CGAU vs UPST

Comparison between Vitalist Inc (CGAU, Company) and Upstart Holdings Inc (UPST, Company).

CGAU is from the Basic Materials sector, while UPST is from the Financial Services sector.

5-Year PerformanceCGAU has outperformed UPST, delivering a return of +17.1% compared to -23.1%

CGAU vs UPST - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CGAU(COMPANY)	UPST(COMPANY)
Market Cap	$3.13B	$3.12B
Max Drawdown	73.66%	96.90%
Sharpe Ratio	1.69	-0.54
5Y Beta	0.83	2.59
Industry	Gold	Credit Services
P/E Ratio	5.06	112.54
Forward P/E	8.60	34.25
PEG Ratio	0.00	N/A
Dividend Yield	1.24%	N/A
5Y Dividends CAGR	17.01%	N/A
5Y EPS CAGR	10.71%	N/A
Debt to Equity	2.09%	0.00%
Free Cash Flow Yield	4.22%	-12.56%

Market Cap

Winner

CGAU

$3.13B

UPST

$3.12B

Max Drawdown

Winner

CGAU

73.66%

UPST

96.90%

Sharpe Ratio

Winner

CGAU

1.69

UPST

-0.54

5Y Beta

Winner

CGAU

0.83

UPST

2.59

Industry

CGAU

Gold

UPST

Credit Services

P/E Ratio

Winner

CGAU

5.06

UPST

112.54

Forward P/E

Winner

CGAU

8.60

UPST

34.25

PEG Ratio

CGAU

0.00

UPST

N/A

Dividend Yield

CGAU

1.24%

UPST

N/A

5Y Dividends CAGR

CGAU

17.01%

UPST

N/A

5Y EPS CAGR

CGAU

10.71%

UPST

N/A

Debt to Equity

CGAU

2.09%

Winner

UPST

0.00%

Free Cash Flow Yield

Winner

CGAU

4.22%

UPST

-12.56%

CGAU vs UPST - Historical Returns

Returns include dividend reinvestment.

Period	CGAU	UPST
1 month	-9.18%	+7.67%
3 months	-6.32%	+26.37%
6 months	+6.73%	-31.63%
1 year	+126.26%	-47.20%
5 years(CAGR)	+17.13%	-23.05%
10 years(CAGR)	+11.86%	N/A
Max(CAGR)	+13.32%	+2.05%

CGAU

-9.18%

Winner

UPST

+7.67%

CGAU

-6.32%

Winner

UPST

+26.37%

Winner

CGAU

+6.73%

UPST

-31.63%

Winner

CGAU

+126.26%

UPST

-47.20%

5Y(CAGR)

Winner

CGAU

+17.13%

UPST

-23.05%

10Y(CAGR)

CGAU

+11.86%

UPST

N/A

Max(CAGR)

Winner

CGAU

+13.32%

UPST

+2.05%

CGAU vs UPST - Annual Returns (2016 - 2026)

Returns include dividend reinvestment.

Year	CGAU	UPST
2026	+12.54%	-28.08%
2025	+150.60%	-28.08%
2024	+1.14%	+58.69%
2023	+15.29%	+216.99%
2022	-37.74%	-90.86%
2021	-35.80%	+243.94%
2020	+47.89%	+38.28%
2019	+84.63%	N/A
2018	-17.65%	N/A
2017	+6.25%	N/A
2016	-3.38%	N/A

CGAU vs UPST Drawdown Comparison

The maximum drawdown for CGAU was -73.37%, occurring on Sep 26, 2022. Recovery took 1336 trading sessions.

The maximum drawdown for UPST was -96.90%, occurring on May 2, 2023. This drawdown has not yet recovered.

The current CGAU drawdown is -24.33%. The current UPST drawdown is -91.55%.

Rank	CGAU	UPST
#1	-73.37% Aug 5, 2020 - Nov 28, 2025	-96.90% Oct 15, 2021 - May 2, 2023
#2	-51.25% Sep 12, 2017 - Jul 16, 2019	-54.13% Feb 12, 2021 - Mar 18, 2021
#3	-48.13% Oct 18, 2019 - May 15, 2020	-49.02% Mar 22, 2021 - May 27, 2021
#4	-33.31% Jul 5, 2016 - Sep 6, 2017	-33.48% Jun 7, 2021 - Aug 11, 2021
#5	-29.50% Feb 27, 2026 - Jun 10, 2026	-18.75% Dec 22, 2020 - Jan 5, 2021
#6	-23.22% Jan 7, 2016 - Mar 4, 2016	-13.85% Sep 23, 2021 - Oct 13, 2021
#7	-22.12% Mar 8, 2016 - Apr 20, 2016	-13.39% May 27, 2021 - Jun 7, 2021
#8	-19.33% Aug 27, 2019 - Oct 10, 2019	-13.12% Jan 12, 2021 - Jan 21, 2021
#9	-17.91% Jan 28, 2026 - Feb 26, 2026	-8.67% Aug 18, 2021 - Aug 24, 2021
#10	-16.47% May 16, 2016 - Jun 27, 2016	-7.68% Jan 25, 2021 - Feb 1, 2021
#11	-9.97% May 29, 2020 - Jun 10, 2020	-7.10% Sep 9, 2021 - Sep 16, 2021
#12	-7.54% Jun 10, 2020 - Jun 19, 2020	-6.78% Dec 18, 2020 - Dec 22, 2020
#13	-6.79% Dec 26, 2025 - Jan 6, 2026	-5.66% Feb 3, 2021 - Feb 9, 2021
#14	-6.25% Oct 10, 2019 - Oct 18, 2019	-4.80% Jan 7, 2021 - Jan 12, 2021
#15	-6.18% Jul 24, 2019 - Aug 7, 2019	-3.38% Aug 27, 2021 - Aug 31, 2021