CCNE vs FSBC

Comparison between CNB Financial Corp (PA) (CCNE, Company) and Five Star Bancorp (FSBC, Company).

Both CCNE and FSBC are from the Financial Services sector.

5-Year PerformanceFSBC has outperformed CCNE, delivering a return of +13.7% compared to +9.7%

CCNE vs FSBC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CCNE(COMPANY)	FSBC(COMPANY)
Market Cap	$947M	$942M
Max Drawdown	58.29%	42.95%
Sharpe Ratio	1.55	1.83
5Y Beta	0.81	0.79
Industry	Banks - Regional	Banks - Regional
P/E Ratio	13.45	14.03
Forward P/E	10.12	N/A
PEG Ratio	1.06	0.36
Dividend Yield	2.33%	2.04%
5Y Dividends CAGR	1.71%	N/A
5Y EPS CAGR	-0.35%	N/A
Debt to Equity	28.00%	0.00%
Free Cash Flow Yield	7.14%	7.94%
P/S Ratio	3.13	6.04
P/B Ratio	1.13	2.06

Market Cap

Winner

CCNE

$947M

FSBC

$942M

Max Drawdown

CCNE

58.29%

Winner

FSBC

42.95%

Sharpe Ratio

CCNE

1.55

Winner

FSBC

1.83

5Y Beta

CCNE

0.81

Winner

FSBC

0.79

Industry

CCNE

Banks - Regional

FSBC

Banks - Regional

P/E Ratio

Winner

CCNE

13.45

FSBC

14.03

Forward P/E

CCNE

10.12

FSBC

N/A

PEG Ratio

CCNE

1.06

Winner

FSBC

0.36

Dividend Yield

Winner

CCNE

2.33%

FSBC

2.04%

5Y Dividends CAGR

CCNE

1.71%

FSBC

N/A

5Y EPS CAGR

CCNE

-0.35%

FSBC

N/A

Debt to Equity

CCNE

28.00%

Winner

FSBC

0.00%

Free Cash Flow Yield

CCNE

7.14%

Winner

FSBC

7.94%

P/S Ratio

Winner

CCNE

3.13

FSBC

6.04

P/B Ratio

Winner

CCNE

1.13

FSBC

2.06

CCNE vs FSBC - Historical Returns

Returns include dividend reinvestment.

Period	CCNE	FSBC
1 month	+8.22%	+10.08%
3 months	+21.84%	+22.45%
6 months	+19.19%	+22.38%
1 year	+51.62%	+64.57%
5 years(CAGR)	+9.65%	+13.69%
10 years(CAGR)	+9.44%	N/A
Max(CAGR)	+8.30%	+20.45%

CCNE

+8.22%

Winner

FSBC

+10.08%

CCNE

+21.84%

Winner

FSBC

+22.45%

CCNE

+19.19%

Winner

FSBC

+22.38%

CCNE

+51.62%

Winner

FSBC

+64.57%

5Y(CAGR)

CCNE

+9.65%

Winner

FSBC

+13.69%

10Y(CAGR)

CCNE

+9.44%

FSBC

N/A

Max(CAGR)

CCNE

+8.30%

Winner

FSBC

+20.45%

CCNE vs FSBC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CCNE	FSBC
2026	+29.10%	+27.90%
2025	+9.85%	+24.04%
2024	+13.72%	+16.12%
2023	-0.95%	-0.46%
2022	-9.20%	-9.53%
2021	+29.93%	+51.85%
2020	-32.49%	N/A
2019	+43.73%	N/A
2018	-12.20%	N/A
2017	+0.79%	N/A
2016	+60.34%	N/A
2015	+2.32%	N/A
2014	+3.33%	N/A
2013	+15.52%	N/A
2012	+5.94%	N/A
2011	+10.15%	N/A
2010	-6.57%	N/A
2009	+49.48%	N/A
2008	-12.23%	N/A
2007	+0.27%	N/A
2006	+4.73%	N/A
2005	-3.78%	N/A
2004	+5.89%	N/A
2003	+33.15%	N/A
2002	+54.35%	N/A
2001	+60.02%	N/A
2000	-31.19%	N/A
1999	-11.67%	N/A

CCNE vs FSBC Drawdown Comparison

The maximum drawdown for CCNE was -57.96%, occurring on May 14, 2020. Recovery took 1227 trading sessions.

