CFFI vs BLFY

Comparison between C & F Financial Corp (CFFI, Company) and Blue Foundry Bancorp (BLFY, Company).

Both CFFI and BLFY are from the Financial Services sector.

5-Year PerformanceCFFI has outperformed BLFY, delivering a return of +13.2% compared to +1.4%

CFFI vs BLFY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CFFI(COMPANY)	BLFY(COMPANY)
Market Cap	$275M	$275M
Max Drawdown	75.51%	52.48%
Sharpe Ratio	0.87	0.94
5Y Beta	0.79	0.72
Industry	Banks - Regional	Banks - Regional
P/E Ratio	9.74	-28.07
Forward P/E	5.69	625.00
PEG Ratio	0.33	N/A
Dividend Yield	2.37%	N/A
5Y Dividends CAGR	4.07%	N/A
5Y EPS CAGR	4.49%	N/A
Debt to Equity	7.53%	0.00%
Free Cash Flow Yield	4.11%	-2.92%

Market Cap

Winner

CFFI

$275M

BLFY

$275M

Max Drawdown

CFFI

75.51%

Winner

BLFY

52.48%

Sharpe Ratio

CFFI

0.87

Winner

BLFY

0.94

5Y Beta

CFFI

0.79

Winner

BLFY

0.72

Industry

CFFI

Banks - Regional

BLFY

Banks - Regional

P/E Ratio

CFFI

9.74

Winner

BLFY

-28.07

Forward P/E

Winner

CFFI

5.69

BLFY

625.00

PEG Ratio

CFFI

0.33

BLFY

N/A

Dividend Yield

CFFI

2.37%

BLFY

N/A

5Y Dividends CAGR

CFFI

4.07%

BLFY

N/A

5Y EPS CAGR

CFFI

4.49%

BLFY

N/A

Debt to Equity

CFFI

7.53%

Winner

BLFY

0.00%

Free Cash Flow Yield

Winner

CFFI

4.11%

BLFY

-2.92%

CFFI vs BLFY - Historical Returns

Returns include dividend reinvestment.

Period	CFFI	BLFY
1 month	+4.58%	+0.00%
3 months	+12.64%	+0.00%
6 months	+12.57%	+0.68%
1 year	+34.12%	+52.18%
5 years(CAGR)	+13.19%	+1.35%
10 years(CAGR)	+9.52%	N/A
Max(CAGR)	+9.16%	+0.52%

Winner

CFFI

+4.58%

BLFY

+0.00%

Winner

CFFI

+12.64%

BLFY

+0.00%

Winner

CFFI

+12.57%

BLFY

+0.68%

CFFI

+34.12%

Winner

BLFY

+52.18%

5Y(CAGR)

Winner

CFFI

+13.19%

BLFY

+1.35%

10Y(CAGR)

CFFI

+9.52%

BLFY

N/A

Max(CAGR)

Winner

CFFI

+9.16%

BLFY

+0.52%

CFFI vs BLFY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CFFI	BLFY
2026	+19.89%	+5.84%
2025	+5.93%	+31.12%
2024	+6.14%	-1.41%
2023	+18.14%	-24.45%
2022	+16.71%	-13.12%
2021	+42.70%	+13.41%
2020	-28.42%	N/A
2019	+3.69%	N/A
2018	-4.55%	N/A
2017	+23.46%	N/A
2016	+32.43%	N/A
2015	+1.45%	N/A
2014	-7.69%	N/A
2013	+19.34%	N/A
2012	+49.39%	N/A
2011	+22.57%	N/A
2010	+16.54%	N/A
2009	+22.54%	N/A
2008	-47.67%	N/A
2007	-22.98%	N/A
2006	+6.44%	N/A
2005	-3.42%	N/A
2004	+0.73%	N/A
2003	+61.01%	N/A
2002	+32.76%	N/A
2001	+31.37%	N/A
2000	-16.59%	N/A
1999	-11.59%	N/A

CFFI vs BLFY Drawdown Comparison

The maximum drawdown for CFFI was -72.95%, occurring on Mar 9, 2009. Recovery took 1320 trading sessions.

The maximum drawdown for BLFY was -52.48%, occurring on Oct 25, 2023. This drawdown has not yet recovered.

The current CFFI drawdown is -2.92%. The current BLFY drawdown is -13.69%.

Rank	CFFI	BLFY
#1	-72.95% Mar 7, 2007 - May 31, 2012	-52.48% Dec 17, 2021 - Oct 25, 2023
#2	-54.43% Jul 26, 2018 - Oct 17, 2022	-7.77% Sep 10, 2021 - Nov 18, 2021
#3	-50.65% Dec 15, 2023 - Nov 6, 2024	-4.33% Nov 24, 2021 - Dec 17, 2021
#4	-47.16% Jul 23, 2013 - Sep 20, 2017	-4.03% Jul 16, 2021 - Aug 6, 2021
#5	-41.33% Nov 1, 1999 - Oct 1, 2001	-1.53% Aug 23, 2021 - Sep 1, 2021
#6	-34.98% Feb 10, 2025 - Jun 26, 2026	-0.07% Aug 18, 2021 - Aug 23, 2021
#7	-28.43% Oct 1, 2003 - Feb 21, 2007	N/A
#8	-27.58% Dec 18, 2017 - Jun 22, 2018	N/A
#9	-22.21% Jul 2, 2012 - May 6, 2013	N/A
#10	-20.60% Apr 10, 2002 - Dec 12, 2002	N/A
#11	-20.24% Feb 6, 2023 - Nov 24, 2023	N/A
#12	-15.50% Jun 18, 2003 - Sep 15, 2003	N/A
#13	-14.76% Dec 12, 2024 - Feb 5, 2025	N/A
#14	-13.63% Oct 18, 2022 - Dec 8, 2022	N/A
#15	-11.05% Oct 2, 2001 - Jan 17, 2002	N/A