BFST vs CERT

Comparison between Business First Bancshares Inc (BFST, Company) and Certara Inc (CERT, Company).

BFST is from the Financial Services sector, while CERT is from the Healthcare sector.

5-Year PerformanceBFST has outperformed CERT, delivering a return of +5.8% compared to -27.5%

BFST vs CERT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BFST(COMPANY)	CERT(COMPANY)
Market Cap	$849M	$849M
Max Drawdown	66.64%	90.09%
Sharpe Ratio	0.97	-0.81
5Y Beta	0.88	0.93
Industry	Banks - Regional	Health Information Services
P/E Ratio	9.36	-57.18
Forward P/E	9.68	12.67
PEG Ratio	0.55	-0.12
Dividend Yield	2.05%	N/A
5Y Dividends CAGR	11.69%	N/A
5Y EPS CAGR	14.25%	-21.20%
Debt to Equity	0.00%	28.76%
Free Cash Flow Yield	10.36%	10.45%

Market Cap

BFST

$849M

Winner

CERT

$849M

Max Drawdown

Winner

BFST

66.64%

CERT

90.09%

Sharpe Ratio

Winner

BFST

0.97

CERT

-0.81

5Y Beta

Winner

BFST

0.88

CERT

0.93

Industry

BFST

Banks - Regional

CERT

Health Information Services

P/E Ratio

BFST

9.36

Winner

CERT

-57.18

Forward P/E

Winner

BFST

9.68

CERT

12.67

PEG Ratio

BFST

0.55

Winner

CERT

-0.12

Dividend Yield

BFST

2.05%

CERT

N/A

5Y Dividends CAGR

BFST

11.69%

CERT

N/A

5Y EPS CAGR

Winner

BFST

14.25%

CERT

-21.20%

Debt to Equity

Winner

BFST

0.00%

CERT

28.76%

Free Cash Flow Yield

BFST

10.36%

Winner

CERT

10.45%

BFST vs CERT - Historical Returns

Returns include dividend reinvestment.

Period	BFST	CERT
1 month	+5.66%	+21.49%
3 months	+11.66%	-14.77%
6 months	+3.56%	-37.61%
1 year	+27.33%	-47.59%
5 years(CAGR)	+5.80%	-27.48%
10 years(CAGR)	+3.77%	N/A
Max(CAGR)	+3.77%	-29.49%

BFST

+5.66%

Winner

CERT

+21.49%

Winner

BFST

+11.66%

CERT

-14.77%

Winner

BFST

+3.56%

CERT

-37.61%

Winner

BFST

+27.33%

CERT

-47.59%

5Y(CAGR)

Winner

BFST

+5.80%

CERT

-27.48%

10Y(CAGR)

BFST

+3.77%

CERT

N/A

Max(CAGR)

Winner

BFST

+3.77%

CERT

-29.49%

BFST vs CERT - Annual Returns (2018 - 2026)

Returns include dividend reinvestment.

Year	BFST	CERT
2026	+12.36%	-36.61%
2025	+7.03%	-17.35%
2024	+7.44%	-38.62%
2023	+15.39%	+8.31%
2022	-20.84%	-44.07%
2021	+42.95%	-13.88%
2020	-16.41%	-11.45%
2019	+5.51%	N/A
2018	-3.17%	N/A

BFST vs CERT Drawdown Comparison

The maximum drawdown for BFST was -65.67%, occurring on Mar 19, 2020. Recovery took 895 trading sessions.

The maximum drawdown for CERT was -90.09%, occurring on May 15, 2026. This drawdown has not yet recovered.

The current BFST drawdown is -3.04%. The current CERT drawdown is -87.75%.

Rank	BFST	CERT
#1	-65.67% Apr 17, 2018 - Nov 3, 2021	-90.09% Nov 4, 2021 - May 15, 2026
#2	-52.06% Jan 7, 2022 - Nov 6, 2024	-39.12% Dec 23, 2020 - Oct 28, 2021
#3	-27.27% Nov 11, 2024 - Feb 3, 2026	-11.79% Dec 11, 2020 - Dec 16, 2020
#4	-13.50% Feb 4, 2026 - Mar 20, 2026	-9.43% Dec 17, 2020 - Dec 23, 2020
#5	-5.29% Nov 23, 2021 - Jan 6, 2022	N/A
#6	-4.50% Nov 6, 2024 - Nov 11, 2024	N/A
#7	-3.44% Nov 10, 2021 - Nov 23, 2021	N/A
#8	-2.87% Apr 13, 2018 - Apr 17, 2018	N/A
#9	-1.17% Nov 3, 2021 - Nov 5, 2021	N/A

Correlation

Correlation between BFST and CERT is -0.46 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.46

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