CBU vs FGN

Comparison between Community Bank System Inc (CBU, Company) and F&G Annuities & Life Inc (FGN, Company).

CBU vs FGN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CBU(COMPANY)	FGN(COMPANY)
Market Cap	$3.36B	$3.36B
Max Drawdown	54.44%	14.58%
Sharpe Ratio	0.58	0.28
5Y Beta	0.87	0.15
Industry	Banks - Regional	N/A
P/E Ratio	15.75	6.31
Forward P/E	15.77	N/A
PEG Ratio	0.74	N/A
Dividend Yield	2.93%	N/A
5Y Dividends CAGR	2.29%	N/A
5Y EPS CAGR	3.55%	N/A
Debt to Equity	0.00%	48.24%
Free Cash Flow Yield	7.20%	N/A
P/S Ratio	4.07	N/A
P/B Ratio	1.66	N/A

Market Cap

CBU

$3.36B

Winner

FGN

$3.36B

Max Drawdown

CBU

54.44%

Winner

FGN

14.58%

Sharpe Ratio

Winner

CBU

0.58

FGN

0.28

5Y Beta

CBU

0.87

Winner

FGN

0.15

Industry

CBU

Banks - Regional

FGN

N/A

P/E Ratio

CBU

15.75

Winner

FGN

6.31

Forward P/E

CBU

15.77

FGN

N/A

PEG Ratio

CBU

0.74

FGN

N/A

Dividend Yield

CBU

2.93%

FGN

N/A

5Y Dividends CAGR

CBU

2.29%

FGN

N/A

5Y EPS CAGR

CBU

3.55%

FGN

N/A

Debt to Equity

Winner

CBU

0.00%

FGN

48.24%

Free Cash Flow Yield

CBU

7.20%

FGN

N/A

P/S Ratio

CBU

4.07

FGN

N/A

P/B Ratio

CBU

1.66

FGN

N/A

CBU vs FGN - Historical Returns

Returns include dividend reinvestment.

Period	CBU	FGN
1 month	+1.55%	+0.09%
3 months	+1.80%	-2.33%
6 months	+13.08%	-2.44%
1 year	+16.88%	+4.98%
5 years(CAGR)	-1.81%	N/A
10 years(CAGR)	+7.82%	N/A
Max(CAGR)	+9.72%	+6.83%

Winner

CBU

+1.55%

FGN

+0.09%

Winner

CBU

+1.80%

FGN

-2.33%

Winner

CBU

+13.08%

FGN

-2.44%

Winner

CBU

+16.88%

FGN

+4.98%

5Y(CAGR)

CBU

-1.81%

FGN

N/A

10Y(CAGR)

CBU

+7.82%

FGN

N/A

Max(CAGR)

Winner

CBU

+9.72%

FGN

+6.83%

CBU vs FGN - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CBU	FGN
2026	+10.03%	-0.66%
2025	-2.88%	+3.77%
2024	+21.47%	+9.39%
2023	-13.25%	+2.14%
2022	-13.90%	N/A
2021	+22.82%	N/A
2020	-9.71%	N/A
2019	+22.82%	N/A
2018	+10.84%	N/A
2017	-10.99%	N/A
2016	+64.39%	N/A
2015	+9.46%	N/A
2014	+0.74%	N/A
2013	+44.86%	N/A
2012	+0.56%	N/A
2011	+2.57%	N/A
2010	+47.64%	N/A
2009	-14.82%	N/A
2008	+29.07%	N/A
2007	-11.56%	N/A
2006	+4.38%	N/A
2005	-14.00%	N/A
2004	+19.34%	N/A
2003	+58.16%	N/A
2002	+24.44%	N/A
2001	+8.33%	N/A
2000	+12.98%	N/A
1999	-11.65%	N/A

CBU vs FGN Drawdown Comparison

The maximum drawdown for CBU was -53.42%, occurring on Mar 9, 2009. Recovery took 568 trading sessions.

The maximum drawdown for FGN was -9.50%, occurring on Apr 11, 2025. Recovery took 137 trading sessions.

The current CBU drawdown is -10.13%. The current FGN drawdown is -3.56%.

Rank	CBU	FGN
#1	-53.42% Sep 19, 2008 - Dec 21, 2010	-9.50% Nov 29, 2024 - Jun 20, 2025
#2	-51.06% Mar 12, 2021 - Oct 24, 2023	-8.89% Sep 17, 2025 - Mar 12, 2026
#3	-34.00% Dec 31, 2004 - Mar 20, 2008	-3.63% Jun 20, 2025 - Jul 31, 2025
#4	-31.84% Jan 16, 2020 - Jan 22, 2021	-2.44% Nov 8, 2024 - Nov 29, 2024
#5	-23.48% Nov 19, 1999 - Sep 27, 2000	-2.24% Jul 22, 2024 - Aug 26, 2024
#6	-23.21% Jan 23, 2004 - Aug 27, 2004	-2.06% Sep 30, 2024 - Nov 5, 2024
#7	-22.89% Apr 28, 2008 - Sep 18, 2008	-1.94% Dec 26, 2023 - Feb 15, 2024
#8	-22.13% Dec 22, 2010 - Dec 22, 2011	-1.73% Aug 20, 2025 - Sep 8, 2025
#9	-20.32% Jan 4, 2017 - May 17, 2018	-1.56% Aug 1, 2025 - Aug 20, 2025
#10	-19.44% Nov 30, 2015 - Jun 23, 2016	-1.48% Mar 27, 2024 - May 15, 2024
#11	-18.57% May 3, 2002 - Jan 13, 2003	-1.03% May 15, 2024 - May 31, 2024
#12	-17.22% Aug 22, 2018 - Apr 24, 2019	-0.84% Mar 8, 2024 - Mar 22, 2024
#13	-16.51% Dec 26, 2013 - Jun 26, 2015	-0.83% Sep 20, 2024 - Sep 30, 2024
#14	-15.18% Aug 21, 2001 - Feb 22, 2002	-0.80% Jun 12, 2024 - Jul 5, 2024
#15	-14.91% Sep 27, 2000 - Jan 4, 2001	-0.61% Sep 8, 2025 - Sep 11, 2025

Correlation

Correlation between CBU and FGN is 0.74 which considered as a strong positive correlation - the stocks tend to move together.

0.74

-101

Dividend Comparison (1999 - 2026)

CBU vs FGN dividend yield comparison.

Year	CBU	FGN
2026	0.74%	1.99%
2025	3.24%	7.81%
2024	2.95%	7.78%
2023	3.42%	0.00%
2022	2.76%	0.00%
2021	2.28%	0.00%
2020	2.66%	0.00%
2019	2.23%	0.00%
2018	2.47%	0.00%
2017	2.46%	0.00%
2016	2.04%	0.00%
2015	3.05%	0.00%
2014	3.04%	0.00%
2013	2.77%	0.00%
2012	3.87%	0.00%
2011	3.60%	0.00%
2010	3.38%	0.00%
2009	4.56%	0.00%
2008	3.53%	0.00%
2007	4.13%	0.00%
2006	3.39%	0.00%
2005	3.28%	0.00%
2004	2.41%	0.00%
2003	2.49%	0.00%
2002	3.57%	0.00%
2001	4.12%	0.00%
2000	4.20%	0.00%
1999	1.08%	0.00%