CERT vs MPB

Comparison between Certara Inc (CERT, Company) and Mid Penn Bancorp Inc (MPB, Company).

CERT is from the Healthcare sector, while MPB is from the Financial Services sector.

5-Year PerformanceMPB has outperformed CERT, delivering a return of +7.9% compared to -27.5%

CERT vs MPB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CERT(COMPANY)	MPB(COMPANY)
Market Cap	$849M	$848M
Max Drawdown	90.09%	80.23%
Sharpe Ratio	-0.81	1.00
5Y Beta	0.93	0.74
Industry	Health Information Services	Banks - Regional
P/E Ratio	-57.18	15.96
Forward P/E	12.67	11.06
PEG Ratio	-0.12	N/A
Dividend Yield	N/A	2.55%
5Y Dividends CAGR	N/A	7.31%
5Y EPS CAGR	-21.20%	-10.14%
Debt to Equity	28.76%	3.55%
Free Cash Flow Yield	10.45%	8.96%

Market Cap

Winner

CERT

$849M

MPB

$848M

Max Drawdown

CERT

90.09%

Winner

MPB

80.23%

Sharpe Ratio

CERT

-0.81

Winner

MPB

1.00

5Y Beta

CERT

0.93

Winner

MPB

0.74

Industry

CERT

Health Information Services

MPB

Banks - Regional

P/E Ratio

Winner

CERT

-57.18

MPB

15.96

Forward P/E

CERT

12.67

Winner

MPB

11.06

PEG Ratio

CERT

-0.12

MPB

N/A

Dividend Yield

CERT

N/A

MPB

2.55%

5Y Dividends CAGR

CERT

N/A

MPB

7.31%

5Y EPS CAGR

CERT

-21.20%

Winner

MPB

-10.14%

Debt to Equity

CERT

28.76%

Winner

MPB

3.55%

Free Cash Flow Yield

Winner

CERT

10.45%

MPB

8.96%

CERT vs MPB - Historical Returns

Returns include dividend reinvestment.

Period	CERT	MPB
1 month	+21.49%	+5.34%
3 months	-14.77%	+10.67%
6 months	-37.61%	+3.46%
1 year	-47.59%	+29.35%
5 years(CAGR)	-27.48%	+7.88%
10 years(CAGR)	N/A	+11.10%
Max(CAGR)	-29.49%	+4.25%

Winner

CERT

+21.49%

MPB

+5.34%

CERT

-14.77%

Winner

MPB

+10.67%

CERT

-37.61%

Winner

MPB

+3.46%

CERT

-47.59%

Winner

MPB

+29.35%

5Y(CAGR)

CERT

-27.48%

Winner

MPB

+7.88%

10Y(CAGR)

CERT

N/A

MPB

+11.10%

Max(CAGR)

CERT

-29.49%

Winner

MPB

+4.25%

CERT vs MPB - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CERT	MPB
2026	-36.61%	+10.27%
2025	-17.35%	+13.16%
2024	-38.62%	+22.84%
2023	+8.31%	-17.03%
2022	-44.07%	-3.66%
2021	-13.88%	+50.74%
2020	-11.45%	-20.46%
2019	N/A	+22.11%
2018	N/A	-31.00%
2017	N/A	+41.81%
2016	N/A	+45.89%
2015	N/A	+5.65%
2014	N/A	+11.70%
2013	N/A	+30.92%
2012	N/A	+50.05%
2011	N/A	+2.95%
2010	N/A	-23.31%
2009	N/A	-49.43%
2008	N/A	-16.56%
2007	N/A	+8.83%
2006	N/A	+2.88%
2005	N/A	-4.86%
2004	N/A	+23.22%
2003	N/A	+18.66%
2002	N/A	+26.29%
2001	N/A	+27.12%
2000	N/A	-27.41%
1999	N/A	-16.00%

CERT vs MPB Drawdown Comparison

The maximum drawdown for CERT was -90.09%, occurring on May 15, 2026. This drawdown has not yet recovered.

The maximum drawdown for MPB was -76.33%, occurring on Aug 27, 2010. Recovery took 2122 trading sessions.

The current CERT drawdown is -87.75%. The current MPB drawdown is -2.44%.

Rank	CERT	MPB
#1	-90.09% Nov 4, 2021 - May 15, 2026	-76.33% Jun 25, 2008 - Nov 28, 2016
#2	-39.12% Dec 23, 2020 - Oct 28, 2021	-56.55% Jan 12, 2018 - Oct 27, 2022
#3	-11.79% Dec 11, 2020 - Dec 16, 2020	-48.83% Nov 1, 1999 - May 2, 2003
#4	-9.43% Dec 17, 2020 - Dec 23, 2020	-44.78% Nov 25, 2022 - Oct 28, 2024
#5	N/A	-26.80% Nov 11, 2024 - Dec 15, 2025
#6	N/A	-20.34% Jul 14, 2004 - Jun 25, 2008
#7	N/A	-11.85% Feb 6, 2026 - Mar 18, 2026
#8	N/A	-10.79% Feb 27, 2017 - Aug 28, 2017
#9	N/A	-9.07% Jul 16, 2003 - Oct 31, 2003
#10	N/A	-8.40% Jan 22, 2026 - Feb 4, 2026
#11	N/A	-8.13% Feb 2, 2004 - Jul 7, 2004
#12	N/A	-8.09% Nov 28, 2017 - Jan 12, 2018
#13	N/A	-6.72% Dec 18, 2025 - Jan 21, 2026
#14	N/A	-5.72% Aug 31, 2017 - Oct 2, 2017
#15	N/A	-5.40% Oct 28, 2024 - Nov 8, 2024

Correlation

Correlation between CERT and MPB is -0.54 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.54

-101