StockComparison Logo
vs

CARV vs SPY

Comparison between Carver Bancorp Inc (CARV, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceSPY has outperformed CARV, delivering a return of +14.0% compared to -31.2%

CARV vs SPY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap / Net Assets
CARV
$8.14M
Winner
SPY
$784B
Expense Ratio
CARV
N/A
SPY
0.09%
Max Drawdown
CARV
99.71%
Winner
SPY
56.47%
Sharpe Ratio
CARV
0.44
Winner
SPY
1.68
5Y Beta
CARV
N/A
SPY
1.00
Industry
CARV
Banks - Regional
SPY
N/A
P/E Ratio
Winner
CARV
-0.62
SPY
28.06
Forward P/E
CARV
N/A
SPY
21.47
PEG Ratio
Winner
CARV
-0.00
SPY
0.36
5Y Dividends CAGR
CARV
3.83%
Winner
SPY
6.00%
5Y EPS CAGR
CARV
12.65%
Winner
SPY
25.05%
Debt to Equity
Winner
CARV
0.00%
SPY
30.60%

CARV vs SPY - Historical Returns

Returns include dividend reinvestment.

1M
CARV
-3.75%
Winner
SPY
+1.35%
3M
CARV
+1.33%
Winner
SPY
+13.50%
6M
Winner
CARV
+24.19%
SPY
+11.30%
1Y
CARV
-8.88%
Winner
SPY
+26.75%
5Y(CAGR)
CARV
-31.23%
Winner
SPY
+14.01%
10Y(CAGR)
CARV
-8.87%
Winner
SPY
+15.56%
Max(CAGR)
CARV
-13.93%
Winner
SPY
+8.52%

CARV vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearCARVSPY
2026+10.00%+9.89%
2025-37.57%+18.00%
2024-8.00%+25.59%
2023-53.32%+26.72%
2022-54.49%-18.64%
2021+31.59%+30.52%
2020+152.53%+17.28%
2019-16.97%+31.09%
2018+8.36%-5.24%
2017-9.75%+20.78%
2016-10.93%+13.59%
2015-40.00%+1.31%
2014-11.22%+14.56%
2013+74.75%+29.00%
2012-54.61%+14.17%
2011-70.29%+0.85%
2010-77.13%+13.14%
2009+87.20%+22.67%
2008-62.44%-36.25%
2007-10.36%+5.32%
2006+3.94%+13.85%
2005-21.60%+5.32%
2004-19.24%+10.75%
2003+126.68%+24.18%
2002+17.43%-22.42%
2001-4.80%-10.13%
2000-10.01%-8.84%
1999+56.10%+8.61%

CARV vs SPY Drawdown Comparison

The maximum drawdown for CARV was -99.63%, occurring on Dec 9, 2025. This drawdown has not yet recovered.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current CARV drawdown is -99.52%. The current SPY drawdown is -1.44%.

RankCARVSPY
#1-99.63%
Dec 18, 2003 - Dec 9, 2025		-55.20%
Oct 9, 2007 - Aug 16, 2012
#2-44.23%
Feb 24, 2000 - May 14, 2002		-47.50%
Mar 24, 2000 - Oct 26, 2006
#3-30.15%
May 14, 2002 - Mar 21, 2003		-33.70%
Feb 19, 2020 - Aug 10, 2020
#4-17.00%
Nov 29, 1999 - Dec 31, 1999		-24.50%
Jan 3, 2022 - Dec 13, 2023
#5-7.91%
Dec 31, 1999 - Jan 13, 2000		-19.34%
Sep 20, 2018 - Apr 12, 2019
#6-6.35%
Feb 7, 2000 - Feb 24, 2000		-18.76%
Feb 19, 2025 - Jun 26, 2025
#7-5.48%
Oct 28, 2003 - Nov 13, 2003		-13.02%
Jul 20, 2015 - Apr 18, 2016
#8-5.09%
Jan 19, 2000 - Feb 7, 2000		-10.10%
Jan 26, 2018 - Aug 6, 2018
#9-3.85%
Dec 9, 2003 - Dec 16, 2003		-9.44%
Sep 2, 2020 - Nov 11, 2020
#10-3.63%
Jul 21, 2003 - Jul 30, 2003		-9.30%
Jan 19, 2000 - Mar 17, 2000
#11-3.52%
Mar 25, 2003 - Apr 23, 2003		-9.05%
Jul 19, 2007 - Oct 5, 2007
#12-3.36%
Aug 22, 2003 - Sep 30, 2003		-8.88%
Jan 27, 2026 - Apr 14, 2026
#13-3.23%
Nov 5, 1999 - Nov 12, 1999		-8.41%
Jul 16, 2024 - Sep 19, 2024
#14-3.05%
Apr 28, 2003 - May 13, 2003		-7.35%
Sep 14, 2012 - Jan 2, 2013
#15-3.03%
Sep 30, 2003 - Oct 15, 2003		-7.27%
Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between CARV and SPY is -0.56 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.56
-101

Dividend Comparison (1999 - 2026)

CARV vs SPY dividend yield comparison.

YearCARVSPY
20260.00%0.50%
20250.00%1.07%
20240.00%1.21%
20230.00%1.40%
20220.00%1.65%
20210.00%1.20%
20200.00%1.52%
20190.00%1.75%
20180.00%2.04%
20170.00%1.80%
20160.00%2.03%
20150.00%2.06%
20140.00%1.87%
20130.00%1.81%
20120.00%2.18%
20110.00%2.05%
20107.85%1.80%
20094.42%1.95%
20088.00%3.02%
20072.80%1.85%
20062.18%1.73%
20051.95%1.73%
20041.20%1.82%
20030.79%1.47%
20020.45%1.70%
20010.56%1.25%
20000.51%1.15%
19990.00%0.24%

Select Stocks to Compare

Popular: CARV vs SPY