UPST vs ARLP

Comparison between Upstart Holdings Inc (UPST, Company) and Alliance Resource Partners LP (ARLP, Company).

UPST is from the Financial Services sector, while ARLP is from the Energy sector.

5-Year PerformanceARLP has outperformed UPST, delivering a return of +41.7% compared to -23.1%

UPST vs ARLP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UPST(COMPANY)	ARLP(COMPANY)
Market Cap	$3.12B	$3.12B
Max Drawdown	96.90%	94.87%
Sharpe Ratio	-0.54	0.10
5Y Beta	2.59	0.27
Industry	Credit Services	Thermal Coal
P/E Ratio	112.54	12.64
Forward P/E	34.25	9.39
Dividend Yield	N/A	9.78%
5Y Dividends CAGR	N/A	98.73%
5Y EPS CAGR	N/A	43.34%
Debt to Equity	0.00%	N/A
Free Cash Flow Yield	-12.56%	10.86%

Market Cap

Winner

UPST

$3.12B

ARLP

$3.12B

Max Drawdown

UPST

96.90%

Winner

ARLP

94.87%

Sharpe Ratio

UPST

-0.54

Winner

ARLP

0.10

5Y Beta

UPST

2.59

Winner

ARLP

0.27

Industry

UPST

Credit Services

ARLP

Thermal Coal

P/E Ratio

UPST

112.54

Winner

ARLP

12.64

Forward P/E

UPST

34.25

Winner

ARLP

9.39

Dividend Yield

UPST

N/A

ARLP

9.78%

5Y Dividends CAGR

UPST

N/A

ARLP

98.73%

5Y EPS CAGR

UPST

N/A

ARLP

43.34%

Debt to Equity

UPST

0.00%

ARLP

N/A

Free Cash Flow Yield

UPST

-12.56%

Winner

ARLP

10.86%

UPST vs ARLP - Historical Returns

Returns include dividend reinvestment.

Period	UPST	ARLP
1 month	+7.67%	-2.32%
3 months	+26.37%	-12.52%
6 months	-31.63%	+8.21%
1 year	-47.20%	+6.79%
5 years(CAGR)	-23.05%	+41.71%
10 years(CAGR)	N/A	+14.92%
Max(CAGR)	+2.05%	+16.79%

Winner

UPST

+7.67%

ARLP

-2.32%

Winner

UPST

+26.37%

ARLP

-12.52%

UPST

-31.63%

Winner

ARLP

+8.21%

UPST

-47.20%

Winner

ARLP

+6.79%

5Y(CAGR)

UPST

-23.05%

Winner

ARLP

+41.71%

10Y(CAGR)

UPST

N/A

ARLP

+14.92%

Max(CAGR)

UPST

+2.05%

Winner

ARLP

+16.79%

UPST vs ARLP - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	UPST	ARLP
2026	-28.08%	+10.07%
2025	-28.08%	-3.51%
2024	+58.69%	+40.31%
2023	+216.99%	+22.79%
2022	-90.86%	+67.43%
2021	+243.94%	+184.87%
2020	+38.28%	-59.52%
2019	N/A	-29.73%
2018	N/A	-3.94%
2017	N/A	-5.51%
2016	N/A	+81.55%
2015	N/A	-65.59%
2014	N/A	+18.38%
2013	N/A	+35.84%
2012	N/A	-19.29%
2011	N/A	+17.00%
2010	N/A	+56.04%
2009	N/A	+65.11%
2008	N/A	-21.71%
2007	N/A	+13.21%
2006	N/A	-4.25%
2005	N/A	+8.74%
2004	N/A	+129.01%
2003	N/A	+51.45%
2002	N/A	-4.19%
2001	N/A	+70.68%
2000	N/A	+52.04%
1999	N/A	-8.85%

UPST vs ARLP Drawdown Comparison

The maximum drawdown for UPST was -96.90%, occurring on May 2, 2023. This drawdown has not yet recovered.

The maximum drawdown for ARLP was -90.52%, occurring on Oct 19, 2020. Recovery took 2031 trading sessions.

The current UPST drawdown is -91.55%. The current ARLP drawdown is -13.69%.

Rank	UPST	ARLP
#1	-96.90% Oct 15, 2021 - May 2, 2023	-90.52% Jul 29, 2014 - Aug 22, 2022
#2	-54.13% Feb 12, 2021 - Mar 18, 2021	-65.01% Jun 23, 2008 - Apr 26, 2010
#3	-49.02% Mar 22, 2021 - May 27, 2021	-35.93% Jan 6, 2012 - May 15, 2013
#4	-33.48% Jun 7, 2021 - Aug 11, 2021	-30.29% Jan 8, 2002 - May 12, 2003
#5	-18.75% Dec 22, 2020 - Jan 5, 2021	-30.13% Jun 4, 2007 - May 5, 2008
#6	-13.85% Sep 23, 2021 - Oct 13, 2021	-29.18% Aug 31, 2022 - Oct 16, 2023
#7	-13.39% May 27, 2021 - Jun 7, 2021	-27.89% Mar 4, 2005 - Jul 28, 2005
#8	-13.12% Jan 12, 2021 - Jan 21, 2021	-27.30% Aug 12, 2005 - Jun 1, 2007
#9	-8.67% Aug 18, 2021 - Aug 24, 2021	-25.34% Mar 28, 2011 - Jan 5, 2012
#10	-7.68% Jan 25, 2021 - Feb 1, 2021	-20.90% Apr 28, 2010 - Jul 29, 2010
#11	-7.10% Sep 9, 2021 - Sep 16, 2021	-20.74% Oct 19, 2023 - May 1, 2024
#12	-6.78% Dec 18, 2020 - Dec 22, 2020	-17.72% May 21, 2001 - Oct 9, 2001
#13	-5.66% Feb 3, 2021 - Feb 9, 2021	-17.62% Jul 23, 2025 - Feb 20, 2026
#14	-4.80% Jan 7, 2021 - Jan 12, 2021	-16.91% Mar 27, 2026 - Jun 18, 2026
#15	-3.38% Aug 27, 2021 - Aug 31, 2021	-15.52% Nov 19, 1999 - May 1, 2000

Correlation

Correlation between UPST and ARLP is -0.52 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.52

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