The maximum drawdown for FSBC was -40.76%, occurring on May 11, 2023. Recovery took 662 trading sessions.

Rank	CCNE	FSBC
#1	-57.96% Dec 20, 2019 - Nov 6, 2024	-40.76% Dec 6, 2021 - Jul 26, 2024
#2	-42.70% Sep 19, 2003 - Jun 26, 2009	-24.53% Dec 11, 2024 - Aug 26, 2025
#3	-42.62% Mar 9, 2010 - Mar 19, 2012	-18.82% Jun 15, 2021 - Oct 29, 2021
#4	-40.79% Nov 5, 1999 - Jan 22, 2002	-13.07% Feb 6, 2026 - Apr 17, 2026
#5	-30.41% Jun 22, 2018 - Oct 22, 2019	-11.21% Oct 28, 2025 - Dec 11, 2025
#6	-29.75% Nov 6, 2024 - Feb 2, 2026	-10.51% Jul 26, 2024 - Aug 23, 2024
#7	-25.02% Dec 20, 2016 - Oct 2, 2017	-8.91% Sep 19, 2024 - Oct 16, 2024
#8	-21.26% Nov 8, 2013 - Jul 13, 2016	-8.11% May 20, 2021 - Jun 11, 2021
#9	-19.08% Oct 19, 2009 - Mar 5, 2010	-7.82% Sep 18, 2025 - Oct 21, 2025
#10	-16.86% Mar 26, 2012 - Sep 6, 2012	-7.02% Nov 29, 2021 - Dec 6, 2021
#11	-16.23% Sep 24, 2012 - Jul 5, 2013	-6.53% Dec 17, 2025 - Jan 21, 2026
#12	-14.22% Jul 30, 2009 - Sep 25, 2009	-5.70% Aug 23, 2024 - Sep 16, 2024
#13	-11.79% Jan 19, 2018 - Mar 9, 2018	-5.08% Oct 17, 2024 - Nov 6, 2024
#14	-10.58% Jun 3, 2002 - Oct 17, 2002	-4.31% Nov 19, 2021 - Nov 29, 2021
#15	-10.37% Jun 26, 2009 - Jul 6, 2009	-3.94% Jan 22, 2026 - Feb 2, 2026

Correlation

Correlation between CCNE and FSBC is 0.93 which considered as a very strong positive correlation - the stocks move almost identically together.

0.93

-101

Dividend Comparison (1999 - 2026)

CCNE vs FSBC dividend yield comparison.

Year	CCNE	FSBC
2026	1.16%	1.68%
2025	2.75%	2.24%
2024	2.86%	2.66%
2023	3.10%	2.86%
2022	2.94%	2.20%
2021	2.58%	1.00%
2020	3.19%	0.00%
2019	2.08%	0.00%
2018	2.92%	0.00%
2017	2.52%	0.00%
2016	2.47%	0.00%
2015	3.66%	0.00%
2014	3.57%	0.00%
2013	3.47%	0.00%
2012	4.03%	0.00%
2011	4.18%	0.00%
2010	4.46%	0.00%
2009	4.13%	0.00%
2008	5.77%	0.00%
2007	4.58%	0.00%
2006	4.02%	0.00%
2005	3.90%	0.00%
2004	3.39%	0.00%
2003	2.80%	0.00%
2002	3.58%	0.00%
2001	4.08%	0.00%
2000	5.55%	0.00%
1999	0.87%	0.00%