CIVB vs MSC

Comparison between Civista Bancshares Inc (CIVB, Company) and Studio City International Holdings Ltd (MSC, Company).

CIVB is from the Financial Services sector, while MSC is from the Consumer Cyclical sector.

5-Year PerformanceCIVB has outperformed MSC, delivering a return of +7.9% compared to -27.6%

CIVB vs MSC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CIVB(COMPANY)	MSC(COMPANY)
Market Cap	$583M	$578M
Max Drawdown	90.89%	93.96%
Sharpe Ratio	1.23	-0.58
5Y Beta	0.64	-0.18
Industry	Banks - Regional	Resorts & Casinos
P/E Ratio	10.13	-1.80
Forward P/E	9.53	18.48
PEG Ratio	0.32	N/A
Dividend Yield	2.42%	N/A
5Y Dividends CAGR	8.76%	N/A
5Y EPS CAGR	18.98%	N/A
Debt to Equity	0.00%	386.45%
Free Cash Flow Yield	8.66%	36.40%
P/S Ratio	3.34	0.53
P/B Ratio	1.07	0.60

Market Cap

Winner

CIVB

$583M

MSC

$578M

Max Drawdown

Winner

CIVB

90.89%

MSC

93.96%

Sharpe Ratio

Winner

CIVB

1.23

MSC

-0.58

5Y Beta

CIVB

0.64

Winner

MSC

-0.18

Industry

CIVB

Banks - Regional

MSC

Resorts & Casinos

P/E Ratio

CIVB

10.13

Winner

MSC

-1.80

Forward P/E

Winner

CIVB

9.53

MSC

18.48

PEG Ratio

CIVB

0.32

MSC

N/A

Dividend Yield

CIVB

2.42%

MSC

N/A

5Y Dividends CAGR

CIVB

8.76%

MSC

N/A

5Y EPS CAGR

CIVB

18.98%

MSC

N/A

Debt to Equity

Winner

CIVB

0.00%

MSC

386.45%

Free Cash Flow Yield

CIVB

8.66%

Winner

MSC

36.40%

P/S Ratio

CIVB

3.34

Winner

MSC

0.53

P/B Ratio

CIVB

1.07

Winner

MSC

0.60

CIVB vs MSC - Historical Returns

Returns include dividend reinvestment.

Period	CIVB	MSC
1 month	+3.17%	-8.50%
3 months	+16.16%	-26.80%
6 months	+25.25%	-43.52%
1 year	+36.40%	-63.40%
5 years(CAGR)	+7.87%	-27.59%
10 years(CAGR)	+9.77%	N/A
Max(CAGR)	+4.50%	-24.06%

Winner

CIVB

+3.17%

MSC

-8.50%

Winner

CIVB

+16.16%

MSC

-26.80%

Winner

CIVB

+25.25%

MSC

-43.52%

Winner

CIVB

+36.40%

MSC

-63.40%

5Y(CAGR)

Winner

CIVB

+7.87%

MSC

-27.59%

10Y(CAGR)

CIVB

+9.77%

MSC

N/A

Max(CAGR)

Winner

CIVB

+4.50%

MSC

-24.06%

CIVB vs MSC - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	CIVB	MSC
2026	+31.20%	-48.16%
2025	+12.54%	-36.04%
2024	+19.02%	-17.28%
2023	-11.16%	-0.46%
2022	-8.50%	+4.04%
2021	+41.05%	-62.54%
2020	-25.07%	-39.90%
2019	+43.00%	+18.12%
2018	-19.48%	+7.87%
2017	+15.14%	N/A
2016	+66.47%	N/A
2015	+28.12%	N/A
2014	+59.93%	N/A
2013	+23.96%	N/A
2012	+32.89%	N/A
2011	+1.56%	N/A
2010	-14.41%	N/A
2009	-23.15%	N/A
2008	-53.83%	N/A
2007	-24.22%	N/A
2006	+6.60%	N/A
2005	-14.43%	N/A
2004	-16.04%	N/A
2003	+22.69%	N/A
2002	+13.73%	N/A
2001	+14.08%	N/A

CIVB vs MSC Drawdown Comparison

The maximum drawdown for CIVB was -87.15%, occurring on Oct 7, 2011. Recovery took 3458 trading sessions.

The maximum drawdown for MSC was -93.96%, occurring on Sep 15, 2022. This drawdown has not yet recovered.

The current CIVB drawdown is -2.65%. The current MSC drawdown is -92.82%.

Rank	CIVB	MSC
#1	-87.15% Apr 28, 2003 - Feb 3, 2017	-93.96% Nov 2, 2018 - Sep 15, 2022
#2	-53.27% Jun 6, 2018 - Jun 7, 2021	-7.78% Oct 22, 2018 - Oct 30, 2018
#3	-42.06% Nov 23, 2021 - May 2, 2025	N/A
#4	-24.00% Oct 12, 2001 - Aug 22, 2002	N/A
#5	-22.85% Jul 3, 2025 - Feb 4, 2026	N/A
#6	-21.11% Jan 31, 2001 - Jul 9, 2001	N/A
#7	-16.43% Feb 14, 2017 - Oct 10, 2017	N/A
#8	-11.49% Feb 5, 2026 - Apr 24, 2026	N/A
#9	-11.33% Nov 29, 2017 - Mar 6, 2018	N/A
#10	-11.27% Oct 10, 2017 - Nov 29, 2017	N/A
#11	-9.89% Jun 7, 2021 - Aug 11, 2021	N/A
#12	-8.45% Aug 27, 2001 - Oct 9, 2001	N/A
#13	-8.42% May 15, 2025 - Jul 2, 2025	N/A
#14	-7.97% Mar 7, 2018 - May 22, 2018	N/A
#15	-7.21% Aug 11, 2021 - Oct 5, 2021	N/A

Correlation

Correlation between CIVB and MSC is -0.49 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.49

-101