FSBC vs CPF

Comparison between Five Star Bancorp (FSBC, Company) and Central Pacific Financial Corp (CPF, Company).

Both FSBC and CPF are from the Financial Services sector.

5-Year PerformanceFSBC has outperformed CPF, delivering a return of +13.7% compared to +10.9%

FSBC vs CPF - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FSBC(COMPANY)	CPF(COMPANY)
Market Cap	$942M	$944M
Max Drawdown	42.95%	98.83%
Sharpe Ratio	1.87	1.27
5Y Beta	0.79	0.75
Industry	Banks - Regional	Banks - Regional
P/E Ratio	14.03	11.93
Forward P/E	N/A	9.43
PEG Ratio	0.36	0.29
Dividend Yield	2.02%	3.06%
5Y Dividends CAGR	N/A	8.52%
5Y EPS CAGR	N/A	12.71%
Debt to Equity	0.00%	12.89%
Free Cash Flow Yield	7.94%	9.54%
P/S Ratio	6.04	3.28
P/B Ratio	2.06	1.56

Market Cap

FSBC

$942M

Winner

CPF

$944M

Max Drawdown

Winner

FSBC

42.95%

CPF

98.83%

Sharpe Ratio

Winner

FSBC

1.87

CPF

1.27

5Y Beta

FSBC

0.79

Winner

CPF

0.75

Industry

FSBC

Banks - Regional

CPF

Banks - Regional

P/E Ratio

FSBC

14.03

Winner

CPF

11.93

Forward P/E

FSBC

N/A

CPF

9.43

PEG Ratio

FSBC

0.36

Winner

CPF

0.29

Dividend Yield

FSBC

2.02%

Winner

CPF

3.06%

5Y Dividends CAGR

FSBC

N/A

CPF

8.52%

5Y EPS CAGR

FSBC

N/A

CPF

12.71%

Debt to Equity

Winner

FSBC

0.00%

CPF

12.89%

Free Cash Flow Yield

FSBC

7.94%

Winner

CPF

9.54%

P/S Ratio

FSBC

6.04

Winner

CPF

3.28

P/B Ratio

FSBC

2.06

Winner

CPF

1.56

FSBC vs CPF - Historical Returns

Returns include dividend reinvestment.

Period	FSBC	CPF
1 month	+10.08%	+8.44%
3 months	+22.45%	+19.86%
6 months	+22.38%	+15.45%
1 year	+64.57%	+39.51%
5 years(CAGR)	+13.69%	+10.90%
10 years(CAGR)	N/A	+8.57%
Max(CAGR)	+20.45%	-4.47%

Winner

FSBC

+10.08%

CPF

+8.44%

Winner

FSBC

+22.45%

CPF

+19.86%

Winner

FSBC

+22.38%

CPF

+15.45%

Winner

FSBC

+64.57%

CPF

+39.51%

5Y(CAGR)

Winner

FSBC

+13.69%

CPF

+10.90%

10Y(CAGR)

FSBC

N/A

CPF

+8.57%

Max(CAGR)

Winner

FSBC

+20.45%

CPF

-4.47%

FSBC vs CPF - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FSBC	CPF
2026	+27.90%	+20.10%
2025	+24.04%	+18.26%
2024	+16.12%	+53.76%
2023	-0.46%	+2.37%
2022	-9.53%	-25.91%
2021	+51.85%	+57.46%
2020	N/A	-32.31%
2019	N/A	+22.05%
2018	N/A	-15.99%
2017	N/A	-2.11%
2016	N/A	+51.97%
2015	N/A	+8.67%
2014	N/A	+9.03%
2013	N/A	+27.39%
2012	N/A	+20.29%
2011	N/A	-59.62%
2010	N/A	+10.07%
2009	N/A	-86.94%
2008	N/A	-41.49%
2007	N/A	-51.17%
2006	N/A	+7.06%
2005	N/A	+3.01%
2004	N/A	+23.84%
2003	N/A	+10.24%
2002	N/A	+86.72%
2001	N/A	+12.51%
2000	N/A	-1.97%
1999	N/A	+14.83%

FSBC vs CPF Drawdown Comparison

The maximum drawdown for FSBC was -40.76%, occurring on May 11, 2023. Recovery took 662 trading sessions.

The maximum drawdown for CPF was -98.74%, occurring on Oct 3, 2011. This drawdown has not yet recovered.

The current CPF drawdown is -92.28%.

Rank	FSBC	CPF
#1	-40.76% Dec 6, 2021 - Jul 26, 2024	-98.74% Feb 22, 2007 - Oct 3, 2011
#2	-24.53% Dec 11, 2024 - Aug 26, 2025	-31.45% Jun 28, 2002 - Sep 18, 2002
#3	-18.82% Jun 15, 2021 - Oct 29, 2021	-26.60% Dec 30, 1999 - Jan 29, 2001
#4	-13.07% Feb 6, 2026 - Apr 17, 2026	-24.03% Dec 29, 2003 - Oct 6, 2004
#5	-11.21% Oct 28, 2025 - Dec 11, 2025	-22.85% Aug 20, 2001 - Apr 12, 2002
#6	-10.51% Jul 26, 2024 - Aug 23, 2024	-21.88% Jan 14, 2003 - Dec 29, 2003
#7	-8.91% Sep 19, 2024 - Oct 16, 2024	-18.18% Feb 4, 2005 - Nov 11, 2005
#8	-8.11% May 20, 2021 - Jun 11, 2021	-14.98% May 20, 2002 - Jun 28, 2002
#9	-7.82% Sep 18, 2025 - Oct 21, 2025	-13.83% Jan 10, 2006 - May 5, 2006
#10	-7.02% Nov 29, 2021 - Dec 6, 2021	-13.04% Dec 17, 2002 - Jan 14, 2003
#11	-6.53% Dec 17, 2025 - Jan 21, 2026	-12.92% Apr 5, 2001 - Jun 28, 2001
#12	-5.70% Aug 23, 2024 - Sep 16, 2024	-11.94% Jul 3, 2001 - Jul 31, 2001
#13	-5.08% Oct 17, 2024 - Nov 6, 2024	-11.50% Jun 9, 2006 - Dec 27, 2006
#14	-4.31% Nov 19, 2021 - Nov 29, 2021	-9.91% Nov 14, 2002 - Dec 6, 2002
#15	-3.94% Jan 22, 2026 - Feb 2, 2026	-9.90% Feb 12, 2001 - Apr 5, 2001

Correlation

Correlation between FSBC and CPF is 0.93 which considered as a very strong positive correlation - the stocks move almost identically together.

0.93

-101

Dividend Comparison (1999 - 2026)

FSBC vs CPF dividend yield comparison.

Year	FSBC	CPF
2026	1.68%	1.58%
2025	2.24%	3.50%
2024	2.66%	3.58%
2023	2.86%	5.28%
2022	2.20%	5.13%
2021	1.00%	3.41%
2020	0.00%	4.84%
2019	0.00%	3.04%
2018	0.00%	3.37%
2017	0.00%	2.35%
2016	0.00%	1.91%
2015	0.00%	3.72%
2014	0.00%	1.67%
2013	0.00%	0.80%
2008	0.00%	6.97%
2007	0.00%	5.31%
2006	0.00%	2.27%
2005	0.00%	2.03%
2004	0.00%	1.77%
2003	0.00%	2.13%
2002	0.00%	1.46%
2001	0.00%	2.28%
2000	0.00%	2.19%
1999	0.00%	0.49%