BLFY vs CFFI

Comparison between Blue Foundry Bancorp (BLFY, Company) and C & F Financial Corp (CFFI, Company).

Both BLFY and CFFI are from the Financial Services sector.

5-Year PerformanceCFFI has outperformed BLFY, delivering a return of +13.2% compared to +1.4%

BLFY vs CFFI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BLFY(COMPANY)	CFFI(COMPANY)
Market Cap	$275M	$275M
Max Drawdown	52.48%	75.51%
Sharpe Ratio	0.94	0.87
5Y Beta	0.72	0.79
Industry	Banks - Regional	Banks - Regional
P/E Ratio	-28.07	9.74
Forward P/E	625.00	5.69
PEG Ratio	N/A	0.33
Dividend Yield	N/A	2.37%
5Y Dividends CAGR	N/A	4.07%
5Y EPS CAGR	N/A	4.49%
Debt to Equity	0.00%	7.53%
Free Cash Flow Yield	-2.92%	4.11%

Market Cap

BLFY

$275M

Winner

CFFI

$275M

Max Drawdown

Winner

BLFY

52.48%

CFFI

75.51%

Sharpe Ratio

Winner

BLFY

0.94

CFFI

0.87

5Y Beta

Winner

BLFY

0.72

CFFI

0.79

Industry

BLFY

Banks - Regional

CFFI

Banks - Regional

P/E Ratio

Winner

BLFY

-28.07

CFFI

9.74

Forward P/E

BLFY

625.00

Winner

CFFI

5.69

PEG Ratio

BLFY

N/A

CFFI

0.33

Dividend Yield

BLFY

N/A

CFFI

2.37%

5Y Dividends CAGR

BLFY

N/A

CFFI

4.07%

5Y EPS CAGR

BLFY

N/A

CFFI

4.49%

Debt to Equity

Winner

BLFY

0.00%

CFFI

7.53%

Free Cash Flow Yield

BLFY

-2.92%

Winner

CFFI

4.11%

BLFY vs CFFI - Historical Returns

Returns include dividend reinvestment.

Period	BLFY	CFFI
1 month	+0.00%	+4.58%
3 months	+0.00%	+12.64%
6 months	+0.68%	+12.57%
1 year	+52.18%	+34.12%
5 years(CAGR)	+1.35%	+13.19%
10 years(CAGR)	N/A	+9.52%
Max(CAGR)	+0.52%	+9.16%

BLFY

+0.00%

Winner

CFFI

+4.58%

BLFY

+0.00%

Winner

CFFI

+12.64%

BLFY

+0.68%

Winner

CFFI

+12.57%

Winner

BLFY

+52.18%

CFFI

+34.12%

5Y(CAGR)

BLFY

+1.35%

Winner

CFFI

+13.19%

10Y(CAGR)

BLFY

N/A

CFFI

+9.52%

Max(CAGR)

BLFY

+0.52%

Winner

CFFI

+9.16%

BLFY vs CFFI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	BLFY	CFFI
2026	+5.84%	+19.89%
2025	+31.12%	+5.93%
2024	-1.41%	+6.14%
2023	-24.45%	+18.14%
2022	-13.12%	+16.71%
2021	+13.41%	+42.70%
2020	N/A	-28.42%
2019	N/A	+3.69%
2018	N/A	-4.55%
2017	N/A	+23.46%
2016	N/A	+32.43%
2015	N/A	+1.45%
2014	N/A	-7.69%
2013	N/A	+19.34%
2012	N/A	+49.39%
2011	N/A	+22.57%
2010	N/A	+16.54%
2009	N/A	+22.54%
2008	N/A	-47.67%
2007	N/A	-22.98%
2006	N/A	+6.44%
2005	N/A	-3.42%
2004	N/A	+0.73%
2003	N/A	+61.01%
2002	N/A	+32.76%
2001	N/A	+31.37%
2000	N/A	-16.59%
1999	N/A	-11.59%

BLFY vs CFFI Drawdown Comparison

The maximum drawdown for BLFY was -52.48%, occurring on Oct 25, 2023. This drawdown has not yet recovered.

The maximum drawdown for CFFI was -72.95%, occurring on Mar 9, 2009. Recovery took 1320 trading sessions.

The current BLFY drawdown is -13.69%. The current CFFI drawdown is -2.92%.

Rank	BLFY	CFFI
#1	-52.48% Dec 17, 2021 - Oct 25, 2023	-72.95% Mar 7, 2007 - May 31, 2012
#2	-7.77% Sep 10, 2021 - Nov 18, 2021	-54.43% Jul 26, 2018 - Oct 17, 2022
#3	-4.33% Nov 24, 2021 - Dec 17, 2021	-50.65% Dec 15, 2023 - Nov 6, 2024
#4	-4.03% Jul 16, 2021 - Aug 6, 2021	-47.16% Jul 23, 2013 - Sep 20, 2017
#5	-1.53% Aug 23, 2021 - Sep 1, 2021	-41.33% Nov 1, 1999 - Oct 1, 2001
#6	-0.07% Aug 18, 2021 - Aug 23, 2021	-34.98% Feb 10, 2025 - Jun 26, 2026
#7	N/A	-28.43% Oct 1, 2003 - Feb 21, 2007
#8	N/A	-27.58% Dec 18, 2017 - Jun 22, 2018
#9	N/A	-22.21% Jul 2, 2012 - May 6, 2013
#10	N/A	-20.60% Apr 10, 2002 - Dec 12, 2002
#11	N/A	-20.24% Feb 6, 2023 - Nov 24, 2023
#12	N/A	-15.50% Jun 18, 2003 - Sep 15, 2003
#13	N/A	-14.76% Dec 12, 2024 - Feb 5, 2025
#14	N/A	-13.63% Oct 18, 2022 - Dec 8, 2022
#15	N/A	-11.05% Oct 2, 2001 - Jan 17, 2002