BCAL vs RERE

Comparison between Southern Calif Bancorp (BCAL, Company) and ATRenew Inc (RERE, Company).

BCAL is from the Financial Services sector, while RERE is from the Consumer Cyclical sector.

5-Year PerformanceBCAL has outperformed RERE, delivering a return of +7.4% compared to -25.3%

BCAL vs RERE - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BCAL(COMPANY)	RERE(COMPANY)
Market Cap	$635M	$632M
Max Drawdown	52.35%	94.02%
Sharpe Ratio	1.49	0.81
5Y Beta	0.77	0.88
Industry	Banks - Regional	Internet Retail
P/E Ratio	10.65	13.15
Forward P/E	N/A	9.92
PEG Ratio	0.04	N/A
Dividend Yield	1.03%	2.49%
Debt to Equity	5.92%	8.09%
Free Cash Flow Yield	9.20%	-12.64%

Market Cap

Winner

BCAL

$635M

RERE

$632M

Max Drawdown

Winner

BCAL

52.35%

RERE

94.02%

Sharpe Ratio

Winner

BCAL

1.49

RERE

0.81

5Y Beta

Winner

BCAL

0.77

RERE

0.88

Industry

BCAL

Banks - Regional

RERE

Internet Retail

P/E Ratio

Winner

BCAL

10.65

RERE

13.15

Forward P/E

BCAL

N/A

RERE

9.92

PEG Ratio

BCAL

0.04

RERE

N/A

Dividend Yield

BCAL

1.03%

Winner

RERE

2.49%

Debt to Equity

Winner

BCAL

5.92%

RERE

8.09%

Free Cash Flow Yield

Winner

BCAL

9.20%

RERE

-12.64%

BCAL vs RERE - Historical Returns

Returns include dividend reinvestment.

Period	BCAL	RERE
1 month	+4.17%	-12.89%
3 months	+14.56%	-25.65%
6 months	+0.90%	-26.19%
1 year	+38.98%	+44.16%
5 years(CAGR)	+7.36%	-25.29%
10 years(CAGR)	+9.23%	N/A
Max(CAGR)	+9.17%	-25.29%

Winner

BCAL

+4.17%

RERE

-12.89%

Winner

BCAL

+14.56%

RERE

-25.65%

Winner

BCAL

+0.90%

RERE

-26.19%

BCAL

+38.98%

Winner

RERE

+44.16%

5Y(CAGR)

Winner

BCAL

+7.36%

RERE

-25.29%

10Y(CAGR)

BCAL

+9.23%

RERE

N/A

Max(CAGR)

Winner

BCAL

+9.17%

RERE

-25.29%

BCAL vs RERE - Annual Returns (2015 - 2026)

Returns include dividend reinvestment.

Year	BCAL	RERE
2026	+7.02%	-26.06%
2025	+15.35%	+85.96%
2024	-3.84%	+65.52%
2023	+3.58%	-36.63%
2022	+12.35%	-52.23%
2021	+17.57%	-65.49%
2020	+0.00%	N/A
2019	-5.55%	N/A
2018	-10.51%	N/A
2017	+28.26%	N/A
2016	+38.55%	N/A
2015	+4.40%	N/A

BCAL vs RERE Drawdown Comparison

The maximum drawdown for BCAL was -52.35%, occurring on Apr 15, 2020. Recovery took 1465 trading sessions.

The maximum drawdown for RERE was -94.02%, occurring on Feb 5, 2024. This drawdown has not yet recovered.

The current BCAL drawdown is -0.86%. The current RERE drawdown is -76.71%.

Rank	BCAL	RERE
#1	-52.35% Feb 9, 2018 - Dec 19, 2023	-94.02% Jun 18, 2021 - Feb 5, 2024
#2	-32.26% Nov 25, 2024 - Oct 29, 2025	N/A
#3	-25.88% Dec 29, 2023 - Nov 12, 2024	N/A
#4	-20.97% May 3, 2017 - Jan 22, 2018	N/A
#5	-13.51% Dec 8, 2025 - Mar 20, 2026	N/A
#6	-9.26% Mar 15, 2017 - May 3, 2017	N/A
#7	-5.30% Dec 24, 2015 - Aug 23, 2016	N/A
#8	-4.30% Nov 11, 2025 - Nov 24, 2025	N/A
#9	-1.04% Nov 12, 2024 - Nov 21, 2024	N/A
#10	-0.62% Nov 25, 2025 - Dec 3, 2025	N/A
#11	-0.56% Dec 4, 2025 - Dec 8, 2025	N/A
#12	-0.37% Nov 5, 2025 - Nov 10, 2025	N/A
#13	-0.35% Dec 27, 2023 - Dec 29, 2023	N/A
#14	-0.12% Dec 22, 2023 - Dec 27, 2023	N/A