CMSC vs VLY

Comparison between CMS Energy Corporation (CMSC, Company) and Valley National Bancorp (VLY, Company).

CMSC is from the Utilities sector, while VLY is from the Financial Services sector.

5-Year PerformanceVLY has outperformed CMSC, delivering a return of +3.2% compared to +2.2%

CMSC vs VLY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CMSC(COMPANY)	VLY(COMPANY)
Market Cap	$7.06B	$7.07B
Max Drawdown	33.40%	71.87%
Sharpe Ratio	0.78	1.76
5Y Beta	N/A	1.08
Industry	Multiline Utilities	Banks - Regional
P/E Ratio	6.30	12.55
Forward P/E	N/A	10.60
PEG Ratio	1.01	0.31
Dividend Yield	6.65%	3.29%
5Y Dividends CAGR	4.57%	4.56%
5Y EPS CAGR	3.94%	2.20%
Debt to Equity	199.20%	0.82%
Free Cash Flow Yield	-52.58%	7.84%
P/S Ratio	N/A	3.81
P/B Ratio	N/A	0.96

Market Cap

CMSC

$7.06B

Winner

VLY

$7.07B

Max Drawdown

Winner

CMSC

33.40%

VLY

71.87%

Sharpe Ratio

CMSC

0.78

Winner

VLY

1.76

5Y Beta

CMSC

N/A

VLY

1.08

Industry

CMSC

Multiline Utilities

VLY

Banks - Regional

P/E Ratio

Winner

CMSC

6.30

VLY

12.55

Forward P/E

CMSC

N/A

VLY

10.60

PEG Ratio

CMSC

1.01

Winner

VLY

0.31

Dividend Yield

Winner

CMSC

6.65%

VLY

3.29%

5Y Dividends CAGR

Winner

CMSC

4.57%

VLY

4.56%

5Y EPS CAGR

Winner

CMSC

3.94%

VLY

2.20%

Debt to Equity

CMSC

199.20%

Winner

VLY

0.82%

Free Cash Flow Yield

CMSC

-52.58%

Winner

VLY

7.84%

P/S Ratio

CMSC

N/A

VLY

3.81

P/B Ratio

CMSC

N/A

VLY

0.96

CMSC vs VLY - Historical Returns

Returns include dividend reinvestment.

Period	CMSC	VLY
1 month	-0.74%	+2.26%
3 months	-3.52%	+5.94%
6 months	+0.19%	+28.16%
1 year	+10.07%	+62.55%
5 years(CAGR)	+2.21%	+3.24%
10 years(CAGR)	N/A	+8.58%
Max(CAGR)	+4.44%	+6.63%

CMSC

-0.74%

Winner

VLY

+2.26%

CMSC

-3.52%

Winner

VLY

+5.94%

CMSC

+0.19%

Winner

VLY

+28.16%

CMSC

+10.07%

Winner

VLY

+62.55%

5Y(CAGR)

CMSC

+2.21%

Winner

VLY

+3.24%

10Y(CAGR)

CMSC

N/A

VLY

+8.58%

Max(CAGR)

CMSC

+4.44%

Winner

VLY

+6.63%

CMSC vs VLY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CMSC	VLY
2026	+0.65%	+17.00%
2025	+3.88%	+36.77%
2024	-0.89%	-11.39%
2023	+17.46%	+0.87%
2022	-11.50%	-15.77%
2021	-0.02%	+45.93%
2020	+10.47%	-9.35%
2019	+16.28%	+31.74%
2018	-3.45%	-18.01%
2017	N/A	-0.26%
2016	N/A	+27.30%
2015	N/A	+7.00%
2014	N/A	+1.81%
2013	N/A	+11.08%
2012	N/A	-10.45%
2011	N/A	+1.74%
2010	N/A	+18.96%
2009	N/A	-15.04%
2008	N/A	+23.18%
2007	N/A	-22.11%
2006	N/A	+17.03%
2005	N/A	-1.74%
2004	N/A	+3.41%
2003	N/A	+21.96%
2002	N/A	+3.63%
2001	N/A	+15.65%
2000	N/A	+32.74%
1999	N/A	+5.73%

CMSC vs VLY Drawdown Comparison

The maximum drawdown for CMSC was -32.28%, occurring on Mar 18, 2020. Recovery took 208 trading sessions.

