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BCAL vs WTI

Comparison between Southern Calif Bancorp (BCAL, Company) and W & T Offshore Inc (WTI, Company).

BCAL is from the Financial Services sector, while WTI is from the Energy sector.

5-Year PerformanceBCAL has outperformed WTI, delivering a return of +6.4% compared to -5.5%

BCAL vs WTI - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
BCAL
$636M
Winner
WTI
$637M
Max Drawdown
Winner
BCAL
52.35%
WTI
98.16%
Sharpe Ratio
BCAL
1.26
Winner
WTI
1.30
5Y Beta
BCAL
0.78
Winner
WTI
0.64
Industry
BCAL
Banks - Regional
WTI
Oil & Gas E&p
P/E Ratio
BCAL
10.67
Winner
WTI
-4.36
Forward P/E
BCAL
N/A
WTI
11.48
PEG Ratio
BCAL
0.04
Winner
WTI
-0.04
Dividend Yield
Winner
BCAL
1.01%
WTI
0.97%
Debt to Equity
BCAL
5.92%
Winner
WTI
-158.37%
Free Cash Flow Yield
BCAL
9.18%
Winner
WTI
13.03%
P/S Ratio
BCAL
3.44
Winner
WTI
1.09
P/B Ratio
Winner
BCAL
1.09
WTI
72.42

BCAL vs WTI - Historical Returns

Returns include dividend reinvestment.

1M
Winner
BCAL
+4.89%
WTI
-28.47%
3M
Winner
BCAL
+11.87%
WTI
+9.97%
6M
BCAL
+0.64%
Winner
WTI
+109.14%
1Y
BCAL
+36.88%
Winner
WTI
+66.51%
5Y(CAGR)
Winner
BCAL
+6.36%
WTI
-5.53%
10Y(CAGR)
Winner
BCAL
+9.11%
WTI
+5.34%
Max(CAGR)
Winner
BCAL
+9.06%
WTI
-6.10%

BCAL vs WTI - Annual Returns (2005 - 2026)

Returns include dividend reinvestment.

YearBCALWTI
2026+5.78%+111.74%
2025+15.35%-6.19%
2024-3.84%-47.84%
2023+3.58%-35.51%
2022+12.35%+58.97%
2021+17.57%+46.82%
2020+0.00%-59.96%
2019-5.55%+24.66%
2018-10.51%+10.75%
2017+28.26%+16.14%
2016+38.55%+16.88%
2015+4.40%-68.91%
2014N/A-50.49%
2013N/A-1.01%
2012N/A-23.29%
2011N/A+20.53%
2010N/A+53.83%
2009N/A-22.25%
2008N/A-53.09%
2007N/A+2.37%
2006N/A+1.53%
2005N/A+59.31%

BCAL vs WTI Drawdown Comparison

The maximum drawdown for BCAL was -52.35%, occurring on Apr 15, 2020. Recovery took 1465 trading sessions.

The maximum drawdown for WTI was -97.59%, occurring on Mar 16, 2020. This drawdown has not yet recovered.

The current BCAL drawdown is -2.01%. The current WTI drawdown is -92.10%.

RankBCALWTI
#1-52.35%
Feb 9, 2018 - Dec 19, 2023
-97.59%
Jun 17, 2008 - Mar 16, 2020
#2-32.26%
Nov 25, 2024 - Oct 29, 2025
-55.75%
May 4, 2006 - May 8, 2008
#3-25.88%
Dec 29, 2023 - Nov 12, 2024
-25.16%
Sep 20, 2005 - Jan 24, 2006
#4-20.97%
May 3, 2017 - Jan 22, 2018
-16.88%
Feb 6, 2006 - Apr 10, 2006
#5-13.51%
Dec 8, 2025 - Mar 20, 2026
-11.71%
Mar 18, 2005 - Jun 2, 2005
#6-9.26%
Mar 15, 2017 - May 3, 2017
-11.12%
Aug 10, 2005 - Sep 6, 2005
#7-5.30%
Dec 24, 2015 - Aug 23, 2016
-10.30%
Apr 19, 2006 - May 4, 2006
#8-4.30%
Nov 11, 2025 - Nov 24, 2025
-8.28%
Jul 12, 2005 - Jul 29, 2005
#9-1.04%
Nov 12, 2024 - Nov 21, 2024
-6.34%
Sep 9, 2005 - Sep 19, 2005
#10-0.62%
Nov 25, 2025 - Dec 3, 2025
-5.92%
Jun 2, 2008 - Jun 16, 2008
#11-0.56%
Dec 4, 2025 - Dec 8, 2025
-4.00%
Jun 16, 2005 - Jun 30, 2005
#12-0.37%
Nov 5, 2025 - Nov 10, 2025
-3.84%
Aug 1, 2005 - Aug 10, 2005
#13-0.35%
Dec 27, 2023 - Dec 29, 2023
-3.51%
Jun 2, 2005 - Jun 15, 2005
#14-0.12%
Dec 22, 2023 - Dec 27, 2023
-2.41%
May 9, 2008 - May 13, 2008
#15N/A-2.30%
Jan 31, 2006 - Feb 6, 2006

Correlation

Correlation between BCAL and WTI is 0.30 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.30
-101

Dividend Comparison (2005 - 2026)

BCAL vs WTI dividend yield comparison.

YearBCALWTI
20260.51%0.59%
20250.54%2.45%
20240.00%2.41%
20230.00%0.31%
20140.00%5.45%
20130.00%4.88%
20120.00%6.92%
20110.00%3.72%
20100.00%4.48%
20090.00%1.03%
20080.00%2.53%
20070.00%1.81%
20060.00%0.39%
20050.00%0.20%

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