CFBK vs ONEW

Comparison between CF Bankshares Inc (CFBK, Company) and Onewater Marine Inc - Class A (ONEW, Company).

CFBK is from the Financial Services sector, while ONEW is from the Consumer Cyclical sector.

5-Year PerformanceCFBK has outperformed ONEW, delivering a return of +10.9% compared to -22.0%

CFBK vs ONEW - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CFBK(COMPANY)	ONEW(COMPANY)
Market Cap	$189M	$188M
Max Drawdown	98.67%	86.30%
Sharpe Ratio	1.08	-0.13
5Y Beta	0.59	1.66
Industry	Banks - Regional	Specialty Retail
P/E Ratio	11.21	-1.51
Forward P/E	7.86	N/A
PEG Ratio	0.37	-0.00
Dividend Yield	1.05%	N/A
5Y Dividends CAGR	46.87%	N/A
5Y EPS CAGR	13.56%	N/A
Debt to Equity	0.00%	353.25%
Free Cash Flow Yield	10.96%	35.82%

Market Cap

Winner

CFBK

$189M

ONEW

$188M

Max Drawdown

CFBK

98.67%

Winner

ONEW

86.30%

Sharpe Ratio

Winner

CFBK

1.08

ONEW

-0.13

5Y Beta

Winner

CFBK

0.59

ONEW

1.66

Industry

CFBK

Banks - Regional

ONEW

Specialty Retail

P/E Ratio

CFBK

11.21

Winner

ONEW

-1.51

Forward P/E

CFBK

7.86

ONEW

N/A

PEG Ratio

CFBK

0.37

Winner

ONEW

-0.00

Dividend Yield

CFBK

1.05%

ONEW

N/A

5Y Dividends CAGR

CFBK

46.87%

ONEW

N/A

5Y EPS CAGR

CFBK

13.56%

ONEW

N/A

Debt to Equity

Winner

CFBK

0.00%

ONEW

353.25%

Free Cash Flow Yield

CFBK

10.96%

Winner

ONEW

35.82%

CFBK vs ONEW - Historical Returns

Returns include dividend reinvestment.

Period	CFBK	ONEW
1 month	+9.45%	+9.57%
3 months	+10.13%	+35.69%
6 months	+14.39%	+7.29%
1 year	+29.44%	-17.90%
5 years(CAGR)	+10.88%	-22.02%
10 years(CAGR)	+15.32%	N/A
Max(CAGR)	-5.75%	-3.80%

CFBK

+9.45%

Winner

ONEW

+9.57%

CFBK

+10.13%

Winner

ONEW

+35.69%

Winner

CFBK

+14.39%

ONEW

+7.29%

Winner

CFBK

+29.44%

ONEW

-17.90%

5Y(CAGR)

Winner

CFBK

+10.88%

ONEW

-22.02%

10Y(CAGR)

CFBK

+15.32%

ONEW

N/A

Max(CAGR)

CFBK

-5.75%

Winner

ONEW

-3.80%

CFBK vs ONEW - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CFBK	ONEW
2026	+23.12%	+5.20%
2025	+0.34%	-36.98%
2024	+31.27%	-47.40%
2023	-5.94%	+18.48%
2022	+2.21%	-52.65%
2021	+21.67%	+114.72%
2020	+27.09%	+92.14%
2019	+18.22%	N/A
2018	-20.16%	N/A
2017	+63.69%	N/A
2016	+33.59%	N/A
2015	+1.54%	N/A
2014	-10.95%	N/A
2013	-14.74%	N/A
2012	-55.12%	N/A
2011	-11.43%	N/A
2010	-63.57%	N/A
2009	-53.12%	N/A
2008	-16.48%	N/A
2007	-45.99%	N/A
2006	-1.65%	N/A
2005	-37.76%	N/A
2004	-12.78%	N/A
2003	+77.02%	N/A
2002	-1.21%	N/A
2001	-10.93%	N/A
2000	+35.90%	N/A
1999	+4.73%	N/A

CFBK vs ONEW Drawdown Comparison

The maximum drawdown for CFBK was -98.31%, occurring on Mar 15, 2016. This drawdown has not yet recovered.

The maximum drawdown for ONEW was -86.30%, occurring on Mar 18, 2026. This drawdown has not yet recovered.

The current CFBK drawdown is -91.21%. The current ONEW drawdown is -81.42%.

Rank	CFBK	ONEW
#1	-98.31% Jun 15, 2004 - Mar 15, 2016	-86.30% Dec 31, 2021 - Mar 18, 2026
#2	-40.41% Jan 19, 2001 - Sep 26, 2003	-77.72% Feb 20, 2020 - Jun 3, 2020
#3	-22.39% Dec 23, 1999 - Aug 9, 2000	-39.18% Aug 24, 2020 - Dec 28, 2020
#4	-20.89% Nov 24, 2003 - Jun 14, 2004	-29.84% May 4, 2021 - Nov 18, 2021
#5	-12.85% Aug 9, 2000 - Oct 13, 2000	-19.43% Mar 15, 2021 - Apr 23, 2021
#6	-8.55% Nov 17, 2000 - Dec 29, 2000	-11.50% Jul 29, 2020 - Aug 12, 2020
#7	-7.23% Dec 14, 1999 - Dec 22, 1999	-10.75% Nov 22, 2021 - Dec 27, 2021
#8	-6.78% Nov 5, 2003 - Nov 17, 2003	-10.71% Jun 23, 2020 - Jul 27, 2020
#9	-6.34% Nov 1, 2000 - Nov 17, 2000	-9.90% Dec 28, 2020 - Jan 5, 2021
#10	-3.72% Nov 19, 1999 - Dec 2, 1999	-7.71% Jan 22, 2021 - Feb 5, 2021
#11	-3.70% Nov 2, 1999 - Nov 12, 1999	-6.66% Feb 24, 2021 - Mar 8, 2021
#12	-3.66% Oct 13, 2000 - Oct 27, 2000	-6.27% Feb 5, 2021 - Feb 24, 2021
#13	-3.23% Dec 7, 1999 - Dec 14, 1999	-5.41% Jun 10, 2020 - Jun 12, 2020
#14	-3.12% Oct 2, 2003 - Nov 4, 2003	-4.26% Apr 28, 2021 - May 3, 2021
#15	-1.23% Dec 3, 1999 - Dec 7, 1999	-4.01% Jan 13, 2021 - Jan 22, 2021

Correlation

Correlation between CFBK and ONEW is -0.24 which considered as a very weak or no correlation - the stocks move independently of each other.

-0.24

-101

Dividend Comparison (1999 - 2026)

CFBK vs ONEW dividend yield comparison.

Year	CFBK	ONEW
2026	0.60%	0.00%
2025	1.20%	0.00%
2024	0.98%	0.00%
2023	1.18%	0.00%
2022	0.85%	0.00%
2021	0.63%	2.95%
2020	0.17%	0.00%
2008	8.39%	0.00%
2007	5.96%	0.00%
2006	4.89%	0.00%
2005	4.59%	0.00%
2004	3.36%	0.00%
2003	1.68%	0.00%
2002	4.80%	0.00%
2001	2.95%	0.00%
2000	54.31%	0.00%
1999	0.44%	0.00%