CASS vs BCAL

Comparison between Cass Information Systems Inc (CASS, Company) and Southern Calif Bancorp (BCAL, Company).

CASS is from the Industrials sector, while BCAL is from the Financial Services sector.

5-Year PerformanceBCAL has outperformed CASS, delivering a return of +7.4% compared to +6.3%

CASS vs BCAL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CASS(COMPANY)	BCAL(COMPANY)
Market Cap	$637M	$635M
Max Drawdown	52.54%	52.35%
Sharpe Ratio	0.84	1.49
5Y Beta	0.67	0.77
Industry	Specialty Business Services	Banks - Regional
P/E Ratio	18.47	10.65
Forward P/E	18.62	N/A
PEG Ratio	0.25	0.04
Dividend Yield	2.62%	1.03%
5Y Dividends CAGR	3.29%	N/A
5Y EPS CAGR	8.30%	N/A
Debt to Equity	0.00%	5.92%
Free Cash Flow Yield	3.99%	9.20%

Market Cap

Winner

CASS

$637M

BCAL

$635M

Max Drawdown

CASS

52.54%

Winner

BCAL

52.35%

Sharpe Ratio

CASS

0.84

Winner

BCAL

1.49

5Y Beta

Winner

CASS

0.67

BCAL

0.77

Industry

CASS

Specialty Business Services

BCAL

Banks - Regional

P/E Ratio

CASS

18.47

Winner

BCAL

10.65

Forward P/E

CASS

18.62

BCAL

N/A

PEG Ratio

CASS

0.25

Winner

BCAL

0.04

Dividend Yield

Winner

CASS

2.62%

BCAL

1.03%

5Y Dividends CAGR

CASS

3.29%

BCAL

N/A

5Y EPS CAGR

CASS

8.30%

BCAL

N/A

Debt to Equity

Winner

CASS

0.00%

BCAL

5.92%

Free Cash Flow Yield

CASS

3.99%

Winner

BCAL

9.20%

CASS vs BCAL - Historical Returns

Returns include dividend reinvestment.

Period	CASS	BCAL
1 month	+7.51%	+4.17%
3 months	+14.66%	+14.56%
6 months	+12.80%	+0.90%
1 year	+22.23%	+38.98%
5 years(CAGR)	+6.33%	+7.36%
10 years(CAGR)	+5.20%	+9.23%
Max(CAGR)	+11.34%	+9.17%

Winner

CASS

+7.51%

BCAL

+4.17%

Winner

CASS

+14.66%

BCAL

+14.56%

Winner

CASS

+12.80%

BCAL

+0.90%

CASS

+22.23%

Winner

BCAL

+38.98%

5Y(CAGR)

CASS

+6.33%

Winner

BCAL

+7.36%

10Y(CAGR)

CASS

+5.20%

Winner

BCAL

+9.23%

Max(CAGR)

Winner

CASS

+11.34%

BCAL

+9.17%

CASS vs BCAL - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CASS	BCAL
2026	+23.74%	+7.02%
2025	+6.57%	+15.35%
2024	-7.38%	-3.84%
2023	+2.29%	+3.58%
2022	+18.15%	+12.35%
2021	+5.18%	+17.57%
2020	-30.33%	+0.00%
2019	+11.33%	-5.55%
2018	+10.24%	-10.51%
2017	-11.12%	+28.26%
2016	+51.44%	+38.55%
2015	+4.32%	+4.40%
2014	-17.09%	N/A
2013	+57.37%	N/A
2012	+26.43%	N/A
2011	+5.82%	N/A
2010	+25.49%	N/A
2009	+1.83%	N/A
2008	-6.88%	N/A
2007	+8.87%	N/A
2006	+70.14%	N/A
2005	+43.38%	N/A
2004	+18.58%	N/A
2003	+38.54%	N/A
2002	+4.83%	N/A
2001	+43.38%	N/A
2000	-8.32%	N/A
1999	-8.99%	N/A

CASS vs BCAL Drawdown Comparison

The maximum drawdown for CASS was -50.87%, occurring on Mar 18, 2020. This drawdown has not yet recovered.

The maximum drawdown for BCAL was -52.35%, occurring on Apr 15, 2020. Recovery took 1465 trading sessions.

The current CASS drawdown is -1.52%. The current BCAL drawdown is -0.86%.

Rank	CASS	BCAL
#1	-50.87% Jun 22, 2018 - Mar 18, 2020	-52.35% Feb 9, 2018 - Dec 19, 2023
#2	-40.38% Dec 30, 2013 - Nov 15, 2016	-32.26% Nov 25, 2024 - Oct 29, 2025
#3	-38.92% Aug 11, 2008 - Dec 6, 2010	-25.88% Dec 29, 2023 - Nov 12, 2024
#4	-30.13% Dec 10, 2007 - Aug 11, 2008	-20.97% May 3, 2017 - Jan 22, 2018
#5	-26.39% Jan 25, 2001 - Oct 5, 2001	-13.51% Dec 8, 2025 - Mar 20, 2026
#6	-24.26% Nov 9, 1999 - Jan 24, 2001	-9.26% Mar 15, 2017 - May 3, 2017
#7	-24.00% Apr 6, 2011 - Oct 27, 2011	-5.30% Dec 24, 2015 - Aug 23, 2016
#8	-22.87% Jun 28, 2006 - Sep 1, 2006	-4.30% Nov 11, 2025 - Nov 24, 2025
#9	-21.79% Sep 16, 2005 - Apr 19, 2006	-1.04% Nov 12, 2024 - Nov 21, 2024
#10	-20.02% Dec 27, 2016 - Jun 14, 2018	-0.62% Nov 25, 2025 - Dec 3, 2025
#11	-20.00% May 6, 2003 - Sep 10, 2003	-0.56% Dec 4, 2025 - Dec 8, 2025
#12	-18.06% Nov 15, 2006 - Nov 29, 2007	-0.37% Nov 5, 2025 - Nov 10, 2025
#13	-17.84% Nov 3, 2011 - Dec 6, 2011	-0.35% Dec 27, 2023 - Dec 29, 2023
#14	-17.34% Aug 14, 2013 - Nov 27, 2013	-0.12% Dec 22, 2023 - Dec 27, 2023
#15	-15.90% Sep 5, 2006 - Oct 27, 2006	N/A

Correlation

Correlation between CASS and BCAL is 0.54 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.54

-101

Dividend Comparison (1999 - 2026)

CASS vs BCAL dividend yield comparison.

Year	CASS	BCAL
2026	1.29%	0.51%
2025	3.01%	0.54%
2024	2.96%	0.00%
2023	2.60%	0.00%
2022	2.47%	0.00%
2021	2.77%	0.00%
2020	2.78%	0.00%
2019	1.82%	0.00%
2018	1.69%	0.00%
2017	1.49%	0.00%
2016	1.21%	0.00%
2015	1.65%	0.00%
2014	1.52%	0.00%
2013	1.10%	0.00%
2012	1.53%	0.00%
2011	1.67%	0.00%
2010	1.53%	0.00%
2009	1.74%	0.00%
2008	1.61%	0.00%
2007	1.34%	0.00%
2006	1.22%	0.00%
2005	1.75%	0.00%
2004	2.40%	0.00%
2003	2.54%	0.00%
2002	3.29%	0.00%
2001	3.27%	0.00%
2000	4.57%	0.00%
1999	0.94%	0.00%