CIVB vs NCDL

Comparison between Civista Bancshares Inc (CIVB, Company) and Nuveen Churchill Direct Lending Corp (NCDL, Company).

Both CIVB and NCDL are from the Financial Services sector.

CIVB vs NCDL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CIVB(COMPANY)	NCDL(COMPANY)
Market Cap	$606M	$609M
Max Drawdown	90.89%	33.11%
Sharpe Ratio	1.65	-0.83
5Y Beta	0.63	0.50
Industry	Banks - Regional	Asset Management
P/E Ratio	10.52	10.29
Forward P/E	9.53	7.93
PEG Ratio	0.33	N/A
Dividend Yield	2.39%	N/A
5Y Dividends CAGR	8.76%	N/A
5Y EPS CAGR	18.98%	N/A
Debt to Equity	0.00%	131.86%
Free Cash Flow Yield	8.34%	31.05%
P/S Ratio	3.31	8.63
P/B Ratio	1.07	0.72

Market Cap

CIVB

$606M

Winner

NCDL

$609M

Max Drawdown

CIVB

90.89%

Winner

NCDL

33.11%

Sharpe Ratio

Winner

CIVB

1.65

NCDL

-0.83

5Y Beta

CIVB

0.63

Winner

NCDL

0.50

Industry

CIVB

Banks - Regional

NCDL

Asset Management

P/E Ratio

CIVB

10.52

Winner

NCDL

10.29

Forward P/E

CIVB

9.53

Winner

NCDL

7.93

PEG Ratio

CIVB

0.33

NCDL

N/A

Dividend Yield

CIVB

2.39%

NCDL

N/A

5Y Dividends CAGR

CIVB

8.76%

NCDL

N/A

5Y EPS CAGR

CIVB

18.98%

NCDL

N/A

Debt to Equity

Winner

CIVB

0.00%

NCDL

131.86%

Free Cash Flow Yield

CIVB

8.34%

Winner

NCDL

31.05%

P/S Ratio

Winner

CIVB

3.31

NCDL

8.63

P/B Ratio

CIVB

1.07

Winner

NCDL

0.72

CIVB vs NCDL - Historical Returns

Returns include dividend reinvestment.

Period	CIVB	NCDL
1 month	+0.21%	-4.42%
3 months	+16.75%	-15.72%
6 months	+22.21%	-4.57%
1 year	+54.00%	-15.94%
5 years(CAGR)	+8.13%	N/A
10 years(CAGR)	+10.24%	N/A
Max(CAGR)	+4.60%	-3.15%

Winner

CIVB

+0.21%

NCDL

-4.42%

Winner

CIVB

+16.75%

NCDL

-15.72%

Winner

CIVB

+22.21%

NCDL

-4.57%

Winner

CIVB

+54.00%

NCDL

-15.94%

5Y(CAGR)

CIVB

+8.13%

NCDL

N/A

10Y(CAGR)

CIVB

+10.24%

NCDL

N/A

Max(CAGR)

Winner

CIVB

+4.60%

NCDL

-3.15%

CIVB vs NCDL - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	CIVB	NCDL
2026	+34.77%	-4.50%
2025	+12.54%	-9.74%
2024	+19.02%	+6.10%
2023	-11.16%	N/A
2022	-8.50%	N/A
2021	+41.05%	N/A
2020	-25.07%	N/A
2019	+43.00%	N/A
2018	-19.48%	N/A
2017	+15.14%	N/A
2016	+66.47%	N/A
2015	+28.12%	N/A
2014	+59.93%	N/A
2013	+23.96%	N/A
2012	+32.89%	N/A
2011	+1.56%	N/A
2010	-14.41%	N/A
2009	-23.15%	N/A
2008	-53.83%	N/A
2007	-24.22%	N/A
2006	+6.60%	N/A
2005	-14.43%	N/A
2004	-16.04%	N/A
2003	+22.69%	N/A
2002	+13.73%	N/A
2001	+14.08%	N/A

CIVB vs NCDL Drawdown Comparison

The maximum drawdown for CIVB was -87.15%, occurring on Oct 7, 2011. Recovery took 3458 trading sessions.

The maximum drawdown for NCDL was -22.31%, occurring on Jun 22, 2026. This drawdown has not yet recovered.

The current CIVB drawdown is -0.82%. The current NCDL drawdown is -19.67%.

Rank	CIVB	NCDL
#1	-87.15% Apr 28, 2003 - Feb 3, 2017	-22.31% Jul 17, 2025 - Jun 22, 2026
#2	-53.27% Jun 6, 2018 - Jun 7, 2021	-15.56% Feb 20, 2025 - Jul 10, 2025
#3	-42.06% Nov 23, 2021 - May 2, 2025	-10.15% Jan 30, 2024 - Mar 21, 2024
#4	-24.00% Oct 12, 2001 - Aug 22, 2002	-7.02% Jul 17, 2024 - Aug 29, 2024
#5	-22.85% Jul 3, 2025 - Feb 4, 2026	-5.76% Mar 28, 2024 - Jun 6, 2024
#6	-21.11% Jan 31, 2001 - Jul 9, 2001	-4.80% Oct 9, 2024 - Jan 24, 2025
#7	-16.43% Feb 14, 2017 - Oct 10, 2017	-3.06% Jun 7, 2024 - Jul 2, 2024
#8	-11.49% Feb 5, 2026 - Apr 24, 2026	-2.70% Aug 30, 2024 - Sep 13, 2024
#9	-11.33% Nov 29, 2017 - Mar 6, 2018	-2.17% Mar 21, 2024 - Mar 28, 2024
#10	-11.27% Oct 10, 2017 - Nov 29, 2017	-2.17% Sep 18, 2024 - Oct 9, 2024
#11	-9.89% Jun 7, 2021 - Aug 11, 2021	-1.91% Jul 2, 2024 - Jul 17, 2024
#12	-8.45% Aug 27, 2001 - Oct 9, 2001	-1.45% Jan 27, 2025 - Feb 3, 2025
#13	-8.42% May 15, 2025 - Jul 2, 2025	-1.17% Jul 11, 2025 - Jul 16, 2025
#14	-7.97% Mar 7, 2018 - May 22, 2018	-0.46% Feb 3, 2025 - Feb 11, 2025
#15	-7.21% Aug 11, 2021 - Oct 5, 2021	-0.28% Jan 25, 2024 - Jan 30, 2024

Correlation

Correlation between CIVB and NCDL is -0.27 which considered as a very weak or no correlation - the stocks move independently of each other.

-0.27

-101

Dividend Comparison (2001 - 2026)

CIVB vs NCDL dividend yield comparison.

Year	CIVB	NCDL
2026	1.24%	6.44%
2025	3.06%	14.24%
2024	3.04%	12.51%
2023	3.31%	0.00%
2022	2.54%	0.00%
2021	2.13%	0.00%
2020	2.51%	0.00%
2019	1.75%	0.00%
2018	1.84%	0.00%
2017	1.14%	0.00%
2016	1.13%	0.00%
2015	1.56%	0.00%
2014	1.85%	0.00%
2013	2.30%	0.00%
2012	2.29%	0.00%
2011	0.74%	0.00%
2009	5.38%	0.00%
2008	15.19%	0.00%
2007	7.97%	0.00%
2006	5.69%	0.00%
2005	5.74%	0.00%
2004	4.63%	0.00%
2003	3.67%	0.00%
2002	5.48%	0.00%
2001	4.66%	0.00%