86%
2020	+0.43%	N/A
2019	+31.46%	N/A
2018	+13.41%	N/A
2017	+3.20%	N/A
2016	+2.82%	N/A
2015	+6.50%	N/A
2014	+38.72%	N/A
2013	+22.94%	N/A
2012	+22.04%	N/A
2011	+6.64%	N/A
2010	+38.47%	N/A
2009	+16.12%	N/A
2008	-28.78%	N/A
2007	-25.89%	N/A
2006	-4.00%	N/A
2005	-16.81%	N/A
2004	+39.39%	N/A
2003	+24.87%	N/A
2002	+12.71%	N/A
2001	+0.00%	N/A

COFS vs GOODO Drawdown Comparison

The maximum drawdown for COFS was -73.96%, occurring on Jan 26, 2009. Recovery took 1560 trading sessions.

The maximum drawdown for GOODO was -40.00%, occurring on May 3, 2023. Recovery took 1037 trading sessions.

The current COFS drawdown is -9.79%. The current GOODO drawdown is -0.50%.

Rank	COFS	GOODO
#1	-73.96% Oct 29, 2004 - Jan 12, 2011	-40.00% Nov 1, 2021 - Dec 18, 2025
#2	-49.04% Feb 14, 2020 - Dec 13, 2023	-5.66% Jan 2, 2026 - Mar 31, 2026
#3	-46.43% Jan 12, 2011 - Feb 24, 2014	-4.90% Jul 22, 2021 - Aug 20, 2021
#4	-32.06% Dec 5, 2024 - Apr 11, 2025	-3.15% Sep 3, 2021 - Oct 21, 2021
#5	-29.43% Dec 26, 2023 - Jul 16, 2024	-1.79% Dec 19, 2025 - Dec 29, 2025
#6	-18.66% Jul 16, 2024 - Sep 19, 2024	-1.19% Aug 20, 2021 - Aug 30, 2021
#7	-17.68% Oct 11, 2002 - Jan 30, 2003	-0.88% Oct 21, 2021 - Oct 26, 2021
#8	-17.49% Jan 30, 2003 - May 8, 2003	-0.73% Oct 26, 2021 - Oct 29, 2021
#9	-17.17% Aug 21, 2018 - May 16, 2019	-0.72% Dec 30, 2025 - Jan 2, 2026
#10	-13.79% Mar 13, 2002 - May 6, 2002	-0.51% Jun 23, 2021 - Jun 30, 2021
#11	-10.87% Aug 13, 2004 - Oct 29, 2004	-0.16% Jul 7, 2021 - Jul 9, 2021
#12	-9.79% Jun 29, 2016 - Dec 6, 2016	-0.07% Jul 2, 2021 - Jul 7, 2021
#13	-8.89% Jan 11, 2017 - Dec 21, 2017	-0.06% Jul 16, 2021 - Jul 20, 2021
#14	-8.69% Sep 19, 2024 - Oct 24, 2024	N/A
#15	-7.95% Nov 17, 2015 - Jun 29, 2016	N/A

Correlation

Correlation between COFS and GOODO is 0.59 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.59

-101

Dividend Comparison (2002 - 2026)

COFS vs GOODO dividend yield comparison.

Year	COFS	GOODO
2026	1.82%	3.08%
2025	3.83%	7.24%
2024	3.06%	7.32%
2023	3.58%	7.72%
2022	3.48%	7.61%
2021	3.55%	2.80%
2020	2.66%	0.00%
2019	2.50%	0.00%
2018	2.85%	0.00%
2017	2.86%	0.00%
2016	2.86%	0.00%
2015	2.77%	0.00%
2014	2.57%	0.00%
2013	3.16%	0.00%
2012	3.46%	0.00%
2011	3.92%	0.00%
2010	3.00%	0.00%
2009	5.33%	0.00%
2008	8.19%	0.00%
2007	5.44%	0.00%
2006	3.84%	0.00%
2005	3.68%	0.00%
2004	2.96%	0.00%
2003	3.99%	0.00%
2002	4.70%	0.00%