COF-P-L vs UMBF

Comparison between Capital One Financial Corp (COF-P-L, Company) and UMB Financial Corp (UMBF, Company).

5-Year PerformanceUMBF has outperformed COF-P-L, delivering a return of +8.1% compared to -2.5%

COF-P-L vs UMBF - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	COF-P-L(COMPANY)	UMBF(COMPANY)
Market Cap	$9.97B	$10B
Max Drawdown	46.27%	55.48%
Sharpe Ratio	0.41	1.02
5Y Beta	N/A	1.15
Industry	N/A	Banks - Regional
P/E Ratio	3.07	11.34
Forward P/E	N/A	10.89
PEG Ratio	N/A	0.07
Dividend Yield	N/A	1.27%
5Y Dividends CAGR	N/A	10.33%
5Y EPS CAGR	-20.01%	23.91%
Debt to Equity	1.45%	6.10%
Free Cash Flow Yield	N/A	9.80%

Market Cap

COF-P-L

$9.97B

Winner

UMBF

$10B

Max Drawdown

Winner

COF-P-L

46.27%

UMBF

55.48%

Sharpe Ratio

COF-P-L

0.41

Winner

UMBF

1.02

5Y Beta

COF-P-L

N/A

UMBF

1.15

Industry

COF-P-L

N/A

UMBF

Banks - Regional

P/E Ratio

Winner

COF-P-L

3.07

UMBF

11.34

Forward P/E

COF-P-L

N/A

UMBF

10.89

PEG Ratio

COF-P-L

N/A

UMBF

0.07

Dividend Yield

COF-P-L

N/A

UMBF

1.27%

5Y Dividends CAGR

COF-P-L

N/A

UMBF

10.33%

5Y EPS CAGR

COF-P-L

-20.01%

Winner

UMBF

23.91%

Debt to Equity

Winner

COF-P-L

1.45%

UMBF

6.10%

Free Cash Flow Yield

COF-P-L

N/A

UMBF

9.80%

COF-P-L vs UMBF - Historical Returns

Returns include dividend reinvestment.

Period	COF-P-L	UMBF
1 month	-0.93%	+4.75%
3 months	-4.50%	+13.75%
6 months	-1.03%	+19.09%
1 year	+7.03%	+28.63%
5 years(CAGR)	-2.47%	+8.12%
10 years(CAGR)	N/A	+10.36%
Max(CAGR)	-2.24%	+9.24%

COF-P-L

-0.93%

Winner

UMBF

+4.75%

COF-P-L

-4.50%

Winner

UMBF

+13.75%

COF-P-L

-1.03%

Winner

UMBF

+19.09%

COF-P-L

+7.03%

Winner

UMBF

+28.63%

5Y(CAGR)

COF-P-L

-2.47%

Winner

UMBF

+8.12%

10Y(CAGR)

COF-P-L

N/A

UMBF

+10.36%

Max(CAGR)

COF-P-L

-2.24%

Winner

UMBF

+9.24%

COF-P-L vs UMBF - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	COF-P-L	UMBF
2026	-1.90%	+13.16%
2025	+2.69%	+4.43%
2024	+10.52%	+36.78%
2023	+6.64%	+3.42%
2022	-33.22%	-20.94%
2021	+5.89%	+56.84%
2020	N/A	+2.31%
2019	N/A	+12.96%
2018	N/A	-14.08%
2017	N/A	-4.73%
2016	N/A	+72.72%
2015	N/A	-15.46%
2014	N/A	-8.37%
2013	N/A	+45.29%
2012	N/A	+16.28%
2011	N/A	-10.95%
2010	N/A	+7.25%
2009	N/A	-18.23%
2008	N/A	+33.58%
2007	N/A	+5.13%
2006	N/A	+13.65%
2005	N/A	+15.86%
2004	N/A	+20.02%
2003	N/A	+25.51%
2002	N/A	-4.66%
2001	N/A	+17.31%
2000	N/A	+4.09%
1999	N/A	-9.66%

COF-P-L vs UMBF Drawdown Comparison

The maximum drawdown for COF-P-L was -39.59%, occurring on Oct 19, 2023. This drawdown has not yet recovered.

The maximum drawdown for UMBF was -52.70%, occurring on Oct 3, 2011. Recovery took 1303 trading sessions.

The current COF-P-L drawdown is -16.07%. The current UMBF drawdown is -2.29%.

Rank	COF-P-L	UMBF
#1	-39.59% Dec 29, 2021 - Oct 19, 2023	-52.70% Sep 19, 2008 - Nov 21, 2013
#2	-4.24% Sep 30, 2021 - Dec 28, 2021	-50.23% Jan 14, 2022 - Sep 19, 2024
#3	-2.42% Jun 23, 2021 - Aug 2, 2021	-45.00% Jun 8, 2018 - Jan 7, 2021
#4	-2.18% May 4, 2021 - May 20, 2021	-37.76% Jan 22, 2014 - Nov 9, 2016
#5	-1.71% Sep 22, 2021 - Sep 30, 2021	-31.80% Nov 25, 2024 - Jan 21, 2026
#6	-1.17% Aug 4, 2021 - Aug 13, 2021	-29.26% Nov 3, 1999 - Jun 28, 2001
#7	-0.71% Aug 13, 2021 - Sep 3, 2021	-27.59% May 15, 2002 - Sep 16, 2003
#8	-0.71% Sep 9, 2021 - Sep 16, 2021	-22.52% Sep 19, 2007 - Apr 24, 2008
#9	-0.60% May 26, 2021 - Jun 2, 2021	-21.27% Mar 1, 2017 - Jun 7, 2018
#10	-0.47% Aug 2, 2021 - Aug 4, 2021	-18.57% Feb 6, 2026 - May 6, 2026
#11	-0.44% Jun 2, 2021 - Jun 4, 2021	-16.25% Aug 21, 2001 - Apr 1, 2002
#12	-0.43% Sep 3, 2021 - Sep 9, 2021	-16.10% Jun 20, 2008 - Jul 22, 2008
#13	-0.40% Jun 4, 2021 - Jun 11, 2021	-14.40% May 14, 2021 - Oct 1, 2021
#14	-0.16% Jun 17, 2021 - Jun 21, 2021	-12.75% Aug 11, 2008 - Sep 18, 2008
#15	-0.16% Sep 16, 2021 - Sep 22, 2021	-10.65% Dec 9, 2016 - Feb 21, 2017

Correlation

Correlation between COF-P-L and UMBF is 0.51 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.51

-101

Dividend Comparison (1999 - 2026)

COF-P-L vs UMBF dividend yield comparison.

Year	COF-P-L	UMBF
2026	3.39%	0.33%
2025	6.53%	1.42%
2024	6.47%	1.39%
2023	6.78%	1.83%
2022	6.87%	1.78%
2021	2.47%	1.30%
2020	0.00%	1.81%
2019	0.00%	1.76%
2018	0.00%	1.92%
2017	0.00%	1.45%
2016	0.00%	1.28%
2015	0.00%	2.04%
2014	0.00%	1.60%
2013	0.00%	1.35%
2012	0.00%	1.89%
2011	0.00%	2.12%
2010	0.00%	1.81%
2009	0.00%	1.80%
2008	0.00%	1.67%
2007	0.00%	1.49%
2006	0.00%	1.41%
2005	0.00%	1.42%
2004	0.00%	1.50%
2003	0.00%	1.70%
2002	0.00%	2.09%
2001	0.00%	1.45%
2000	0.00%	2.14%
1999	0.00%	0.50%