CFFI vs CURV

Comparison between C & F Financial Corp (CFFI, Company) and Torrid Holdings Inc (CURV, Company).

CFFI is from the Financial Services sector, while CURV is from the Consumer Cyclical sector.

5-Year PerformanceCFFI has outperformed CURV, delivering a return of +13.2% compared to -35.6%

CFFI vs CURV - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CFFI(COMPANY)	CURV(COMPANY)
Market Cap	$275M	$274M
Max Drawdown	75.51%	96.90%
Sharpe Ratio	0.90	0.36
5Y Beta	0.77	0.83
Industry	Banks - Regional	Apparel Retail
P/E Ratio	9.74	-21.77
Forward P/E	5.69	1.92
PEG Ratio	0.33	N/A
Dividend Yield	2.25%	N/A
5Y Dividends CAGR	4.07%	N/A
5Y EPS CAGR	4.49%	N/A
Debt to Equity	7.53%	-126.64%
Free Cash Flow Yield	4.11%	1.60%
P/S Ratio	2.02	0.28
P/B Ratio	0.98	N/A

Market Cap

Winner

CFFI

$275M

CURV

$274M

Max Drawdown

Winner

CFFI

75.51%

CURV

96.90%

Sharpe Ratio

Winner

CFFI

0.90

CURV

0.36

5Y Beta

Winner

CFFI

0.77

CURV

0.83

Industry

CFFI

Banks - Regional

CURV

Apparel Retail

P/E Ratio

CFFI

9.74

Winner

CURV

-21.77

Forward P/E

CFFI

5.69

Winner

CURV

1.92

PEG Ratio

CFFI

0.33

CURV

N/A

Dividend Yield

CFFI

2.25%

CURV

N/A

5Y Dividends CAGR

CFFI

4.07%

CURV

N/A

5Y EPS CAGR

CFFI

4.49%

CURV

N/A

Debt to Equity

CFFI

7.53%

Winner

CURV

-126.64%

Free Cash Flow Yield

Winner

CFFI

4.11%

CURV

1.60%

P/S Ratio

CFFI

2.02

Winner

CURV

0.28

P/B Ratio

CFFI

0.98

CURV

N/A

CFFI vs CURV - Historical Returns

Returns include dividend reinvestment.

Period	CFFI	CURV
1 month	+4.58%	+38.77%
3 months	+12.64%	+50.87%
6 months	+12.57%	+125.65%
1 year	+34.12%	+3.39%
5 years(CAGR)	+13.19%	-35.56%
10 years(CAGR)	+9.52%	N/A
Max(CAGR)	+9.16%	-35.55%

CFFI

+4.58%

Winner

CURV

+38.77%

CFFI

+12.64%

Winner

CURV

+50.87%

CFFI

+12.57%

Winner

CURV

+125.65%

Winner

CFFI

+34.12%

CURV

+3.39%

5Y(CAGR)

Winner

CFFI

+13.19%

CURV

-35.56%

10Y(CAGR)

CFFI

+9.52%

CURV

N/A

Max(CAGR)

Winner

CFFI

+9.16%

CURV

-35.55%

CFFI vs CURV - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CFFI	CURV
2026	+19.89%	+144.81%
2025	+5.93%	-81.47%
2024	+6.14%	-12.98%
2023	+18.14%	+92.33%
2022	+16.71%	-71.04%
2021	+42.70%	-59.09%
2020	-28.42%	N/A
2019	+3.69%	N/A
2018	-4.55%	N/A
2017	+23.46%	N/A
2016	+32.43%	N/A
2015	+1.45%	N/A
2014	-7.69%	N/A
2013	+19.34%	N/A
2012	+49.39%	N/A
2011	+22.57%	N/A
2010	+16.54%	N/A
2009	+22.54%	N/A
2008	-47.67%	N/A
2007	-22.98%	N/A
2006	+6.44%	N/A
2005	-3.42%	N/A
2004	+0.73%	N/A
2003	+61.01%	N/A
2002	+32.76%	N/A
2001	+31.37%	N/A
2000	-16.59%	N/A
1999	-11.59%	N/A

CFFI vs CURV Drawdown Comparison

The maximum drawdown for CFFI was -72.95%, occurring on Mar 9, 2009. Recovery took 1320 trading sessions.

The maximum drawdown for CURV was -96.90%, occurring on Dec 15, 2025. This drawdown has not yet recovered.

The current CFFI drawdown is -2.92%. The current CURV drawdown is -91.67%.

Rank	CFFI	CURV
#1	-72.95% Mar 7, 2007 - May 31, 2012	-96.90% Aug 24, 2021 - Dec 15, 2025
#2	-54.43% Jul 26, 2018 - Oct 17, 2022	-16.74% Jul 6, 2021 - Aug 6, 2021
#3	-50.65% Dec 15, 2023 - Nov 6, 2024	-8.88% Aug 16, 2021 - Aug 24, 2021
#4	-47.16% Jul 23, 2013 - Sep 20, 2017	-1.36% Aug 11, 2021 - Aug 16, 2021
#5	-41.33% Nov 1, 1999 - Oct 1, 2001	N/A
#6	-34.98% Feb 10, 2025 - Jun 26, 2026	N/A
#7	-28.43% Oct 1, 2003 - Feb 21, 2007	N/A
#8	-27.58% Dec 18, 2017 - Jun 22, 2018	N/A
#9	-22.21% Jul 2, 2012 - May 6, 2013	N/A
#10	-20.60% Apr 10, 2002 - Dec 12, 2002	N/A
#11	-20.24% Feb 6, 2023 - Nov 24, 2023	N/A
#12	-15.50% Jun 18, 2003 - Sep 15, 2003	N/A
#13	-14.76% Dec 12, 2024 - Feb 5, 2025	N/A
#14	-13.63% Oct 18, 2022 - Dec 8, 2022	N/A
#15	-11.05% Oct 2, 2001 - Jan 17, 2002	N/A

Correlation

Correlation between CFFI and CURV is -0.43 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.43

-101