BCAL vs MRAM

Comparison between Southern Calif Bancorp (BCAL, Company) and Everspin Technologies Inc (MRAM, Company).

BCAL is from the Financial Services sector, while MRAM is from the Technology sector.

5-Year PerformanceMRAM has outperformed BCAL, delivering a return of +32.9% compared to +7.4%

BCAL vs MRAM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BCAL(COMPANY)	MRAM(COMPANY)
Market Cap	$635M	$632M
Max Drawdown	52.35%	91.28%
Sharpe Ratio	1.49	1.88
5Y Beta	0.77	1.81
Industry	Banks - Regional	Semiconductors
P/E Ratio	10.65	2250.52
Forward P/E	N/A	47.62
PEG Ratio	0.04	N/A
Dividend Yield	1.03%	N/A
Debt to Equity	5.92%	1.91%
Free Cash Flow Yield	9.20%	-0.19%

Market Cap

Winner

BCAL

$635M

MRAM

$632M

Max Drawdown

Winner

BCAL

52.35%

MRAM

91.28%

Sharpe Ratio

BCAL

1.49

Winner

MRAM

1.88

5Y Beta

Winner

BCAL

0.77

MRAM

1.81

Industry

BCAL

Banks - Regional

MRAM

Semiconductors

P/E Ratio

Winner

BCAL

10.65

MRAM

2250.52

Forward P/E

BCAL

N/A

MRAM

47.62

PEG Ratio

BCAL

0.04

MRAM

N/A

Dividend Yield

BCAL

1.03%

MRAM

N/A

Debt to Equity

BCAL

5.92%

Winner

MRAM

1.91%

Free Cash Flow Yield

Winner

BCAL

9.20%

MRAM

-0.19%

BCAL vs MRAM - Historical Returns

Returns include dividend reinvestment.

Period	BCAL	MRAM
1 month	+4.17%	-18.71%
3 months	+14.56%	+190.26%
6 months	+0.90%	+204.95%
1 year	+38.98%	+346.62%
5 years(CAGR)	+7.36%	+32.90%
10 years(CAGR)	+9.23%	+13.39%
Max(CAGR)	+9.17%	+13.39%

Winner

BCAL

+4.17%

MRAM

-18.71%

BCAL

+14.56%

Winner

MRAM

+190.26%

BCAL

+0.90%

Winner

MRAM

+204.95%

BCAL

+38.98%

Winner

MRAM

+346.62%

5Y(CAGR)

BCAL

+7.36%

Winner

MRAM

+32.90%

10Y(CAGR)

BCAL

+9.23%

Winner

MRAM

+13.39%

Max(CAGR)

BCAL

+9.17%

Winner

MRAM

+13.39%

BCAL vs MRAM - Annual Returns (2015 - 2026)

Returns include dividend reinvestment.

Year	BCAL	MRAM
2026	+7.02%	+169.48%
2025	+15.35%	+44.77%
2024	-3.84%	-26.89%
2023	+3.58%	+68.03%
2022	+12.35%	-56.43%
2021	+17.57%	+137.89%
2020	+0.00%	-16.06%
2019	-5.55%	-7.88%
2018	-10.51%	-25.50%
2017	+28.26%	-1.70%
2016	+38.55%	+3.37%
2015	+4.40%	N/A

BCAL vs MRAM Drawdown Comparison

The maximum drawdown for BCAL was -52.35%, occurring on Apr 15, 2020. Recovery took 1465 trading sessions.

The maximum drawdown for MRAM was -91.28%, occurring on Mar 23, 2020. Recovery took 2215 trading sessions.

The current BCAL drawdown is -0.86%. The current MRAM drawdown is -38.40%.

Rank	BCAL	MRAM
#1	-52.35% Feb 9, 2018 - Dec 19, 2023	-91.28% Jul 17, 2017 - May 8, 2026
#2	-32.26% Nov 25, 2024 - Oct 29, 2025	-48.06% May 12, 2026 - Jun 10, 2026
#3	-25.88% Dec 29, 2023 - Nov 12, 2024	-26.11% Feb 24, 2017 - May 15, 2017
#4	-20.97% May 3, 2017 - Jan 22, 2018	-21.07% Oct 7, 2016 - Dec 30, 2016
#5	-13.51% Dec 8, 2025 - Mar 20, 2026	-14.74% May 31, 2017 - Jun 8, 2017
#6	-9.26% Mar 15, 2017 - May 3, 2017	-11.40% Jun 21, 2017 - Jul 5, 2017
#7	-5.30% Dec 24, 2015 - Aug 23, 2016	-9.23% May 16, 2017 - May 22, 2017
#8	-4.30% Nov 11, 2025 - Nov 24, 2025	-8.56% Dec 30, 2016 - Jan 11, 2017
#9	-1.04% Nov 12, 2024 - Nov 21, 2024	-6.66% Jan 11, 2017 - Feb 14, 2017
#10	-0.62% Nov 25, 2025 - Dec 3, 2025	-6.24% Jun 13, 2017 - Jun 16, 2017
#11	-0.56% Dec 4, 2025 - Dec 8, 2025	-4.11% Jul 5, 2017 - Jul 10, 2017
#12	-0.37% Nov 5, 2025 - Nov 10, 2025	-3.92% Jul 10, 2017 - Jul 17, 2017
#13	-0.35% Dec 27, 2023 - Dec 29, 2023	-2.52% Jun 9, 2017 - Jun 13, 2017
#14	-0.12% Dec 22, 2023 - Dec 27, 2023	-2.17% Feb 22, 2017 - Feb 24, 2017
#15	N/A	-1.74% May 24, 2017 - May 30, 2017