CION vs WSBF

Comparison between CION Invt Corp (CION, Company) and Waterstone Financial Inc (WSBF, Company).

Both CION and WSBF are from the Financial Services sector.

5-Year PerformanceWSBF has outperformed CION, delivering a return of +4.0% compared to +3.3%

CION vs WSBF - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CION(COMPANY)	WSBF(COMPANY)
Market Cap	$351M	$351M
Max Drawdown	56.28%	90.63%
Sharpe Ratio	-0.48	1.71
5Y Beta	0.71	0.53
Industry	Asset Management	Banks - Regional
P/E Ratio	19.75	12.18
Forward P/E	6.65	20.70
PEG Ratio	N/A	0.19
Dividend Yield	20.00%	3.21%
5Y Dividends CAGR	N/A	-2.19%
5Y EPS CAGR	N/A	-17.57%
Debt to Equity	175.58%	118.62%
Free Cash Flow Yield	18.85%	-1.45%
P/S Ratio	1.47	2.31
P/B Ratio	0.53	0.97

Market Cap

CION

$351M

Winner

WSBF

$351M

Max Drawdown

Winner

CION

56.28%

WSBF

90.63%

Sharpe Ratio

CION

-0.48

Winner

WSBF

1.71

5Y Beta

CION

0.71

Winner

WSBF

0.53

Industry

CION

Asset Management

WSBF

Banks - Regional

P/E Ratio

CION

19.75

Winner

WSBF

12.18

Forward P/E

Winner

CION

6.65

WSBF

20.70

PEG Ratio

CION

N/A

WSBF

0.19

Dividend Yield

Winner

CION

20.00%

WSBF

3.21%

5Y Dividends CAGR

CION

N/A

WSBF

-2.19%

5Y EPS CAGR

CION

N/A

WSBF

-17.57%

Debt to Equity

CION

175.58%

Winner

WSBF

118.62%

Free Cash Flow Yield

Winner

CION

18.85%

WSBF

-1.45%

P/S Ratio

Winner

CION

1.47

WSBF

2.31

P/B Ratio

Winner

CION

0.53

WSBF

0.97

CION vs WSBF - Historical Returns

Returns include dividend reinvestment.

Period	CION	WSBF
1 month	+5.73%	+6.63%
3 months	+9.50%	+9.50%
6 months	-23.66%	+14.10%
1 year	-11.28%	+49.57%
5 years(CAGR)	+3.32%	+3.98%
10 years(CAGR)	N/A	+8.63%
Max(CAGR)	+3.32%	+6.02%

CION

+5.73%

Winner

WSBF

+6.63%

CION

+9.50%

Winner

WSBF

+9.50%

CION

-23.66%

Winner

WSBF

+14.10%

CION

-11.28%

Winner

WSBF

+49.57%

5Y(CAGR)

CION

+3.32%

Winner

WSBF

+3.98%

10Y(CAGR)

CION

N/A

WSBF

+8.63%

Max(CAGR)

CION

+3.32%

Winner

WSBF

+6.02%

CION vs WSBF - Annual Returns (2005 - 2026)

Returns include dividend reinvestment.

Year	CION	WSBF
2026	-21.86%	+18.47%
2025	-2.43%	+32.10%
2024	+16.45%	+0.08%
2023	+32.50%	-14.51%
2022	-14.10%	-16.42%
2021	+14.11%	+24.78%
2020	N/A	+7.67%
2019	N/A	+20.35%
2018	N/A	+3.40%
2017	N/A	-3.47%
2016	N/A	+34.85%
2015	N/A	+9.96%
2014	N/A	+32.45%
2013	N/A	+36.87%
2012	N/A	+306.26%
2011	N/A	-42.02%
2010	N/A	+37.71%
2009	N/A	-40.41%
2008	N/A	-73.41%
2007	N/A	-27.94%
2006	N/A	+54.15%
2005	N/A	+1.69%

CION vs WSBF Drawdown Comparison

The maximum drawdown for CION was -45.37%, occurring on Jun 23, 2022. Recovery took 435 trading sessions.

The maximum drawdown for WSBF was -90.63%, occurring on Dec 17, 2009. Recovery took 2492 trading sessions.

The current CION drawdown is -30.07%. The current WSBF drawdown is -2.40%.

Rank	CION	WSBF
#1	-45.37% Mar 28, 2022 - Dec 19, 2023	-90.63% Sep 18, 2006 - Aug 11, 2016
#2	-37.48% Mar 7, 2025 - Mar 13, 2026	-51.09% Jan 6, 2022 - Jan 22, 2026
#3	-19.32% Dec 8, 2021 - Mar 18, 2022	-33.12% Dec 17, 2019 - Nov 16, 2020
#4	-7.76% Dec 13, 2024 - Feb 13, 2025	-16.14% Oct 27, 2017 - Oct 24, 2019
#5	-7.14% Jul 16, 2024 - Dec 13, 2024	-11.30% Jun 9, 2017 - Sep 27, 2017
#6	-6.20% Dec 22, 2023 - Apr 3, 2024	-10.58% Oct 6, 2005 - Nov 30, 2005
#7	-5.86% Nov 4, 2021 - Nov 17, 2021	-8.79% Dec 9, 2016 - Feb 16, 2017
#8	-4.40% Dec 2, 2021 - Dec 6, 2021	-8.59% Feb 16, 2017 - Apr 24, 2017
#9	-4.39% Dec 6, 2021 - Dec 8, 2021	-7.97% Jun 30, 2006 - Aug 29, 2006
#10	-3.15% Nov 22, 2021 - Nov 24, 2021	-7.19% Jan 22, 2026 - Jan 29, 2026
#11	-3.03% Feb 28, 2025 - Mar 7, 2025	-7.18% Apr 12, 2021 - Aug 6, 2021
#12	-2.92% Mar 18, 2022 - Mar 23, 2022	-6.98% Feb 2, 2026 - Apr 9, 2026
#13	-2.88% Oct 12, 2021 - Oct 27, 2021	-6.33% May 3, 2017 - Jun 9, 2017
#14	-2.88% Apr 8, 2024 - Apr 19, 2024	-6.07% Nov 12, 2021 - Jan 4, 2022
#15	-2.73% Jun 20, 2024 - Jul 8, 2024	-5.91% Jan 14, 2021 - Feb 10, 2021

Correlation

Correlation between CION and WSBF is -0.12 which considered as a very weak or no correlation - the stocks move independently of each other.

-0.12

-101

Dividend Comparison (2014 - 2026)

CION vs WSBF dividend yield comparison.

Year	CION	WSBF
2026	8.55%	1.67%
2025	14.89%	3.63%
2024	13.33%	4.46%
2023	14.24%	5.28%
2022	14.87%	7.54%
2021	3.52%	5.95%
2020	0.00%	6.80%
2019	0.00%	5.15%
2018	0.00%	5.85%
2017	0.00%	5.75%
2016	0.00%	1.41%
2015	0.00%	1.42%
2014	0.00%	1.14%