BILL vs INDB

Comparison between BILL Holdings Inc (BILL, Company) and Independent Bank Corp (INDB, Company).

BILL is from the Technology sector, while INDB is from the Financial Services sector.

5-Year PerformanceINDB has outperformed BILL, delivering a return of +7.7% compared to -27.7%

BILL vs INDB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BILL(COMPANY)	INDB(COMPANY)
Market Cap	$4.16B	$4.14B
Max Drawdown	90.66%	70.36%
Sharpe Ratio	0.07	0.96
5Y Beta	1.63	0.99
Industry	Software - Application	Banks - Regional
P/E Ratio	-1062.75	16.85
Forward P/E	13.07	11.89
PEG Ratio	0.44	1.20
Dividend Yield	N/A	2.89%
5Y Dividends CAGR	N/A	10.16%
5Y EPS CAGR	N/A	4.16%
Debt to Equity	48.25%	0.00%
Free Cash Flow Yield	9.21%	8.19%
P/S Ratio	2.61	4.28
P/B Ratio	1.16	1.15

Market Cap

Winner

BILL

$4.16B

INDB

$4.14B

Max Drawdown

BILL

90.66%

Winner

INDB

70.36%

Sharpe Ratio

BILL

0.07

Winner

INDB

0.96

5Y Beta

BILL

1.63

Winner

INDB

0.99

Industry

BILL

Software - Application

INDB

Banks - Regional

P/E Ratio

Winner

BILL

-1062.75

INDB

16.85

Forward P/E

BILL

13.07

Winner

INDB

11.89

PEG Ratio

Winner

BILL

0.44

INDB

1.20

Dividend Yield

BILL

N/A

INDB

2.89%

5Y Dividends CAGR

BILL

N/A

INDB

10.16%

5Y EPS CAGR

BILL

N/A

INDB

4.16%

Debt to Equity

BILL

48.25%

Winner

INDB

0.00%

Free Cash Flow Yield

Winner

BILL

9.21%

INDB

8.19%

P/S Ratio

Winner

BILL

2.61

INDB

4.28

P/B Ratio

BILL

1.16

Winner

INDB

1.15

BILL vs INDB - Historical Returns

Returns include dividend reinvestment.

Period	BILL	INDB
1 month	+27.78%	+2.97%
3 months	+12.55%	+9.18%
6 months	-14.84%	+10.01%
1 year	-11.35%	+27.93%
5 years(CAGR)	-27.65%	+7.75%
10 years(CAGR)	N/A	+8.36%
Max(CAGR)	+2.30%	+10.05%

Winner

BILL

+27.78%

INDB

+2.97%

Winner

BILL

+12.55%

INDB

+9.18%

BILL

-14.84%

Winner

INDB

+10.01%

BILL

-11.35%

Winner

INDB

+27.93%

5Y(CAGR)

BILL

-27.65%

Winner

INDB

+7.75%

10Y(CAGR)

BILL

N/A

INDB

+8.36%

Max(CAGR)

BILL

+2.30%

Winner

INDB

+10.05%

BILL vs INDB - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	BILL	INDB
2026	-18.39%	+17.73%
2025	-35.11%	+19.78%
2024	+9.69%	+2.44%
2023	-25.32%	-17.02%
2022	-53.34%	+3.94%
2021	+81.25%	+15.04%
2020	+252.71%	-9.78%
2019	+7.18%	+18.14%
2018	N/A	+3.24%
2017	N/A	+1.19%
2016	N/A	+58.20%
2015	N/A	+13.16%
2014	N/A	+14.22%
2013	N/A	+34.53%
2012	N/A	+6.28%
2011	N/A	-0.44%
2010	N/A	+31.22%
2009	N/A	-17.19%
2008	N/A	+3.50%
2007	N/A	-22.69%
2006	N/A	+25.42%
2005	N/A	-11.86%
2004	N/A	+21.49%
2003	N/A	+24.60%
2002	N/A	+6.74%
2001	N/A	+81.79%
2000	N/A	+2.42%
1999	N/A	-5.83%

BILL vs INDB Drawdown Comparison

The maximum drawdown for BILL was -90.66%, occurring on Jun 22, 2026. This drawdown has not yet recovered.

The maximum drawdown for INDB was -68.87%, occurring on Mar 9, 2009. Recovery took 1526 trading sessions.

The current BILL drawdown is -87.94%. The current INDB drawdown is -2.75%.

Rank	BILL	INDB
#1	-90.66% Nov 9, 2021 - Jun 22, 2026	-68.87% Dec 27, 2006 - Jan 22, 2013
#2	-53.59% Feb 12, 2020 - May 6, 2020	-52.59% Mar 12, 2021 - Feb 3, 2026
#3	-32.12% Feb 10, 2021 - Jul 20, 2021	-42.91% Sep 7, 2018 - Feb 24, 2021
#4	-26.21% Dec 22, 2020 - Feb 5, 2021	-33.80% Apr 16, 2002 - Aug 12, 2003
#5	-23.16% May 8, 2020 - Jun 22, 2020	-31.92% Nov 3, 1999 - Aug 11, 2000
#6	-20.78% Aug 27, 2020 - Oct 7, 2020	-30.44% Sep 20, 2000 - Feb 13, 2001
#7	-20.52% Oct 14, 2020 - Nov 30, 2020	-29.03% Dec 1, 2004 - Nov 15, 2006
#8	-16.69% Aug 6, 2020 - Aug 26, 2020	-27.91% Aug 21, 2001 - Nov 20, 2001
#9	-13.03% Sep 8, 2021 - Oct 14, 2021	-20.30% Nov 27, 2015 - Aug 5, 2016
#10	-11.07% Jul 9, 2020 - Jul 30, 2020	-17.28% Feb 10, 2004 - Sep 9, 2004
#11	-8.81% Dec 24, 2019 - Jan 13, 2020	-15.54% Jan 4, 2017 - Jul 21, 2017
#12	-8.30% Feb 4, 2020 - Feb 7, 2020	-14.30% Feb 6, 2026 - Jul 1, 2026
#13	-6.67% Dec 13, 2019 - Dec 24, 2019	-13.73% Jul 20, 2015 - Nov 6, 2015
#14	-5.92% Feb 5, 2021 - Feb 10, 2021	-13.47% Apr 1, 2014 - Oct 31, 2014
#15	-5.75% Aug 5, 2021 - Aug 20, 2021	-12.73% Dec 30, 2014 - Mar 16, 2015