BMRC vs PAYS

Comparison between Bank of Marin Bancorp (BMRC, Company) and PaySign Inc (PAYS, Company).

BMRC is from the Financial Services sector, while PAYS is from the Technology sector.

5-Year PerformancePAYS has outperformed BMRC, delivering a return of +19.1% compared to +0.7%

BMRC vs PAYS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BMRC(COMPANY)	PAYS(COMPANY)
Market Cap	$430M	$429M
Max Drawdown	70.38%	98.95%
Sharpe Ratio	0.83	0.67
5Y Beta	0.79	1.23
Industry	Banks - Regional	Software - Infrastructure
P/E Ratio	-13.32	36.43
Forward P/E	11.78	30.58
PEG Ratio	-0.03	0.17
Dividend Yield	3.87%	N/A
5Y Dividends CAGR	6.32%	N/A
5Y EPS CAGR	N/A	10.08%
Debt to Equity	0.00%	11.16%
Free Cash Flow Yield	7.81%	17.70%

Market Cap

Winner

BMRC

$430M

PAYS

$429M

Max Drawdown

Winner

BMRC

70.38%

PAYS

98.95%

Sharpe Ratio

Winner

BMRC

0.83

PAYS

0.67

5Y Beta

Winner

BMRC

0.79

PAYS

1.23

Industry

BMRC

Banks - Regional

PAYS

Software - Infrastructure

P/E Ratio

Winner

BMRC

-13.32

PAYS

36.43

Forward P/E

Winner

BMRC

11.78

PAYS

30.58

PEG Ratio

Winner

BMRC

-0.03

PAYS

0.17

Dividend Yield

BMRC

3.87%

PAYS

N/A

5Y Dividends CAGR

BMRC

6.32%

PAYS

N/A

5Y EPS CAGR

BMRC

N/A

PAYS

10.08%

Debt to Equity

Winner

BMRC

0.00%

PAYS

11.16%

Free Cash Flow Yield

BMRC

7.81%

Winner

PAYS

17.70%

BMRC vs PAYS - Historical Returns

Returns include dividend reinvestment.

Period	BMRC	PAYS
1 month	+0.27%	+11.56%
3 months	+4.66%	+49.90%
6 months	+0.75%	+44.03%
1 year	+23.27%	+20.62%
5 years(CAGR)	+0.68%	+19.11%
10 years(CAGR)	+3.86%	+44.84%
Max(CAGR)	+6.82%	+13.69%

BMRC

+0.27%

Winner

PAYS

+11.56%

BMRC

+4.66%

Winner

PAYS

+49.90%

BMRC

+0.75%

Winner

PAYS

+44.03%

Winner

BMRC

+23.27%

PAYS

+20.62%

5Y(CAGR)

BMRC

+0.68%

Winner

PAYS

+19.11%

10Y(CAGR)

BMRC

+3.86%

Winner

PAYS

+44.84%

Max(CAGR)

BMRC

+6.82%

Winner

PAYS

+13.69%

BMRC vs PAYS - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	BMRC	PAYS
2026	+3.99%	+55.65%
2025	+15.45%	+80.07%
2024	+14.52%	+13.11%
2023	-28.75%	+12.90%
2022	-9.40%	+37.97%
2021	+9.60%	-65.74%
2020	-21.35%	-52.99%
2019	+11.02%	+183.52%
2018	+23.61%	+375.68%
2017	-0.06%	+118.56%
2016	+32.99%	+45.22%
2015	+6.68%	-2.99%
2014	+23.83%	+48.19%
2013	+14.81%	-46.13%
2012	-1.24%	+197.00%
2011	+7.28%	-4.76%
2010	+8.16%	+425.00%
2009	+41.24%	-63.64%
2008	-14.58%	-92.14%
2007	-17.58%	+0.00%
2006	+7.20%	N/A
2005	-12.36%	N/A
2004	+38.84%	N/A
2003	+45.20%	N/A
2002	+25.97%	N/A
2001	+5.75%	N/A
2000	-11.52%	N/A
1999	+8.69%	N/A

BMRC vs PAYS Drawdown Comparison

The maximum drawdown for BMRC was -67.02%, occurring on May 4, 2023. This drawdown has not yet recovered.

The maximum drawdown for PAYS was -98.95%, occurring on Jan 30, 2009. Recovery took 2520 trading sessions.

The current BMRC drawdown is -27.71%. The current PAYS drawdown is -56.99%.

Rank	BMRC	PAYS
#1	-67.02% Dec 20, 2019 - May 4, 2023	-98.95% Mar 4, 2008 - Mar 7, 2018
#2	-54.30% Feb 22, 2007 - Mar 7, 2011	-93.09% Jul 18, 2019 - May 12, 2022
#3	-21.87% Dec 28, 2004 - Feb 20, 2007	-42.86% Oct 10, 2007 - Mar 4, 2008
#4	-20.73% Oct 5, 2012 - Jul 10, 2013	-35.35% Sep 18, 2018 - Feb 7, 2019
#5	-20.00% Dec 30, 1999 - Jan 22, 2002	-23.31% Aug 10, 2018 - Sep 10, 2018
#6	-19.49% Dec 15, 2016 - Dec 4, 2017	-22.49% Apr 17, 2018 - May 24, 2018
#7	-19.01% Aug 9, 2011 - Feb 3, 2012	-20.78% Apr 26, 2019 - May 20, 2019
#8	-15.72% Nov 27, 2015 - Nov 9, 2016	-16.65% Mar 4, 2019 - Apr 17, 2019
#9	-15.56% Jan 26, 2004 - Apr 26, 2004	-10.93% Feb 19, 2019 - Mar 4, 2019
#10	-14.83% Jul 26, 2018 - Feb 15, 2019	-10.87% Jun 14, 2019 - Jun 21, 2019
#11	-14.67% Apr 22, 2002 - Oct 15, 2002	-8.87% May 23, 2019 - Jun 7, 2019
#12	-14.16% Jul 19, 2013 - Nov 29, 2013	-8.75% Jul 9, 2018 - Jul 26, 2018
#13	-13.48% Feb 3, 2012 - Mar 26, 2012	-7.37% Aug 3, 2018 - Aug 9, 2018
#14	-12.39% Feb 22, 2019 - Oct 23, 2019	-6.68% Apr 17, 2019 - Apr 24, 2019
#15	-12.32% Apr 6, 2011 - Aug 9, 2011	-6.32% Jun 20, 2018 - Jul 5, 2018