CNF vs CRMT

Comparison between CNFinance Holdings Ltd (CNF, Company) and Americas Car Mart Inc (CRMT, Company).

CNF is from the Financial Services sector, while CRMT is from the Consumer Cyclical sector.

5-Year PerformanceCNF has outperformed CRMT, delivering a return of -36.7% compared to -55.5%

CNF vs CRMT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CNF(COMPANY)	CRMT(COMPANY)
Market Cap	$20M	$20M
Max Drawdown	96.82%	98.80%
Sharpe Ratio	0.19	-2.14
5Y Beta	0.11	1.39
Industry	Mortgage Finance	Auto & Truck Dealerships
P/E Ratio	-0.29	-0.21
Forward P/E	2.97	28.33
Debt to Equity	5.73%	0.00%
Free Cash Flow Yield	58.34%	70.85%
P/S Ratio	0.05	N/A
P/B Ratio	0.04	N/A

Market Cap

CNF

$20M

Winner

CRMT

$20M

Max Drawdown

Winner

CNF

96.82%

CRMT

98.80%

Sharpe Ratio

Winner

CNF

0.19

CRMT

-2.14

5Y Beta

Winner

CNF

0.11

CRMT

1.39

Industry

CNF

Mortgage Finance

CRMT

Auto & Truck Dealerships

P/E Ratio

Winner

CNF

-0.29

CRMT

-0.21

Forward P/E

Winner

CNF

2.97

CRMT

28.33

Debt to Equity

CNF

5.73%

Winner

CRMT

0.00%

Free Cash Flow Yield

CNF

58.34%

Winner

CRMT

70.85%

P/S Ratio

CNF

0.05

CRMT

N/A

P/B Ratio

CNF

0.04

CRMT

N/A

CNF vs CRMT - Historical Returns

Returns include dividend reinvestment.

Period	CNF	CRMT
1 month	-8.85%	-78.42%
3 months	-33.93%	-78.78%
6 months	-48.50%	-90.84%
1 year	-45.69%	-95.09%
5 years(CAGR)	-36.66%	-55.52%
10 years(CAGR)	N/A	-20.96%
Max(CAGR)	-34.35%	-1.16%

Winner

CNF

-8.85%

CRMT

-78.42%

Winner

CNF

-33.93%

CRMT

-78.78%

Winner

CNF

-48.50%

CRMT

-90.84%

Winner

CNF

-45.69%

CRMT

-95.09%

5Y(CAGR)

Winner

CNF

-36.66%

CRMT

-55.52%

10Y(CAGR)

CNF

N/A

CRMT

-20.96%

Max(CAGR)

CNF

-34.35%

Winner

CRMT

-1.16%

CNF vs CRMT - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CNF	CRMT
2026	-48.50%	-90.12%
2025	-41.83%	-49.29%
2024	-56.82%	-25.75%
2023	+43.23%	+8.24%
2022	-59.09%	-30.96%
2021	+24.39%	-4.50%
2020	-2.55%	-0.91%
2019	-24.53%	+51.97%
2018	-27.02%	+64.10%
2017	N/A	+1.71%
2016	N/A	+59.85%
2015	N/A	-50.05%
2014	N/A	+27.22%
2013	N/A	+3.05%
2012	N/A	+4.46%
2011	N/A	+40.78%
2010	N/A	+6.24%
2009	N/A	+91.77%
2008	N/A	+12.64%
2007	N/A	+7.54%
2006	N/A	-31.25%
2005	N/A	-33.33%
2004	N/A	+38.43%
2003	N/A	+105.45%
2002	N/A	+142.39%
2001	N/A	+21.26%
2000	N/A	-13.11%
1999	N/A	+0.61%

CNF vs CRMT Drawdown Comparison

The maximum drawdown for CNF was -96.82%, occurring on Sep 4, 2025. This drawdown has not yet recovered.

The maximum drawdown for CRMT was -98.80%, occurring on Jun 12, 2026. This drawdown has not yet recovered.

The current CNF drawdown is -95.91%. The current CRMT drawdown is -98.62%.

Rank	CNF	CRMT
#1	-96.82% Nov 13, 2018 - Sep 4, 2025	-98.80% May 26, 2021 - Jun 12, 2026
#2	N/A	-71.33% Dec 28, 2004 - Oct 22, 2009
#3	N/A	-70.32% Feb 20, 2020 - Feb 5, 2021
#4	N/A	-62.28% Mar 17, 2015 - May 22, 2018
#5	N/A	-42.32% Jun 18, 2002 - May 13, 2003
#6	N/A	-41.08% Apr 3, 2000 - Jan 10, 2002
#7	N/A	-32.99% Jan 26, 2004 - Dec 28, 2004
#8	N/A	-28.71% Mar 20, 2013 - Nov 20, 2014
#9	N/A	-28.25% Oct 14, 2003 - Jan 20, 2004
#10	N/A	-27.80% Jul 19, 2011 - Dec 2, 2011
#11	N/A	-26.36% Sep 13, 2012 - Mar 20, 2013
#12	N/A	-25.09% Dec 14, 1999 - Mar 29, 2000
#13	N/A	-22.86% Mar 2, 2010 - Oct 25, 2010
#14	N/A	-21.61% Apr 27, 2012 - Jul 27, 2012
#15	N/A	-21.15% Nov 9, 2010 - Jun 22, 2011