CCB vs UVE

Comparison between Coastal Financial Corp (CCB, Company) and Universal Insurance Holdings Inc (UVE, Company).

Both CCB and UVE are from the Financial Services sector.

5-Year PerformanceUVE has outperformed CCB, delivering a return of +31.2% compared to +22.2%

CCB vs UVE - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CCB(COMPANY)	UVE(COMPANY)
Market Cap	$1.16B	$1.17B
Max Drawdown	50.22%	82.74%
Sharpe Ratio	-0.56	1.53
5Y Beta	1.08	0.43
Industry	Banks - Regional	Insurance - Property & Casualty
P/E Ratio	23.49	14.68
Forward P/E	17.79	9.98
PEG Ratio	N/A	0.03
Dividend Yield	N/A	1.52%
5Y Dividends CAGR	N/A	3.85%
5Y EPS CAGR	23.47%	N/A
Debt to Equity	0.00%	17.15%
Free Cash Flow Yield	21.58%	29.58%
P/S Ratio	3.27	0.73
P/B Ratio	2.38	2.05

Market Cap

CCB

$1.16B

Winner

UVE

$1.17B

Max Drawdown

Winner

CCB

50.22%

UVE

82.74%

Sharpe Ratio

CCB

-0.56

Winner

UVE

1.53

5Y Beta

CCB

1.08

Winner

UVE

0.43

Industry

CCB

Banks - Regional

UVE

Insurance - Property & Casualty

P/E Ratio

CCB

23.49

Winner

UVE

14.68

Forward P/E

CCB

17.79

Winner

UVE

9.98

PEG Ratio

CCB

N/A

UVE

0.03

Dividend Yield

CCB

N/A

UVE

1.52%

5Y Dividends CAGR

CCB

N/A

UVE

3.85%

5Y EPS CAGR

CCB

23.47%

UVE

N/A

Debt to Equity

Winner

CCB

0.00%

UVE

17.15%

Free Cash Flow Yield

CCB

21.58%

Winner

UVE

29.58%

P/S Ratio

CCB

3.27

Winner

UVE

0.73

P/B Ratio

CCB

2.38

Winner

UVE

2.05

CCB vs UVE - Historical Returns

Returns include dividend reinvestment.

Period	CCB	UVE
1 month	+10.03%	+11.36%
3 months	-4.42%	+23.06%
6 months	-32.90%	+39.43%
1 year	-23.04%	+77.74%
5 years(CAGR)	+22.15%	+31.18%
10 years(CAGR)	N/A	+12.46%
Max(CAGR)	+21.68%	+42.09%

CCB

+10.03%

Winner

UVE

+11.36%

CCB

-4.42%

Winner

UVE

+23.06%

CCB

-32.90%

Winner

UVE

+39.43%

CCB

-23.04%

Winner

UVE

+77.74%

5Y(CAGR)

CCB

+22.15%

Winner

UVE

+31.18%

10Y(CAGR)

CCB

N/A

UVE

+12.46%

Max(CAGR)

CCB

+21.68%

Winner

UVE

+42.09%

CCB vs UVE - Annual Returns (2003 - 2026)

Returns include dividend reinvestment.

Year	CCB	UVE
2026	-30.74%	+34.07%
2025	+35.21%	+69.14%
2024	+93.95%	+34.72%
2023	-4.21%	+63.64%
2022	-4.60%	-33.62%
2021	+152.72%	+18.44%
2020	+29.23%	-42.63%
2019	+9.80%	-23.28%
2018	-7.13%	+41.72%
2017	N/A	-2.19%
2016	N/A	+30.37%
2015	N/A	+20.11%
2014	N/A	+52.90%
2013	N/A	+241.75%
2012	N/A	+33.79%
2011	N/A	-21.80%
2010	N/A	-14.33%
2009	N/A	+158.64%
2008	N/A	-62.02%
2007	N/A	+165.21%
2006	N/A	+256.70%
2005	N/A	+1440.00%
2004	N/A	+0.00%
2003	N/A	+25.00%

CCB vs UVE Drawdown Comparison

The maximum drawdown for CCB was -50.22%, occurring on Mar 18, 2020. Recovery took 197 trading sessions.

The maximum drawdown for UVE was -80.50%, occurring on Oct 10, 2008. Recovery took 1397 trading sessions.

The current CCB drawdown is -34.04%. The current UVE drawdown is -2.00%.

Rank	CCB	UVE
#1	-50.22% Jan 30, 2020 - Nov 9, 2020	-80.50% Oct 8, 2007 - Apr 26, 2013
#2	-42.99% Jan 8, 2026 - Jun 3, 2026	-79.58% Sep 26, 2018 - Apr 24, 2026
#3	-39.02% Dec 7, 2022 - Aug 30, 2024	-66.67% Aug 19, 2003 - Nov 15, 2005
#4	-32.48% Jan 7, 2022 - Dec 7, 2022	-54.13% Oct 23, 2015 - May 9, 2018
#5	-30.56% Sep 12, 2018 - Jan 30, 2020	-50.00% Jun 6, 2003 - Jul 22, 2003
#6	-21.55% Mar 3, 2025 - Jul 2, 2025	-46.15% Jul 6, 2006 - Sep 29, 2006
#7	-18.64% Mar 12, 2021 - May 10, 2021	-40.00% Jul 29, 2003 - Aug 19, 2003
#8	-15.71% Sep 26, 2025 - Dec 22, 2025	-36.27% Nov 27, 2006 - Jan 16, 2007
#9	-13.98% May 10, 2021 - Sep 29, 2021	-35.71% Nov 18, 2005 - Dec 12, 2005
#10	-13.67% Nov 24, 2021 - Dec 17, 2021	-33.57% Mar 24, 2006 - Jun 7, 2006
#11	-11.21% Dec 15, 2020 - Feb 11, 2021	-30.69% Dec 27, 2013 - Mar 6, 2014
#12	-11.19% Jul 9, 2025 - Aug 13, 2025	-28.62% Jun 21, 2007 - Sep 26, 2007
#13	-8.55% Aug 30, 2024 - Sep 30, 2024	-27.96% Oct 16, 2006 - Nov 24, 2006
#14	-8.07% Dec 16, 2024 - Dec 30, 2024	-24.08% May 5, 2014 - Oct 28, 2014
#15	-7.34% Dec 30, 2024 - Jan 28, 2025	-22.64% Aug 5, 2015 - Oct 5, 2015