CMSD vs FNB

Comparison between CMS Energy Corporation (CMSD, Company) and F.N.B. Corp (FNB, Company).

CMSD is from the Utilities sector, while FNB is from the Financial Services sector.

5-Year PerformanceFNB has outperformed CMSD, delivering a return of +14.5% compared to +1.1%

CMSD vs FNB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CMSD(COMPANY)	FNB(COMPANY)
Market Cap	$6.89B	$6.87B
Max Drawdown	34.37%	84.82%
Sharpe Ratio	-0.74	1.12
5Y Beta	0.16	1.09
Industry	Multiline Utilities	Banks - Regional
P/E Ratio	6.15	12.24
Forward P/E	N/A	9.73
PEG Ratio	0.99	0.59
Dividend Yield	5.77%	2.59%
5Y Dividends CAGR	4.45%	4.91%
5Y EPS CAGR	3.94%	5.42%
Debt to Equity	199.20%	68.47%
Free Cash Flow Yield	-53.90%	9.05%

Market Cap

Winner

CMSD

$6.89B

FNB

$6.87B

Max Drawdown

Winner

CMSD

34.37%

FNB

84.82%

Sharpe Ratio

CMSD

-0.74

Winner

FNB

1.12

5Y Beta

Winner

CMSD

0.16

FNB

1.09

Industry

CMSD

Multiline Utilities

FNB

Banks - Regional

P/E Ratio

Winner

CMSD

6.15

FNB

12.24

Forward P/E

CMSD

N/A

FNB

9.73

PEG Ratio

CMSD

0.99

Winner

FNB

0.59

Dividend Yield

Winner

CMSD

5.77%

FNB

2.59%

5Y Dividends CAGR

CMSD

4.45%

Winner

FNB

4.91%

5Y EPS CAGR

CMSD

3.94%

Winner

FNB

5.42%

Debt to Equity

CMSD

199.20%

Winner

FNB

68.47%

Free Cash Flow Yield

CMSD

-53.90%

Winner

FNB

9.05%

CMSD vs FNB - Historical Returns

Returns include dividend reinvestment.

Period	CMSD	FNB
1 month	-3.31%	+2.11%
3 months	-6.90%	+12.98%
6 months	-7.22%	+8.54%
1 year	-3.12%	+25.46%
5 years(CAGR)	+1.09%	+14.49%
10 years(CAGR)	N/A	+9.16%
Max(CAGR)	+3.54%	+5.71%

CMSD

-3.31%

Winner

FNB

+2.11%

CMSD

-6.90%

Winner

FNB

+12.98%

CMSD

-7.22%

Winner

FNB

+8.54%

CMSD

-3.12%

Winner

FNB

+25.46%

5Y(CAGR)

CMSD

+1.09%

Winner

FNB

+14.49%

10Y(CAGR)

CMSD

N/A

FNB

+9.16%

Max(CAGR)

CMSD

+3.54%

Winner

FNB

+5.71%

CMSD vs FNB - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CMSD	FNB
2026	-5.58%	+14.09%
2025	+5.06%	+21.36%
2024	-0.92%	+9.91%
2023	+16.72%	+9.95%
2022	-11.47%	+8.51%
2021	+2.71%	+33.50%
2020	+5.14%	-21.15%
2019	+13.65%	+33.48%
2018	N/A	-26.02%
2017	N/A	-7.61%
2016	N/A	+28.34%
2015	N/A	+5.39%
2014	N/A	+11.39%
2013	N/A	+15.83%
2012	N/A	-5.16%
2011	N/A	+16.21%
2010	N/A	+48.15%
2009	N/A	-45.49%
2008	N/A	-0.14%
2007	N/A	-15.16%
2006	N/A	+10.41%
2005	N/A	-10.13%
2004	N/A	+9.56%
2003	N/A	+29.97%
2002	N/A	+7.44%
2001	N/A	+24.31%
2000	N/A	-2.66%
1999	N/A	-13.41%

CMSD vs FNB Drawdown Comparison

The maximum drawdown for CMSD was -33.33%, occurring on Mar 18, 2020. Recovery took 114 trading sessions.

The maximum drawdown for FNB was -69.67%, occurring on Feb 23, 2009. Recovery took 2381 trading sessions.

The current CMSD drawdown is -8.44%. The current FNB drawdown is -0.82%.

Rank	CMSD	FNB
#1	-33.33% Feb 11, 2020 - Jul 24, 2020	-69.67% Oct 4, 2004 - Mar 20, 2014
#2	-17.55% Nov 9, 2021 - Dec 1, 2023	-60.12% Mar 1, 2017 - Mar 12, 2021
#3	-10.96% Sep 10, 2024 - Aug 22, 2025	-33.79% Nov 15, 1999 - Jun 12, 2001
#4	-8.44% Oct 23, 2025 - Aug 12, 2026	-32.58% Nov 25, 2024 - Sep 4, 2025
#5	-5.72% Sep 30, 2019 - Dec 18, 2019	-28.54% Feb 7, 2023 - Mar 27, 2024
#6	-5.41% Dec 30, 2020 - Apr 6, 2021	-23.27% Dec 1, 2015 - Nov 11, 2016
#7	-4.50% Mar 21, 2024 - Aug 16, 2024	-22.92% Jan 14, 2022 - Oct 19, 2022
#8	-3.65% Aug 18, 2020 - Oct 23, 2020	-20.24% Jun 1, 2021 - Jan 6, 2022
#9	-3.29% Jun 18, 2021 - Nov 8, 2021	-19.78% Apr 12, 2002 - Jul 30, 2003
#10	-3.26% Apr 7, 2021 - Jun 4, 2021	-17.83% Jul 16, 2015 - Nov 24, 2015
#11	-2.57% Oct 23, 2020 - Nov 16, 2020	-17.16% Aug 20, 2001 - Feb 5, 2002
#12	-2.36% Sep 19, 2025 - Oct 23, 2025	-16.24% Mar 8, 2004 - Sep 9, 2004
#13	-2.27% Jul 27, 2020 - Aug 14, 2020	-15.75% Feb 9, 2026 - Jun 23, 2026
#14	-2.25% Jan 3, 2020 - Feb 6, 2020	-13.25% Jul 26, 2024 - Nov 6, 2024
#15	-2.20% Dec 18, 2019 - Jan 3, 2020	-12.75% Sep 4, 2025 - Dec 1, 2025

Correlation

Correlation between CMSD and FNB is 0.79 which considered as a strong positive correlation - the stocks tend to move together.

0.79

-101

Dividend Comparison (1999 - 2026)

CMSD vs FNB dividend yield comparison.

Year	CMSD	FNB
2026	3.40%	1.29%
2025	6.34%	2.81%
2024	6.35%	3.25%
2023	5.88%	3.49%
2022	6.54%	3.68%
2021	5.49%	3.96%
2020	3.96%	5.05%
2019	4.20%	3.78%
2018	0.00%	4.88%
2017	0.00%	6.75%
2016	0.00%	2.99%
2015	0.00%	3.60%
2014	0.00%	3.60%
2013	0.00%	3.80%
2012	0.00%	4.52%
2011	0.00%	4.24%
2010	0.00%	4.89%
2009	0.00%	7.07%
2008	0.00%	7.27%
2007	0.00%	6.46%
2006	0.00%	5.15%
2005	0.00%	5.33%
2004	0.00%	86.30%
2003	0.00%	2.34%
2002	0.00%	2.33%
2001	0.00%	2.13%
2000	0.00%	2.95%
1999	0.00%	0.81%