CBFV vs XYF

Comparison between CB Financial Services Inc (CBFV, Company) and X Financial (XYF, Company).

Both CBFV and XYF are from the Financial Services sector.

5-Year PerformanceCBFV has outperformed XYF, delivering a return of +15.4% compared to -9.5%

CBFV vs XYF - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CBFV(COMPANY)	XYF(COMPANY)
Market Cap	$188M	$188M
Max Drawdown	54.24%	95.82%
Sharpe Ratio	1.17	-1.59
5Y Beta	0.44	0.76
Industry	Banks - Regional	Credit Services
P/E Ratio	27.24	0.90
Forward P/E	12.99	N/A
PEG Ratio	N/A	0.15
Dividend Yield	2.78%	11.00%
5Y Dividends CAGR	6.74%	N/A
5Y EPS CAGR	N/A	16.91%
Debt to Equity	0.00%	5.23%
Free Cash Flow Yield	8.55%	N/A

Market Cap

CBFV

$188M

Winner

XYF

$188M

Max Drawdown

Winner

CBFV

54.24%

XYF

95.82%

Sharpe Ratio

Winner

CBFV

1.17

XYF

-1.59

5Y Beta

Winner

CBFV

0.44

XYF

0.76

Industry

CBFV

Banks - Regional

XYF

Credit Services

P/E Ratio

CBFV

27.24

Winner

XYF

0.90

Forward P/E

CBFV

12.99

XYF

N/A

PEG Ratio

CBFV

N/A

XYF

0.15

Dividend Yield

CBFV

2.78%

Winner

XYF

11.00%

5Y Dividends CAGR

CBFV

6.74%

XYF

N/A

5Y EPS CAGR

CBFV

N/A

XYF

16.91%

Debt to Equity

Winner

CBFV

0.00%

XYF

5.23%

Free Cash Flow Yield

CBFV

8.55%

XYF

N/A

CBFV vs XYF - Historical Returns

Returns include dividend reinvestment.

Period	CBFV	XYF
1 month	+7.81%	+4.11%
3 months	+10.46%	+5.72%
6 months	+1.72%	-22.21%
1 year	+38.72%	-69.53%
5 years(CAGR)	+15.45%	-9.50%
10 years(CAGR)	+9.42%	N/A
Max(CAGR)	+9.52%	-20.55%

Winner

CBFV

+7.81%

XYF

+4.11%

Winner

CBFV

+10.46%

XYF

+5.72%

Winner

CBFV

+1.72%

XYF

-22.21%

Winner

CBFV

+38.72%

XYF

-69.53%

5Y(CAGR)

Winner

CBFV

+15.45%

XYF

-9.50%

10Y(CAGR)

CBFV

+9.42%

XYF

N/A

Max(CAGR)

Winner

CBFV

+9.52%

XYF

-20.55%

CBFV vs XYF - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	CBFV	XYF
2026	+8.41%	-11.84%
2025	+27.12%	-31.04%
2024	+24.66%	+139.08%
2023	+15.32%	+27.81%
2022	-7.20%	-3.51%
2021	+28.25%	+55.15%
2020	-31.70%	-62.12%
2019	+27.72%	-60.19%
2018	-14.81%	-64.33%
2017	+18.98%	N/A
2016	+18.13%	N/A
2015	+19.97%	N/A
2014	+5.08%	N/A
2013	+8.44%	N/A
2012	-5.38%	N/A
2011	+23.95%	N/A
2010	+32.64%	N/A
2009	+21.24%	N/A
2008	-23.98%	N/A
2007	+9.21%	N/A
2006	+9.00%	N/A
2005	+19.13%	N/A
2004	-1.32%	N/A
2003	+22.27%	N/A
2002	+18.82%	N/A
2001	+13.29%	N/A

CBFV vs XYF Drawdown Comparison

The maximum drawdown for CBFV was -50.76%, occurring on Jul 30, 2020. Recovery took 1575 trading sessions.

The maximum drawdown for XYF was -95.75%, occurring on Sep 24, 2020. This drawdown has not yet recovered.

The current CBFV drawdown is -2.14%. The current XYF drawdown is -83.16%.

Rank	CBFV	XYF
#1	-50.76% Jun 13, 2018 - Sep 17, 2024	-95.75% Sep 19, 2018 - Sep 24, 2020
#2	-38.47% Jan 27, 2006 - Aug 4, 2010	N/A
#3	-25.67% Jun 26, 2002 - May 5, 2003	N/A
#4	-20.78% Dec 6, 2024 - Jul 29, 2025	N/A
#5	-16.88% Dec 31, 2015 - Aug 12, 2016	N/A
#6	-15.55% Jul 15, 2003 - Jun 21, 2005	N/A
#7	-15.05% Jan 8, 2013 - Aug 2, 2013	N/A
#8	-13.86% Apr 20, 2012 - Jan 8, 2013	N/A
#9	-13.46% Mar 17, 2017 - Aug 17, 2017	N/A
#10	-13.18% Aug 2, 2013 - Jun 16, 2015	N/A
#11	-12.59% Dec 12, 2011 - Apr 20, 2012	N/A
#12	-12.45% Sep 30, 2010 - Jun 21, 2011	N/A
#13	-9.93% Dec 19, 2025 - Jun 10, 2026	N/A
#14	-8.01% Aug 17, 2017 - Oct 2, 2017	N/A
#15	-7.62% Jan 26, 2018 - Apr 4, 2018	N/A

Correlation

Correlation between CBFV and XYF is 0.30 which considered as a very weak or no correlation - the stocks move independently of each other.

0.30

-101

Dividend Comparison (2001 - 2026)

CBFV vs XYF dividend yield comparison.

Year	CBFV	XYF
2026	1.51%	5.83%
2025	2.93%	9.46%
2024	3.50%	4.08%
2023	4.20%	4.64%
2022	4.48%	0.00%
2021	3.99%	0.00%
2020	4.80%	0.00%
2019	3.19%	5.92%
2018	3.59%	0.00%
2017	2.93%	0.00%
2016	3.40%	0.00%
2015	3.71%	0.00%
2014	4.22%	0.00%
2013	4.25%	0.00%
2012	4.42%	0.00%
2011	3.95%	0.00%
2010	4.26%	0.00%
2009	5.13%	0.00%
2008	5.46%	0.00%
2007	3.57%	0.00%
2006	3.14%	0.00%
2005	2.78%	0.00%
2004	2.79%	0.00%
2003	2.60%	0.00%
2002	3.02%	0.00%
2001	3.00%	0.00%