The maximum drawdown for VLY was -62.18%, occurring on Mar 9, 2009. Recovery took 1700 trading sessions.

The current CMSC drawdown is -3.84%. The current VLY drawdown is -1.60%.

Rank	CMSC	VLY
#1	-32.28% Sep 27, 2019 - Jul 27, 2020	-62.18% Sep 19, 2008 - Jun 23, 2015
#2	-17.19% Jun 22, 2021 - Nov 30, 2023	-53.93% Jan 14, 2022 - Jan 29, 2026
#3	-10.25% Sep 10, 2024 - Aug 25, 2025	-48.36% Jun 8, 2018 - Feb 10, 2021
#4	-7.07% Feb 20, 2026 - Mar 31, 2026	-33.56% Dec 28, 2006 - Aug 11, 2008
#5	-6.62% Dec 31, 2020 - Jun 17, 2021	-24.57% Nov 30, 2015 - Nov 10, 2016
#6	-5.54% Jan 31, 2019 - Apr 1, 2019	-22.77% Dec 27, 2000 - Sep 28, 2001
#7	-5.37% Oct 27, 2025 - Feb 18, 2026	-22.27% Dec 31, 1999 - Apr 11, 2000
#8	-5.03% Nov 8, 2018 - Jan 28, 2019	-17.94% May 17, 2021 - Nov 5, 2021
#9	-4.25% Mar 21, 2024 - Aug 14, 2024	-14.54% Mar 1, 2017 - Jan 19, 2018
#10	-3.95% Sep 4, 2019 - Sep 23, 2019	-14.30% May 3, 2002 - Apr 30, 2003
#11	-3.59% Aug 14, 2020 - Oct 30, 2020	-14.22% Dec 1, 2003 - Oct 26, 2004
#12	-2.35% Jul 30, 2019 - Aug 20, 2019	-13.65% Jul 1, 2015 - Oct 28, 2015
#13	-1.70% Sep 17, 2025 - Oct 17, 2025	-13.64% Feb 6, 2026 - Apr 20, 2026
#14	-1.57% Nov 16, 2020 - Dec 9, 2020	-13.18% Aug 11, 2008 - Sep 18, 2008
#15	-1.40% Dec 14, 2023 - Dec 27, 2023	-12.73% Nov 4, 2004 - Dec 1, 2005

Correlation

Correlation between CMSC and VLY is 0.49 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.49

-101

Dividend Comparison (1999 - 2026)

CMSC vs VLY dividend yield comparison.

Year	CMSC	VLY
2026	1.62%	0.81%
2025	6.48%	3.77%
2024	6.41%	4.86%
2023	5.93%	4.05%
2022	6.62%	3.89%
2021	5.49%	3.20%
2020	5.17%	4.51%
2019	5.48%	3.84%
2018	0.00%	4.95%
2017	0.00%	3.92%
2016	0.00%	3.78%
2015	0.00%	4.47%
2014	0.00%	4.53%
2013	0.00%	5.90%
2012	0.00%	17.76%
2011	0.00%	13.65%
2010	0.00%	12.04%
2009	0.00%	12.25%
2008	0.00%	8.89%
2007	0.00%	9.68%
2006	0.00%	7.04%
2005	0.00%	7.78%
2004	0.00%	6.87%
2003	0.00%	6.47%
2002	0.00%	3.36%
2001	0.00%	6.96%
2000	0.00%	5.52%
1999	0.00%	0.50%