CASS vs VEL

Comparison between Cass Information Systems Inc (CASS, Company) and Velocity Financial Inc (VEL, Company).

CASS is from the Industrials sector, while VEL is from the Financial Services sector.

5-Year PerformanceCASS has outperformed VEL, delivering a return of +8.8% compared to +5.7%

CASS vs VEL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CASS(COMPANY)	VEL(COMPANY)
Market Cap	$676M	$676M
Max Drawdown	52.54%	83.13%
Sharpe Ratio	1.04	-0.17
5Y Beta	0.64	0.33
Industry	Specialty Business Services	Mortgage Finance
P/E Ratio	19.59	17.38
Forward P/E	18.62	N/A
PEG Ratio	0.27	0.32
Dividend Yield	2.37%	N/A
5Y Dividends CAGR	3.29%	N/A
5Y EPS CAGR	8.30%	11.42%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	3.76%	3.92%
P/S Ratio	3.23	2.48
P/B Ratio	2.83	0.98

Market Cap

CASS

$676M

Winner

VEL

$676M

Max Drawdown

Winner

CASS

52.54%

VEL

83.13%

Sharpe Ratio

Winner

CASS

1.04

VEL

-0.17

5Y Beta

CASS

0.64

Winner

VEL

0.33

Industry

CASS

Specialty Business Services

VEL

Mortgage Finance

P/E Ratio

CASS

19.59

Winner

VEL

17.38

Forward P/E

CASS

18.62

VEL

N/A

PEG Ratio

Winner

CASS

0.27

VEL

0.32

Dividend Yield

CASS

2.37%

VEL

N/A

5Y Dividends CAGR

CASS

3.29%

VEL

N/A

5Y EPS CAGR

CASS

8.30%

Winner

VEL

11.42%

Debt to Equity

CASS

0.00%

VEL

0.00%

Free Cash Flow Yield

CASS

3.76%

Winner

VEL

3.92%

P/S Ratio

CASS

3.23

Winner

VEL

2.48

P/B Ratio

CASS

2.83

Winner

VEL

0.98

CASS vs VEL - Historical Returns

Returns include dividend reinvestment.

Period	CASS	VEL
1 month	+8.33%	-2.89%
3 months	+15.75%	-11.55%
6 months	+23.13%	-11.55%
1 year	+27.35%	-4.24%
5 years(CAGR)	+8.84%	+5.70%
10 years(CAGR)	+5.25%	N/A
Max(CAGR)	+11.66%	+3.73%

Winner

CASS

+8.33%

VEL

-2.89%

Winner

CASS

+15.75%

VEL

-11.55%

Winner

CASS

+23.13%

VEL

-11.55%

Winner

CASS

+27.35%

VEL

-4.24%

5Y(CAGR)

Winner

CASS

+8.84%

VEL

+5.70%

10Y(CAGR)

CASS

+5.25%

VEL

N/A

Max(CAGR)

Winner

CASS

+11.66%

VEL

+3.73%

CASS vs VEL - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CASS	VEL
2026	+34.86%	-12.23%
2025	+6.57%	+8.58%
2024	-7.38%	+20.22%
2023	+2.29%	+81.26%
2022	+18.15%	-28.94%
2021	+5.18%	+123.56%
2020	-30.33%	-53.89%
2019	+11.33%	N/A
2018	+10.24%	N/A
2017	-11.12%	N/A
2016	+51.44%	N/A
2015	+4.32%	N/A
2014	-17.09%	N/A
2013	+57.37%	N/A
2012	+26.43%	N/A
2011	+5.82%	N/A
2010	+25.49%	N/A
2009	+1.83%	N/A
2008	-6.88%	N/A
2007	+8.87%	N/A
2006	+70.14%	N/A
2005	+43.38%	N/A
2004	+18.58%	N/A
2003	+38.54%	N/A
2002	+4.83%	N/A
2001	+43.38%	N/A
2000	-8.32%	N/A
1999	-8.99%	N/A

CASS vs VEL Drawdown Comparison

The maximum drawdown for CASS was -50.87%, occurring on Mar 18, 2020. Recovery took 2010 trading sessions.

The maximum drawdown for VEL was -83.13%, occurring on Apr 3, 2020. Recovery took 941 trading sessions.

The current CASS drawdown is -0.44%. The current VEL drawdown is -17.39%.

Rank	CASS	VEL
#1	-50.87% Jun 22, 2018 - Jun 24, 2026	-83.13% Feb 20, 2020 - Nov 14, 2023
#2	-40.38% Dec 30, 2013 - Nov 15, 2016	-22.09% Nov 14, 2023 - Mar 18, 2024
#3	-38.92% Aug 11, 2008 - Dec 6, 2010	-21.48% Dec 16, 2024 - May 9, 2025
#4	-30.13% Dec 10, 2007 - Aug 11, 2008	-13.14% Mar 21, 2024 - May 31, 2024
#5	-26.39% Jan 25, 2001 - Oct 5, 2001	-6.83% Jul 16, 2024 - Sep 5, 2024
#6	-24.26% Nov 9, 1999 - Jan 24, 2001	-5.08% Sep 19, 2024 - Nov 12, 2024
#7	-24.00% Apr 6, 2011 - Oct 27, 2011	-4.07% Jun 5, 2024 - Jul 11, 2024
#8	-22.87% Jun 28, 2006 - Sep 1, 2006	-3.51% Mar 18, 2024 - Mar 21, 2024
#9	-21.79% Sep 16, 2005 - Apr 19, 2006	-3.33% Jan 21, 2020 - Jan 29, 2020
#10	-20.02% Dec 27, 2016 - Jun 14, 2018	-3.30% Jan 30, 2020 - Feb 12, 2020
#11	-20.00% May 6, 2003 - Sep 10, 2003	-2.21% Nov 12, 2024 - Nov 25, 2024
#12	-18.06% Nov 15, 2006 - Nov 29, 2007	-0.97% Dec 4, 2024 - Dec 11, 2024
#13	-17.84% Nov 3, 2011 - Dec 6, 2011	-0.97% Dec 11, 2024 - Dec 16, 2024
#14	-17.34% Aug 14, 2013 - Nov 27, 2013	-0.69% Feb 13, 2020 - Feb 20, 2020
#15	-15.90% Sep 5, 2006 - Oct 27, 2006	-0.54% May 31, 2024 - Jun 4, 2024