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BOTJ vs JFIN

Comparison between Bank of James Financial Group Inc (BOTJ, Company) and Jiayin Group Inc (JFIN, Company).

Both BOTJ and JFIN are from the Financial Services sector.

5-Year PerformanceBOTJ has outperformed JFIN, delivering a return of +12.7% compared to -7.7%

BOTJ vs JFIN - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
BOTJ
$120M
JFIN
$120M
Max Drawdown
Winner
BOTJ
83.50%
JFIN
92.53%
Sharpe Ratio
Winner
BOTJ
2.68
JFIN
-3.07
5Y Beta
Winner
BOTJ
0.18
JFIN
1.06
Industry
BOTJ
Banks - Regional
JFIN
Credit Services
P/E Ratio
BOTJ
10.99
Winner
JFIN
0.54
Forward P/E
BOTJ
N/A
JFIN
1.83
PEG Ratio
BOTJ
0.17
Winner
JFIN
0.01
Dividend Yield
BOTJ
1.50%
Winner
JFIN
27.20%
5Y Dividends CAGR
BOTJ
14.47%
JFIN
N/A
5Y EPS CAGR
BOTJ
14.58%
Winner
JFIN
42.44%
Debt to Equity
Winner
BOTJ
0.00%
JFIN
13.55%
Free Cash Flow Yield
BOTJ
11.86%
Winner
JFIN
74.39%
P/S Ratio
BOTJ
2.38
Winner
JFIN
0.02
P/B Ratio
BOTJ
1.49
Winner
JFIN
0.20

BOTJ vs JFIN - Historical Returns

Returns include dividend reinvestment.

1M
Winner
BOTJ
+8.15%
JFIN
-22.11%
3M
Winner
BOTJ
+14.70%
JFIN
-52.05%
6M
Winner
BOTJ
+47.88%
JFIN
-68.47%
1Y
Winner
BOTJ
+95.14%
JFIN
-86.46%
5Y(CAGR)
Winner
BOTJ
+12.75%
JFIN
-7.73%
10Y(CAGR)
BOTJ
+10.87%
JFIN
N/A
Max(CAGR)
Winner
BOTJ
+8.75%
JFIN
-20.73%

BOTJ vs JFIN - Annual Returns (2000 - 2026)

Returns include dividend reinvestment.

YearBOTJJFIN
2026+44.53%-63.12%
2025+24.33%-7.47%
2024+33.76%+47.03%
2023+5.58%+137.98%
2022-21.53%-0.43%
2021+38.91%-30.38%
2020-20.91%-42.23%
2019+19.76%-67.43%
2018-12.22%N/A
2017-0.22%N/A
2016+23.69%N/A
2015+26.13%N/A
2014+13.67%N/A
2013+60.16%N/A
2012+29.54%N/A
2011-29.60%N/A
2010-3.38%N/A
2009-2.87%N/A
2008-37.14%N/A
2007-7.93%N/A
2006-2.82%N/A
2005+19.39%N/A
2004+17.06%N/A
2003+60.34%N/A
2002+20.83%N/A
2001+20.00%N/A
2000-6.82%N/A

BOTJ vs JFIN Drawdown Comparison

The maximum drawdown for BOTJ was -76.94%, occurring on Sep 30, 2011. Recovery took 2751 trading sessions.

The maximum drawdown for JFIN was -92.53%, occurring on May 11, 2022. Recovery took 1523 trading sessions.

The current BOTJ drawdown is -1.15%. The current JFIN drawdown is -87.71%.

RankBOTJJFIN
#1-76.94%
Feb 8, 2006 - Jan 12, 2017
-92.53%
May 16, 2019 - Jun 6, 2025
#2-50.27%
Jun 23, 2021 - Oct 27, 2025
-87.71%
Jun 12, 2025 - Jul 23, 2026
#3-49.76%
Jun 25, 2018 - May 24, 2021
-13.93%
May 10, 2019 - May 16, 2019
#4-25.00%
Oct 4, 2001 - May 20, 2002
-3.68%
Jun 6, 2025 - Jun 12, 2025
#5-23.41%
Mar 23, 2005 - Jan 27, 2006
N/A
#6-20.83%
Aug 16, 2000 - Oct 4, 2001
N/A
#7-16.07%
Aug 30, 2004 - Jan 24, 2005
N/A
#8-14.72%
Nov 18, 2003 - Jan 7, 2004
N/A
#9-14.69%
Mar 2, 2017 - May 17, 2018
N/A
#10-14.00%
Jan 7, 2004 - Aug 30, 2004
N/A
#11-12.70%
Nov 12, 2002 - May 27, 2003
N/A
#12-11.54%
Jul 16, 2003 - Oct 21, 2003
N/A
#13-9.68%
May 20, 2002 - Nov 12, 2002
N/A
#14-8.96%
May 27, 2003 - Jul 15, 2003
N/A
#15-8.82%
Feb 23, 2026 - Mar 16, 2026
N/A

Correlation

Correlation between BOTJ and JFIN is 0.18 which considered as a very weak or no correlation - the stocks move independently of each other.

0.18
-101

Dividend Comparison (2004 - 2026)

BOTJ vs JFIN dividend yield comparison.

YearBOTJJFIN
20260.75%0.00%
20252.15%13.79%
20242.52%14.13%
20232.62%15.06%
20222.43%0.00%
20211.73%0.00%
20202.31%0.00%
20191.83%0.00%
20181.84%0.00%
20171.61%0.00%
20161.58%0.00%
20151.70%0.00%
20141.46%0.00%
201012.52%0.00%
20097.08%0.00%
200818.19%0.00%
200712.86%0.00%
20048.54%0.00%

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