C vs SPY
Comparison between Citigroup Inc (C, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).
5-Year PerformanceC has outperformed SPY, delivering a return of +14.7% compared to +13.3%
C vs SPY - Performance Comparison
Key Characteristics
Financial metrics and valuation ratios
Market Cap / Net Assets
C
$234B
Winner
SPY
$652B
Expense Ratio
C
N/A
SPY
0.09%
Max Drawdown
C
98.27%
Winner
SPY
56.47%
Sharpe Ratio
Winner
C
2.17
SPY
2.07
5Y Beta
C
1.28
Winner
SPY
1.00
Industry
C
Banks - Diversified
SPY
N/A
P/E Ratio
Winner
C
16.49
SPY
28.24
Forward P/E
Winner
C
12.12
SPY
21.85
PEG Ratio
C
1.56
SPY
N/A
Dividend Yield
C
1.83%
SPY
N/A
5Y Dividends CAGR
Winner
C
7.73%
SPY
5.43%
5Y EPS CAGR
C
-0.03%
Winner
SPY
25.79%
Debt to Equity
C
173.21%
Winner
SPY
22.35%
Free Cash Flow Yield
C
-31.73%
SPY
N/A
P/S Ratio
Winner
C
2.83
SPY
3.55
P/B Ratio
Winner
C
1.14
SPY
5.29
C vs SPY - Historical Returns
Returns include dividend reinvestment.
1M
C
+2.16%
Winner
SPY
+9.11%
3M
C
+1.93%
Winner
SPY
+6.59%
6M
Winner
C
+25.81%
SPY
+10.56%
1Y
Winner
C
+79.21%
SPY
+32.04%
5Y(CAGR)
Winner
C
+14.73%
SPY
+13.35%
10Y(CAGR)
C
+14.48%
Winner
SPY
+15.49%
Max(CAGR)
C
-1.88%
Winner
SPY
+8.50%
C vs SPY - Annual Returns (1999 - 2026)
Returns include dividend reinvestment.
| Year | C | SPY |
|---|---|---|
| 2026 | +6.83% | +8.27% |
| 2025 | +71.47% | +18.00% |
| 2024 | +37.70% | +25.59% |
| 2023 | +17.50% | +26.72% |
| 2022 | -25.45% | -18.64% |
| 2021 | +3.55% | +30.52% |
| 2020 | -20.97% | +17.28% |
| 2019 | +53.45% | +31.09% |
| 2018 | -28.44% | -5.24% |
| 2017 | +24.61% | +20.78% |
| 2016 | +17.31% | +13.59% |
| 2015 | -4.35% | +1.31% |
| 2014 | +3.60% | +14.56% |
| 2013 | +26.43% | +29.00% |
| 2012 | +39.82% | +14.17% |
| 2011 | -46.26% | +0.85% |
| 2010 | +39.12% | +13.14% |
| 2009 | -53.52% | +22.67% |
| 2008 | -75.54% | -36.25% |
| 2007 | -44.26% | +5.32% |
| 2006 | +17.71% | +13.85% |
| 2005 | +4.43% | +5.32% |
| 2004 | +1.76% | +10.75% |
| 2003 | +37.06% | +24.18% |
| 2002 | -24.85% | -22.42% |
| 2001 | +1.15% | -10.13% |
| 2000 | +29.75% | -8.84% |
| 1999 | +4.33% | +8.61% |
C vs SPY Drawdown Comparison
The maximum drawdown for C was -98.00%, occurring on Mar 5, 2009. This drawdown has not yet recovered.
The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.
The current C drawdown is -66.47%.
| Rank | C | SPY |
|---|---|---|
| #1 | -98.00% Dec 27, 2006 - Mar 5, 2009 | -55.20% Oct 9, 2007 - Aug 16, 2012 |
| #2 | -53.13% Aug 28, 2000 - Mar 30, 2004 | -47.50% Mar 24, 2000 - Oct 26, 2006 |
| #3 | -19.44% Jan 19, 2000 - Mar 23, 2000 | -33.70% Feb 19, 2020 - Aug 10, 2020 |
| #4 | -17.19% Apr 1, 2004 - Nov 23, 2005 | -24.50% Jan 3, 2022 - Dec 13, 2023 |
| #5 | -14.22% Nov 16, 1999 - Jan 18, 2000 | -19.34% Sep 20, 2018 - Apr 12, 2019 |
| #6 | -12.27% Apr 25, 2000 - Jun 2, 2000 | -18.76% Feb 19, 2025 - Jun 26, 2025 |
| #7 | -10.25% Jun 14, 2000 - Jul 14, 2000 | -13.02% Jul 20, 2015 - Apr 18, 2016 |
| #8 | -8.58% Apr 11, 2000 - Apr 25, 2000 | -10.10% Jan 26, 2018 - Aug 6, 2018 |
| #9 | -8.26% Dec 14, 2005 - Apr 28, 2006 | -9.44% Sep 2, 2020 - Nov 11, 2020 |
| #10 | -7.88% May 5, 2006 - Sep 20, 2006 | -9.30% Jan 19, 2000 - Mar 17, 2000 |
| #11 | -5.34% Apr 3, 2000 - Apr 10, 2000 | -9.05% Jul 19, 2007 - Oct 5, 2007 |
| #12 | -4.79% Nov 4, 1999 - Nov 12, 1999 | -8.88% Jan 27, 2026 - Apr 14, 2026 |
| #13 | -3.95% Jun 2, 2000 - Jun 14, 2000 | -8.41% Jul 16, 2024 - Sep 19, 2024 |
| #14 | -3.39% Aug 7, 2000 - Aug 14, 2000 | -7.35% Sep 14, 2012 - Jan 2, 2013 |
| #15 | -3.09% Jul 21, 2000 - Aug 2, 2000 | -7.27% Sep 18, 2014 - Oct 31, 2014 |
Correlation
Correlation between C and SPY is -0.39 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.
-0.39
-101
Dividend Comparison (1999 - 2026)
C vs SPY dividend yield comparison.
| Year | C | SPY |
|---|---|---|
| 2026 | 0.96% | 0.24% |
| 2025 | 1.99% | 1.07% |
| 2024 | 3.10% | 1.21% |
| 2023 | 4.04% | 1.40% |
| 2022 | 4.51% | 1.65% |
| 2021 | 3.38% | 1.20% |
| 2020 | 3.31% | 1.52% |
| 2019 | 2.40% | 1.75% |
| 2018 | 2.96% | 2.04% |
| 2017 | 1.29% | 1.80% |
| 2016 | 0.71% | 2.03% |
| 2015 | 0.31% | 2.06% |
| 2014 | 0.07% | 1.87% |
| 2013 | 0.08% | 1.81% |
| 2012 | 0.10% | 2.18% |
| 2011 | 0.11% | 2.05% |
| 2010 | 0.00% | 1.80% |
| 2009 | 0.30% | 1.95% |
| 2008 | 16.69% | 3.02% |
| 2007 | 7.34% | 1.85% |
| 2006 | 3.52% | 1.73% |
| 2005 | 3.63% | 1.73% |
| 2004 | 3.32% | 1.82% |
| 2003 | 2.27% | 1.47% |
| 2002 | 8.84% | 1.70% |
| 2001 | 1.19% | 1.25% |
| 2000 | 0.95% | 1.15% |
| 1999 | 0.00% | 0.24% |
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