CFBK vs SND

Comparison between CF Bankshares Inc (CFBK, Company) and Smart Sand Inc (SND, Company).

CFBK is from the Financial Services sector, while SND is from the Energy sector.

5-Year PerformanceSND has outperformed CFBK, delivering a return of +14.2% compared to +10.9%

CFBK vs SND - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CFBK(COMPANY)	SND(COMPANY)
Market Cap	$189M	$189M
Max Drawdown	98.67%	97.14%
Sharpe Ratio	1.08	1.60
5Y Beta	0.59	0.83
Industry	Banks - Regional	Oil & Gas Equipment & Services
P/E Ratio	11.21	8.51
Forward P/E	7.86	48.08
PEG Ratio	0.37	N/A
Dividend Yield	1.05%	N/A
5Y Dividends CAGR	46.87%	N/A
5Y EPS CAGR	13.56%	-7.53%
Debt to Equity	0.00%	5.94%
Free Cash Flow Yield	10.96%	14.94%

Market Cap

Winner

CFBK

$189M

SND

$189M

Max Drawdown

CFBK

98.67%

Winner

SND

97.14%

Sharpe Ratio

CFBK

1.08

Winner

SND

1.60

5Y Beta

Winner

CFBK

0.59

SND

0.83

Industry

CFBK

Banks - Regional

SND

Oil & Gas Equipment & Services

P/E Ratio

CFBK

11.21

Winner

SND

8.51

Forward P/E

Winner

CFBK

7.86

SND

48.08

PEG Ratio

CFBK

0.37

SND

N/A

Dividend Yield

CFBK

1.05%

SND

N/A

5Y Dividends CAGR

CFBK

46.87%

SND

N/A

5Y EPS CAGR

Winner

CFBK

13.56%

SND

-7.53%

Debt to Equity

Winner

CFBK

0.00%

SND

5.94%

Free Cash Flow Yield

CFBK

10.96%

Winner

SND

14.94%

CFBK vs SND - Historical Returns

Returns include dividend reinvestment.

Period	CFBK	SND
1 month	+9.45%	-1.03%
3 months	+10.13%	+12.48%
6 months	+14.39%	+35.60%
1 year	+29.44%	+137.91%
5 years(CAGR)	+10.88%	+14.24%
10 years(CAGR)	+15.32%	-7.04%
Max(CAGR)	-5.75%	-7.04%

Winner

CFBK

+9.45%

SND

-1.03%

CFBK

+10.13%

Winner

SND

+12.48%

CFBK

+14.39%

Winner

SND

+35.60%

CFBK

+29.44%

Winner

SND

+137.91%

5Y(CAGR)

CFBK

+10.88%

Winner

SND

+14.24%

10Y(CAGR)

Winner

CFBK

+15.32%

SND

-7.04%

Max(CAGR)

Winner

CFBK

-5.75%

SND

-7.04%

CFBK vs SND - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CFBK	SND
2026	+23.12%	+20.84%
2025	+0.34%	+82.44%
2024	+31.27%	+13.66%
2023	-5.94%	+12.21%
2022	+2.21%	-5.79%
2021	+21.67%	-7.77%
2020	+27.09%	-30.08%
2019	+18.22%	+6.78%
2018	-20.16%	-75.33%
2017	+63.69%	-48.51%
2016	+33.59%	+50.59%
2015	+1.54%	N/A
2014	-10.95%	N/A
2013	-14.74%	N/A
2012	-55.12%	N/A
2011	-11.43%	N/A
2010	-63.57%	N/A
2009	-53.12%	N/A
2008	-16.48%	N/A
2007	-45.99%	N/A
2006	-1.65%	N/A
2005	-37.76%	N/A
2004	-12.78%	N/A
2003	+77.02%	N/A
2002	-1.21%	N/A
2001	-10.93%	N/A
2000	+35.90%	N/A
1999	+4.73%	N/A

CFBK vs SND Drawdown Comparison

The maximum drawdown for CFBK was -98.31%, occurring on Mar 15, 2016. This drawdown has not yet recovered.

The maximum drawdown for SND was -97.14%, occurring on Mar 18, 2020. This drawdown has not yet recovered.

The current CFBK drawdown is -91.21%. The current SND drawdown is -74.06%.

Rank	CFBK	SND
#1	-98.31% Jun 15, 2004 - Mar 15, 2016	-97.14% Feb 22, 2017 - Mar 18, 2020
#2	-40.41% Jan 19, 2001 - Sep 26, 2003	-12.26% Jan 19, 2017 - Feb 14, 2017
#3	-22.39% Dec 23, 1999 - Aug 9, 2000	-8.50% Jan 11, 2017 - Jan 19, 2017
#4	-20.89% Nov 24, 2003 - Jun 14, 2004	-6.99% Nov 9, 2016 - Nov 22, 2016
#5	-12.85% Aug 9, 2000 - Oct 13, 2000	-3.16% Dec 7, 2016 - Dec 15, 2016
#6	-8.55% Nov 17, 2000 - Dec 29, 2000	-2.33% Dec 21, 2016 - Dec 23, 2016
#7	-7.23% Dec 14, 1999 - Dec 22, 1999	-2.17% Nov 25, 2016 - Nov 30, 2016
#8	-6.78% Nov 5, 2003 - Nov 17, 2003	-1.57% Feb 14, 2017 - Feb 21, 2017
#9	-6.34% Nov 1, 2000 - Nov 17, 2000	-1.54% Nov 30, 2016 - Dec 5, 2016
#10	-3.72% Nov 19, 1999 - Dec 2, 1999	-1.09% Jan 4, 2017 - Jan 6, 2017
#11	-3.70% Nov 2, 1999 - Nov 12, 1999	-0.31% Dec 27, 2016 - Dec 29, 2016
#12	-3.66% Oct 13, 2000 - Oct 27, 2000	N/A
#13	-3.23% Dec 7, 1999 - Dec 14, 1999	N/A
#14	-3.12% Oct 2, 2003 - Nov 4, 2003	N/A
#15	-1.23% Dec 3, 1999 - Dec 7, 1999	N/A

Correlation

Correlation between CFBK and SND is -0.29 which considered as a very weak or no correlation - the stocks move independently of each other.

-0.29

-101

Dividend Comparison (1999 - 2026)

CFBK vs SND dividend yield comparison.

Year	CFBK	SND
2026	0.60%	2.09%
2025	1.20%	3.75%
2024	0.98%	4.44%
2023	1.18%	0.00%
2022	0.85%	0.00%
2021	0.63%	0.00%
2020	0.17%	0.00%
2008	8.39%	0.00%
2007	5.96%	0.00%
2006	4.89%	0.00%
2005	4.59%	0.00%
2004	3.36%	0.00%
2003	1.68%	0.00%
2002	4.80%	0.00%
2001	2.95%	0.00%
2000	54.31%	0.00%
1999	0.44%	0.00%