BOTJ vs PBHC
Comparison between Bank of James Financial Group Inc (BOTJ, Company) and Pathfinder Bancorp Inc (PBHC, Company).
Both BOTJ and PBHC are from the Financial Services sector.
5-Year PerformanceBOTJ has outperformed PBHC, delivering a return of +10.6% compared to +2.0%
BOTJ vs PBHC - Performance Comparison
Key Characteristics
Financial metrics and valuation ratios
BOTJ vs PBHC - Historical Returns
Returns include dividend reinvestment.
BOTJ vs PBHC - Annual Returns (1999 - 2026)
Returns include dividend reinvestment.
| Year | BOTJ | PBHC |
|---|---|---|
| 2026 | +34.79% | +10.99% |
| 2025 | +24.33% | -15.14% |
| 2024 | +33.76% | +28.69% |
| 2023 | +5.58% | -25.10% |
| 2022 | -21.53% | +13.40% |
| 2021 | +38.91% | +52.28% |
| 2020 | -20.91% | -16.22% |
| 2019 | +19.76% | -5.32% |
| 2018 | -12.22% | +3.94% |
| 2017 | -0.22% | +17.33% |
| 2016 | +23.69% | +5.92% |
| 2015 | +26.13% | +33.41% |
| 2014 | +13.67% | +20.54% |
| 2013 | +60.16% | +32.33% |
| 2012 | +29.54% | +13.35% |
| 2011 | -29.60% | +6.21% |
| 2010 | -3.38% | +54.42% |
| 2009 | -2.87% | -7.81% |
| 2008 | -37.14% | -36.14% |
| 2007 | -7.93% | -19.08% |
| 2006 | -2.82% | +3.05% |
| 2005 | +19.39% | -19.90% |
| 2004 | +17.06% | -3.88% |
| 2003 | +60.34% | +29.69% |
| 2002 | +20.83% | +13.14% |
| 2001 | +20.00% | +125.47% |
| 2000 | -6.82% | -27.88% |
| 1999 | N/A | -6.58% |
BOTJ vs PBHC Drawdown Comparison
The maximum drawdown for BOTJ was -76.94%, occurring on Sep 30, 2011. Recovery took 2751 trading sessions.
The maximum drawdown for PBHC was -73.10%, occurring on Mar 13, 2009. Recovery took 2690 trading sessions.
The current BOTJ drawdown is -0.92%. The current PBHC drawdown is -22.80%.
| Rank | BOTJ | PBHC |
|---|---|---|
| #1 | -76.94% Feb 8, 2006 - Jan 12, 2017 | -73.10% Jan 30, 2004 - Oct 7, 2014 |
| #2 | -50.27% Jun 23, 2021 - Oct 27, 2025 | -45.89% Sep 16, 2022 - Mar 4, 2024 |
| #3 | -49.76% Jun 25, 2018 - May 24, 2021 | -43.72% Nov 10, 1999 - Jul 23, 2001 |
| #4 | -25.00% Oct 4, 2001 - May 20, 2002 | -42.24% May 28, 2019 - Apr 14, 2021 |
| #5 | -23.41% Mar 23, 2005 - Jan 27, 2006 | -28.52% May 22, 2002 - Dec 23, 2002 |
| #6 | -20.83% Aug 16, 2000 - Oct 4, 2001 | -19.67% May 21, 2018 - May 23, 2019 |
| #7 | -16.07% Aug 30, 2004 - Jan 24, 2005 | -16.84% Dec 24, 2015 - Dec 21, 2016 |
| #8 | -14.72% Nov 18, 2003 - Jan 7, 2004 | -13.95% Jun 16, 2015 - Nov 19, 2015 |
| #9 | -14.69% Mar 2, 2017 - May 17, 2018 | -13.17% Mar 31, 2022 - Sep 16, 2022 |
| #10 | -14.00% Jan 7, 2004 - Aug 30, 2004 | -12.51% Aug 23, 2001 - May 17, 2002 |
| #11 | -12.70% Nov 12, 2002 - May 27, 2003 | -12.50% Jul 23, 2001 - Aug 2, 2001 |
| #12 | -11.54% Jul 16, 2003 - Oct 21, 2003 | -12.39% Aug 2, 2001 - Aug 20, 2001 |
| #13 | -9.68% May 20, 2002 - Nov 12, 2002 | -11.70% Apr 14, 2021 - Jun 21, 2021 |
| #14 | -8.96% May 27, 2003 - Jul 15, 2003 | -11.54% Nov 5, 1999 - Nov 10, 1999 |
| #15 | -8.82% Feb 23, 2026 - Mar 16, 2026 | -11.52% Dec 26, 2002 - Apr 4, 2003 |
Correlation
Correlation between BOTJ and PBHC is 0.81 which considered as a strong positive correlation - the stocks tend to move together.
Dividend Comparison (2000 - 2026)
BOTJ vs PBHC dividend yield comparison.
| Year | BOTJ | PBHC |
|---|---|---|
| 2026 | 0.81% | 1.29% |
| 2025 | 2.15% | 2.83% |
| 2024 | 2.52% | 2.23% |
| 2023 | 2.62% | 2.57% |
| 2022 | 2.43% | 1.78% |
| 2021 | 1.73% | 1.57% |
| 2020 | 2.31% | 2.09% |
| 2019 | 1.83% | 1.73% |
| 2018 | 1.84% | 1.52% |
| 2017 | 1.61% | 1.35% |
| 2016 | 1.58% | 1.48% |
| 2015 | 1.70% | 1.08% |
| 2014 | 1.46% | 0.74% |
| 2013 | 0.00% | 0.89% |
| 2012 | 0.00% | 1.16% |
| 2011 | 0.00% | 1.35% |
| 2010 | 12.52% | 1.41% |
| 2009 | 7.08% | 3.44% |
| 2008 | 18.19% | 6.56% |
| 2007 | 12.86% | 4.00% |
| 2006 | 0.00% | 3.14% |
| 2005 | 0.00% | 2.35% |
| 2004 | 8.54% | 2.43% |
| 2003 | 0.00% | 2.18% |
| 2002 | 0.00% | 2.04% |
| 2001 | 0.00% | 1.97% |
| 2000 | 0.00% | 3.88% |
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